{"id":62883,"date":"2024-03-22T19:15:34","date_gmt":"2024-03-22T10:15:34","guid":{"rendered":"https:\/\/monolith.law\/cs\/?p=62883"},"modified":"2024-03-30T15:19:15","modified_gmt":"2024-03-30T06:19:15","slug":"stablecoin-regulation","status":"publish","type":"post","link":"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation","title":{"rendered":"Stablecoin Regulation Added! Explaining the Key Points of the Japanese Funds Settlement Act Amendment of Reiwa 4 (2022)"},"content":{"rendered":"\n<p>V posledn\u00edch letech se objevilo mnoho r\u016fzn\u00fdch typ\u016f kryptom\u011bn, mezi nimi\u017e najdeme tak\u00e9 takzvan\u00e9 stablecoiny.<\/p>\n\n\n\n<p>V kv\u011btnu 2022 (Reiwa 4) do\u0161lo k v\u00fdrazn\u00e9mu propadu stablecoinu Terra (Terra USD), kter\u00fd ztratil svou v\u00e1zanost na dolar. V t\u00e9to souvislosti se i v Japonsku posiluje regulace stablecoin\u016f.<\/p>\n\n\n\n<p>Proto se tento \u010dl\u00e1nek zam\u011b\u0159uje na pr\u00e1vn\u00ed p\u0159edpisy t\u00fdkaj\u00edc\u00ed se stablecoin\u016f a vysv\u011btluje regulaci stablecoin\u016f podle novely Japonsk\u00e9ho z\u00e1kona o platebn\u00edm styku (\u6539\u6b63\u8cc7\u91d1\u6c7a\u6e08\u6cd5) z roku Reiwa 4 (2022), a to zejm\u00e9na pro pr\u00e1vn\u00ed odborn\u00edky podnikaj\u00edc\u00ed v oblasti t\u011bchto kryptom\u011bn.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_53 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Co_jsou_stablecoiny\" title=\"Co jsou stablecoiny\">Co jsou stablecoiny<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Regulace_stablecoinu\" title=\"Regulace stablecoin\u016f\">Regulace stablecoin\u016f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Klicove_body_novely_Japonskeho_zakona_o_platebnim_styku_z_roku_Reiwa_4_2022\" title=\"Kl\u00ed\u010dov\u00e9 body novely Japonsk\u00e9ho z\u00e1kona o platebn\u00edm styku z roku Reiwa 4 (2022)\">Kl\u00ed\u010dov\u00e9 body novely Japonsk\u00e9ho z\u00e1kona o platebn\u00edm styku z roku Reiwa 4 (2022)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Regulace_zamerena_na_zajistene_stablecoiny\" title=\"Regulace zam\u011b\u0159en\u00e1 na zaji\u0161t\u011bn\u00e9 stablecoiny\">Regulace zam\u011b\u0159en\u00e1 na zaji\u0161t\u011bn\u00e9 stablecoiny<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Typy_stablecoinu_a_rozsah_regulace\" title=\"Typy stablecoin\u016f a rozsah regulace\">Typy stablecoin\u016f a rozsah regulace<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Obsah_regulace_stablecoinu\" title=\"Obsah regulace stablecoin\u016f\">Obsah regulace stablecoin\u016f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Regulace_%E2%80%9Cvysokohodnotnich_elektronickych_predplacenych_platebnich_prostredku_prenosneho_typu%E2%80%9D\" title=\"Regulace &#8220;vysokohodnotn\u00edch elektronick\u00fdch p\u0159edplacen\u00fdch platebn\u00edch prost\u0159edk\u016f p\u0159enosn\u00e9ho typu&#8221;\">Regulace &#8220;vysokohodnotn\u00edch elektronick\u00fdch p\u0159edplacen\u00fdch platebn\u00edch prost\u0159edk\u016f p\u0159enosn\u00e9ho