{"id":66607,"date":"2025-06-10T16:10:28","date_gmt":"2025-06-10T07:10:28","guid":{"rendered":"https:\/\/monolith.law\/ne\/?p=66607"},"modified":"2025-12-17T12:05:14","modified_gmt":"2025-12-17T03:05:14","slug":"comparision-electronicmoney-virtualcurrency","status":"publish","type":"post","link":"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency","title":{"rendered":"\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u0947 \u0939\u094b? \u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u0930\u093f\u092d\u093e\u0937\u093e \u0930 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092e\u0928\u0940 \u0906\u0926\u093f \u0938\u0901\u0917\u0915\u094b \u092b\u0930\u0915\u0932\u093e\u0908 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0930\u0942\u092a\u092e\u093e \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e"},"content":{"rendered":"\n<p>\u0939\u093e\u0932\u0915\u093e \u0935\u0930\u094d\u0937\u0939\u0930\u0942\u092e\u093e, &#8216;\u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940)&#8217; \u092a\u094d\u0930\u0924\u093f \u0927\u094d\u092f\u093e\u0928 \u092c\u0922\u094d\u0926\u0948 \u0917\u090f\u0915\u094b \u091b, \u0924\u0930 \u0924\u092a\u093e\u0908\u0902\u0932\u0947 \u0938\u094b\u091a\u094d\u0928\u0941 \u092d\u090f\u0915\u094b \u091b \u0915\u093f &#8216;\u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f&#8217; \u0915\u0947 \u0939\u094b \u092d\u0928\u094d\u0928\u0947 \u0915\u0941\u0930\u093e \u0927\u0947\u0930\u0948 \u092e\u093e\u0928\u093f\u0938\u0939\u0930\u0942\u0932\u0947 \u0920\u0940\u0915\u0938\u0901\u0917 \u092c\u0941\u091d\u0947\u0915\u093e 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ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E0%A4%85%E0%A4%99%E0%A5%8D%E0%A4%95%E0%A5%80%E0%A4%AF_%E0%A4%B8%E0%A4%AE%E0%A5%8D%E0%A4%AA%E0%A4%A4%E0%A5%8D%E0%A4%A4%E0%A4%BF_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%87_%E0%A4%B9%E0%A5%8B\" title=\"\u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u0947 \u0939\u094b?\">\u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u0947 \u0939\u094b?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A5%80_%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8_%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A4%BE%E0%A4%B0_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%AD%E0%A4%B0%E0%A5%8D%E0%A4%9A%E0%A5%81%E0%A4%85%E0%A4%B2_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%8B_%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8%E0%A5%80_%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%AD%E0%A4%BE%E0%A4%B7%E0%A4%BE\" title=\"\u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u093e\u0928\u0942\u0928 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940 (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u094b \u0915\u093e\u0928\u0942\u0928\u0940 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href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E3%80%8C%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B_%E0%A4%8F%E0%A4%B8%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B8_%E0%A4%B0_%E0%A4%AB%E0%A4%B0%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%B8_%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A5%87%E0%A4%A1%E0%A4%BF%E0%A4%99%E0%A5%8D%E0%A4%97%E3%80%8D_%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE\" title=\"\u300c\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 \u0930 \u092b\u0930\u0947\u0915\u094d\u0938 \u091f\u094d\u0930\u0947\u0921\u093f\u0919\u094d\u0917\u300d \u091c\u093e\u092a\u093e\u0928\u092e\u093e\">\u300c\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 \u0930 \u092b\u0930\u0947\u0915\u094d\u0938 \u091f\u094d\u0930\u0947\u0921\u093f\u0919\u094d\u0917\u300d \u091c\u093e\u092a\u093e\u0928\u092e\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E3%80%8C%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B_%E0%A4%8F%E0%A4%B8%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B8%E3%80%8D_%E0%A4%B0_%E3%80%8C%E0%A4%87%E0%A4%B2%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A5%8B%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%AA%E0%A5%87%E0%A4%AE%E0%A5%87%E0%A4%82%E0%A4%9F_%E0%A4%AE%E0%A4%BF%E0%A4%A1%E0%A4%BF%E0%A4%AF%E0%A4%AE%E0%A5%8D%E0%A4%B8%E3%80%8D_%E0%A4%B8%E0%A5%8D%E0%A4%9F%E0%A5%87%E0%A4%AC%E0%A4%B2%E0%A4%95%E0%A5%8B%E0%A4%87%E0%A4%A8%E0%A5%8D%E0%A4%B8_%E0%A4%95%E0%A5%8B_%E0%A4%AB%E0%A4%B0%E0%A4%95\" title=\"\u300c\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938\u300d \u0930 \u300c\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938\u300d (\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u094d\u0938) \u0915\u094b \u092b\u0930\u0915\">\u300c\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938\u300d \u0930 \u300c\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938\u300d (\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u094d\u0938) \u0915\u094b \u092b\u0930\u0915<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B_%E0%A4%B8%E0%A4%AE%E0%A5%8D%E0%A4%AA%E0%A4%A4%E0%A5%8D%E0%A4%A4%E0%A4%BF_%E0%A4%AD%E0%A4%B0%E0%A5%8D%E0%A4%9A%E0%A5%81%E0%A4%85%E0%A4%B2_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%8B_%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7%E0%A4%A4%E0%A4%BE%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%B5%E0%A4%B8%E0%A5%8D%E0%A4%A5%E0%A4%BE%E0%A4%AA%E0%A4%A8\" title=\"\u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u094b \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u0939\u0930\u0942\u0915\u094b \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928\">\u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u094b \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u0939\u0930\u0942\u0915\u094b \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E0%A4%85%E0%A4%A8%E0%A4%BF%E0%A4%B6%E0%A5%8D%E0%A4%9A%E0%A4%BF%E0%A4%A4%E0%A4%A4%E0%A4%BE\" title=\"\u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e\">\u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E0%A4%AE%E0%A5%82%E0%A4%B2%E0%A5%8D%E0%A4%AF_%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%B5%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A4%A8%E0%A4%B6%E0%A5%80%E0%A4%B2%E0%A4%A4%E0%A4%BE\" title=\"\u092e\u0942\u0932\u094d\u092f \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0936\u0940\u0932\u0924\u093e\">\u092e\u0942\u0932\u094d\u092f \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0936\u0940\u0932\u0924\u093e<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A4%BE%E0%A4%82%E0%A4%B6_%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B_%E0%A4%8F%