typu&#8221;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#O_rozsireni_regulace_spolecneho_dohledoveho_systemu_proti_prani_spinavych_penez\" title=\"O roz\u0161\u00ed\u0159en\u00ed regulace spole\u010dn\u00e9ho dohledov\u00e9ho syst\u00e9mu proti pran\u00ed \u0161pinav\u00fdch pen\u011bz\">O roz\u0161\u00ed\u0159en\u00ed regulace spole\u010dn\u00e9ho dohledov\u00e9ho syst\u00e9mu proti pran\u00ed \u0161pinav\u00fdch pen\u011bz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Shrnuti_Regulace_stablecoinu_v_ramci_novely_Zakona_o_platebnim_styku\" title=\"Shrnut\u00ed: Regulace stablecoin\u016f v r\u00e1mci novely Z\u00e1kona o platebn\u00edm styku\">Shrnut\u00ed: Regulace stablecoin\u016f v r\u00e1mci novely Z\u00e1kona o platebn\u00edm styku<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/monolith.law\/cs\/it\/stablecoin-regulation\/#Predstaveni_opatreni_nasi_kancelare\" title=\"P\u0159edstaven\u00ed opat\u0159en\u00ed na\u0161\u00ed kancel\u00e1\u0159e\">P\u0159edstaven\u00ed opat\u0159en\u00ed na\u0161\u00ed kancel\u00e1\u0159e<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Co_jsou_stablecoiny\"><\/span>Co jsou stablecoiny<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Stablecoiny jsou kryptom\u011bny (virtu\u00e1ln\u00ed m\u011bny), kter\u00e9 maj\u00ed charakteristick\u00fd rys spo\u010d\u00edvaj\u00edc\u00ed v tom, \u017ee jejich hodnota je v\u00e1z\u00e1na na fiat m\u011bny nebo na ur\u010dit\u00fd algoritmus.<\/p>\n\n\n\n<p>Jak ji\u017e n\u00e1zev napov\u00edd\u00e1, stablecoiny (od anglick\u00e9ho slova &#8220;stable&#8221;, co\u017e znamen\u00e1 stabiln\u00ed) jsou zn\u00e1m\u00e9 p\u0159edev\u0161\u00edm svou relativn\u00ed cenovou stabilitou. Mezi zn\u00e1m\u00e9 stablecoiny pat\u0159\u00ed nap\u0159\u00edklad Tether nebo USD Coin.<\/p>\n\n\n\n<p>A\u010dkoliv stablecoiny maj\u00ed hodnotu v\u00e1zanou na fiat m\u011bny nebo ur\u010dit\u00e9 algoritmy, jejich hodnota nen\u00ed pevn\u011b stanovena, a proto m\u016f\u017ee doch\u00e1zet k cenov\u00fdm fluktuac\u00edm v ur\u010dit\u00e9m rozmez\u00ed. Z tohoto d\u016fvodu se n\u011bkte\u0159\u00ed investo\u0159i obrac\u00ed na stablecoiny jako na investi\u010dn\u00ed n\u00e1stroj s c\u00edlem dos\u00e1hnout kapit\u00e1lov\u00e9ho zisku z cenov\u00fdch zm\u011bn.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Regulace_stablecoinu\"><\/span>Regulace stablecoin\u016f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2022\/07\/shutterstock_2045494706.png\" alt=\"Zaji\u0161t\u011bn\u00e9 stablecoiny podl\u00e9haj\u00ed regulaci\" class=\"wp-image-47871\" \/><\/figure>\n\n\n\n<p>Ve v\u011bci stablecoin\u016f byl 3. \u010dervna 2022 (Reiwa 4 (2022)) v horn\u00ed komo\u0159e japonsk\u00e9ho parlamentu schv\u00e1len z\u00e1kon, kter\u00fd \u010d\u00e1ste\u010dn\u011b novelizuje <em>japonsk\u00fd z\u00e1kon o platebn\u00edm styku<\/em> s c\u00edlem vytvo\u0159it stabiln\u00ed a efektivn\u00ed syst\u00e9m pen\u011b\u017en\u00edch plateb (d\u00e1le jen <em>novela z\u00e1kona o platebn\u00edm styku z roku Reiwa 4 (2022)<\/em>). T\u00edmto krokem se Japonsko stalo jednou z prvn\u00edch zem\u00ed, kter\u00e1 zavedla pr\u00e1vn\u00ed regulaci stablecoin\u016f.<\/p>\n\n\n\n<p>Za t\u00edmto rozhodnut\u00edm stoj\u00ed obavy, \u017ee stablecoiny mohou b\u00fdt vyu\u017e\u00edv\u00e1ny pro pran\u00ed \u0161pinav\u00fdch pen\u011bz, a proto bylo nutn\u00e9 p\u0159ijmout opat\u0159en\u00ed proti t\u00e9to hrozb\u011b.<\/p>\n\n\n\n<p>C\u00edlem nov\u00e9 regulace stablecoin\u016f nen\u00ed pouze prevence pran\u00ed \u0161pinav\u00fdch pen\u011bz, ale tak\u00e9 ochrana investor\u016f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Klicove_body_novely_Japonskeho_zakona_o_platebnim_styku_z_roku_Reiwa_4_2022\"><\/span>Kl\u00ed\u010dov\u00e9 body novely Japonsk\u00e9ho z\u00e1kona o platebn\u00edm styku z roku Reiwa 4 (2022)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V novele Japonsk\u00e9ho z\u00e1kona o platebn\u00edm styku z roku Reiwa 4 (2022) jsou kl\u00ed\u010dov\u00e9 body n\u00e1sleduj\u00edc\u00ed t\u0159i zm\u011bny:<\/p>\n\n\n\n<ul>\n<li>P\u0159id\u00e1n\u00ed regulace pro stablecoiny<\/li>\n\n\n\n<li>P\u0159id\u00e1n\u00ed regulace pro elektronick\u00e9 d\u00e1rkov\u00e9 karty a p\u0159edplacen\u00e9 karty, kter\u00e9 umo\u017e\u0148uj\u00ed p\u0159evody vysok\u00fdch \u010d\u00e1stek<\/li>\n\n\n\n<li>P\u0159id\u00e1n\u00ed regulace pro spole\u010dn\u00fd dohledov\u00fd syst\u00e9m proti pran\u00ed \u0161pinav\u00fdch pen\u011bz<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Regulace_zamerena_na_zajistene_stablecoiny\"><\/span>Regulace zam\u011b\u0159en\u00e1 na zaji\u0161t\u011bn\u00e9 stablecoiny<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V n\u00e1sleduj\u00edc\u00edm textu vysv\u011btl\u00edme p\u0159idan\u00e9 regulace v\u016f\u010di stablecoin\u016fm podle novely Z\u00e1kona o platebn\u00edm styku (\u6539\u6b63\u8cc7\u91d1\u6c7a\u6e08\u6cd5) z roku Reiwa 4 (2022).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Typy_stablecoinu_a_rozsah_regulace\"><\/span>Typy stablecoin\u016f a rozsah regulace<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Stablecoiny lze rozd\u011blit do dvou hlavn\u00edch kategori\u00ed: &#8220;zaji\u0161t\u011bn\u00e9&#8221; a &#8220;nezaji\u0161t\u011bn\u00e9&#8221;. Novela se t\u00fdk\u00e1 regulace &#8220;zaji\u0161t\u011bn\u00fdch&#8221; stablecoin\u016f. Poj\u010fme si oba typy podrobn\u011bji vysv\u011btlit.<\/p>\n\n\n\n<p>Mezi &#8220;zaji\u0161t\u011bn\u00e9&#8221; stablecoiny pat\u0159\u00ed ty, kter\u00e9 jsou kryt\u00e9 fiat m\u011bnami, kryptom\u011bnami nebo komoditami.<\/p>\n\n\n\n<p>Term\u00edn &#8220;zaji\u0161t\u011bn\u00ed&#8221; m\u016f\u017ee b\u00fdt trochu matouc\u00ed, ale jednodu\u0161e \u0159e\u010deno, hodnota stablecoinu je podlo\u017eena konkr\u00e9tn\u00edmi aktivy.<\/p>\n\n\n\n<p>Fiatov\u011b zaji\u0161t\u011bn\u00e9 stablecoiny jsou kryt\u00e9 hodnotou z\u00e1konn\u00fdch platebn\u00edch prost\u0159edk\u016f, jako jsou americk\u00e9 dolary nebo jeny, zat\u00edmco kryptom\u011bnov\u011b zaji\u0161t\u011bn\u00e9 stablecoiny jsou kryt\u00e9 hodnotou relativn\u011b stabiln\u00edch kryptom\u011bn (digit\u00e1ln\u00edch aktiv), jako jsou Bitcoin nebo Ethereum.<\/p>\n\n\n\n<p>Komoditn\u011b zaji\u0161t\u011bn\u00e9 stablecoiny jsou pak kryt\u00e9 hodnotou komodit, jako je zlato nebo ropa.<\/p>\n\n\n\n<p>Na druhou stranu, &#8220;nezaji\u0161t\u011bn\u00e9&#8221; stablecoiny, a\u010dkoliv jsou ozna\u010dov\u00e1ny jako nezaji\u0161t\u011bn\u00e9, neznamen\u00e1 to, \u017ee by nebyly nijak podlo\u017eeny. Spole\u010dnosti vyd\u00e1vaj\u00edc\u00ed tyto stablecoiny zaji\u0161\u0165uj\u00ed jejich hodnotu pomoc\u00ed specifick\u00fdch algoritm\u016f.<\/p>\n\n\n\n<p>A\u010dkoliv &#8220;nezaji\u0161t\u011bn\u00e9&#8221; stablecoiny nejsou p\u0159edm\u011btem regulace podle novely Z\u00e1kona o platebn\u00edm styku z roku Reiwa 4 (2022), neznamen\u00e1 to, \u017ee by na n\u011b neexistovaly \u017e\u00e1dn\u00e9 pr\u00e1vn\u00ed p\u0159edpisy. &#8220;Nezaji\u0161t\u011bn\u00e9&#8221; stablecoiny mohou spadat pod definici digit\u00e1ln\u00edch aktiv podle Z\u00e1kona o platebn\u00edm styku nebo pod definici cenn\u00fdch pap\u00edr\u016f podle Z\u00e1kona o obchodov\u00e1n\u00ed s finan\u010dn\u00edmi n\u00e1stroji. Proto by se obchodn\u00edci s &#8220;nezaji\u0161t\u011bn\u00fdmi&#8221; stablecoiny m\u011bli v\u011bnovat pozornost st\u00e1vaj\u00edc\u00edm pr\u00e1vn\u00edm p\u0159edpis\u016fm. Regulace pro poskytovatele slu\u017eeb v\u00fdm\u011bny digit\u00e1ln\u00edch aktiv jsou podrobn\u011bji vysv\u011btleny v n\u00e1sleduj\u00edc\u00edm \u010dl\u00e1nku.<\/p>\n\n\n\n<p><a href=\"https:\/\/monolith.law\/corporate\/cryptocurrency-custody\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/monolith.law\/corporate\/cryptocurrency-custody[ja]<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Obsah_regulace_stablecoinu\"><\/span>Obsah regulace stablecoin\u016f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Regulace stablecoin\u016f zahrnuje zaveden\u00ed registra\u010dn\u00edho syst\u00e9mu pro zprost\u0159edkovatele, kte\u0159\u00ed se zab\u00fdvaj\u00ed obchodov\u00e1n\u00edm a spr\u00e1vou stablecoin\u016f. Ti, kte\u0159\u00ed nejsou zaregistrov\u00e1ni, nemohou tyto \u010dinnosti vykon\u00e1vat.<\/p>\n\n\n\n<p>Krom\u011b regulace zprost\u0159edkovatel\u016f se regulace t\u00fdk\u00e1 i vyd\u00e1v\u00e1n\u00ed stablecoin\u016f.<\/p>\n\n\n\n<p>Konkr\u00e9tn\u011b mohou stablecoiny vyd\u00e1vat pouze banky, poskytovatel\u00e9 platebn\u00edch slu\u017eeb a trustov\u00e9 spole\u010dnosti. Jin\u00e9 instituce nemaj\u00ed povolen\u00ed vyd\u00e1vat stablecoiny.<\/p>\n\n\n\n<p>Regulace stablecoin\u016f se tedy zam\u011b\u0159uje na dva aspekty: &#8220;obchodov\u00e1n\u00ed a spr\u00e1vu&#8221; a &#8220;vyd\u00e1v\u00e1n\u00ed&#8221;.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Regulace_%E2%80%9Cvysokohodnotnich_elektronickych_predplacenych_platebnich_prostredku_prenosneho_typu%E2%80%9D\"><\/span>Regulace &#8220;vysokohodnotn\u00edch elektronick\u00fdch p\u0159edplacen\u00fdch platebn\u00edch prost\u0159edk\u016f p\u0159enosn\u00e9ho typu&#8221;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2022\/07\/shutterstock_2059897619-1.png\" alt=\"\" class=\"wp-image-47876\" \/><\/figure>\n\n\n\n<p>&#8220;Vysokohodnotn\u00ed elektronick\u00e9 p\u0159edplacen\u00e9 platebn\u00ed prost\u0159edky p\u0159enosn\u00e9ho typu&#8221; ozna\u010duj\u00ed typy p\u0159edplacen\u00fdch platebn\u00edch prost\u0159edk\u016f t\u0159et\u00edch stran, jako je elektronick\u00e1 pen\u011b\u017eenka, kter\u00e9 spl\u0148uj\u00ed n\u00e1sleduj\u00edc\u00ed podm\u00ednky:<\/p>\n\n\n\n<ul>\n<li>Z\u016fstatek, kter\u00fd nebyl vyu\u017eit, je zaznamen\u00e1n na \u00fa\u010dtu pro z\u00e1znamy p\u0159edplacen\u00fdch platebn\u00edch prost\u0159edk\u016f<\/li>\n\n\n\n<li>Lze je p\u0159ev\u00e9st pomoc\u00ed elektronick\u00e9ho zpracov\u00e1n\u00ed informac\u00ed<\/li>\n<\/ul>\n\n\n\n<p>Sou\u010dasn\u00e1 situace, kdy lze pomoc\u00ed elektronick\u00fdch d\u00e1rkov\u00fdch poukaz\u016f nebo p\u0159edplacen\u00fdch karet voln\u011b prov\u00e1d\u011bt vysok\u00e9 finan\u010dn\u00ed transakce, m\u016f\u017ee b\u00fdt vyu\u017eita pro pran\u00ed \u0161pinav\u00fdch pen\u011bz. Proto byla v z\u00e1kon\u011b o finan\u010dn\u00edch transakc\u00edch (Japanese Funds Settlement Act) z roku Reiwa 4 (2022) p\u0159id\u00e1na regulace vydavatel\u016f vysokohodnotn\u00edch elektronick\u00fdch p\u0159edplacen\u00fdch platebn\u00edch prost\u0159edk\u016f p\u0159enosn\u00e9ho typu.<\/p>\n\n\n\n<p>Obsah regulace stanovuje limit pro \u010d\u00e1stku, kterou lze odeslat pomoc\u00ed d\u00e1rkov\u00fdch poukaz\u016f nebo p\u0159edplacen\u00fdch karet, a to 100 000 jen\u016f pro jednotliv\u00fd p\u0159evod a 300 000 jen\u016f pro celkov\u00fd objem p\u0159evod\u016f za m\u011bs\u00edc. Pokud vydavatel vyd\u00e1 p\u0159edplacen\u00e9 platebn\u00ed prost\u0159edky p\u0159esahuj\u00edc\u00ed tyto limity, je povinen prov\u00e9st postupy ov\u011b\u0159en\u00ed toto\u017enosti a dal\u0161\u00ed povinnosti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"O_rozsireni_regulace_spolecneho_dohledoveho_systemu_proti_prani_spinavych_penez\"><\/span>O roz\u0161\u00ed\u0159en\u00ed regulace spole\u010dn\u00e9ho dohledov\u00e9ho syst\u00e9mu proti pran\u00ed \u0161pinav\u00fdch pen\u011bz<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Krom\u011b jin\u00e9ho byla v r\u00e1mci novely Z\u00e1kona o platebn\u00edm styku (\u4ee4\u548c4\u5e74\u6539\u6b63\u8cc7\u91d1\u6c7a\u6e08\u6cd5) z roku Reiwa 4 (2022) zavedena nov\u00e1 regulace t\u00fdkaj\u00edc\u00ed se spole\u010dn\u00e9ho dohledov\u00e9ho syst\u00e9mu pro prevenci pran\u00ed \u0161pinav\u00fdch pen\u011bz (\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0).<\/p>\n\n\n\n<p>Pro instituce, kter\u00e9 provozuj\u00ed spole\u010dn\u00fd dohledov\u00fd syst\u00e9m proti pran\u00ed \u0161pinav\u00fdch pen\u011bz, na kter\u00e9m finan\u010dn\u00ed instituce pracuj\u00ed, byl nov\u011b vytvo\u0159en obor \u010dinnosti nazvan\u00fd &#8220;anal\u00fdza devizov\u00fdch transakc\u00ed&#8221;, a byl zaveden syst\u00e9m povolen\u00ed, pod p\u0159\u00edm\u00fdm dohledem Japonsk\u00e9 finan\u010dn\u00ed agentury (\u91d1\u878d\u5e81).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Shrnuti_Regulace_stablecoinu_v_ramci_novely_Zakona_o_platebnim_styku\"><\/span>Shrnut\u00ed: Regulace stablecoin\u016f v r\u00e1mci novely Z\u00e1kona o platebn\u00edm styku<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V\u00fd\u0161e jsme se zam\u011b\u0159ili na vysv\u011btlen\u00ed regulace stablecoin\u016f v r\u00e1mci novely Japonsk\u00e9ho z\u00e1kona o platebn\u00edm styku (\u4ee4\u548c4\u5e74(2022))<\/p>\n\n\n\n<p>Je nezbytn\u00e9, aby pr\u00e1vn\u00ed z\u00e1stupci podnik\u016f, kter\u00e9 se zab\u00fdvaj\u00ed stablecoiny, pe\u010dliv\u011b prostudovali obsah novely Japonsk\u00e9ho z\u00e1kona o platebn\u00edm styku z roku Reiwa 4 (2022).<\/p>\n\n\n\n<p>D\u00e1le doporu\u010dujeme konzultace s advok\u00e1ty, kte\u0159\u00ed maj\u00ed odborn\u00e9 znalosti v oblasti kryptom\u011bn a blockchainov\u00e9 technologie, nebo\u0165 regulace kryptom\u011bn vy\u017eaduje nejen znalost pr\u00e1va, ale tak\u00e9 specifick\u00e9 znalosti o kryptom\u011bn\u00e1ch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Predstaveni_opatreni_nasi_kancelare\"><\/span>P\u0159edstaven\u00ed opat\u0159en\u00ed na\u0161\u00ed kancel\u00e1\u0159e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Advok\u00e1tn\u00ed kancel\u00e1\u0159 Monolith se specializuje na IT, zejm\u00e9na na kombinaci internetu a pr\u00e1va. Nap\u0159\u00edklad prov\u00e1d\u00edme anal\u00fdzu zahrani\u010dn\u00edch white paper\u016f, zkoum\u00e1me jejich pr\u00e1vn\u00ed souladnost pro pou\u017eit\u00ed v Japonsku, a vytv\u00e1\u0159\u00edme white papery nebo smlouvy. Poskytujeme komplexn\u00ed podporu pro podnik\u00e1n\u00ed souvisej\u00edc\u00ed s kryptom\u011bnami a blockchainem. Podrobnosti naleznete v n\u00e1sleduj\u00edc\u00edm \u010dl\u00e1nku.<\/p>\n\n\n\n<p><a href=\"https:\/\/monolith.law\/blockchain\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/monolith.law\/blockchain[ja]<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>V posledn\u00edch letech se objevilo mnoho r\u016fzn\u00fdch typ\u016f kryptom\u011bn, mezi nimi\u017e najdeme tak\u00e9 takzvan\u00e9 stablecoiny. V kv\u011btnu 2022 (Reiwa 4) do\u0161lo k v\u00fdrazn\u00e9mu propadu stablecoinu Terra (Terra USD), kter\u00fd ztrat [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":64110,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[20,19],"acf":[],"_links":{"self":[{"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/posts\/62883"}],"collection":[{"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/comments?post=62883"}],"version-history":[{"count":2,"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/posts\/62883\/revisions"}],"predecessor-version":[{"id":64111,"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/posts\/62883\/revisions\/64111"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/media\/64110"}],"wp:attachment":[{"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/media?parent=62883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/categories?post=62883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monolith.law\/cs\/wp-json\/wp\/v2\/tags?post=62883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}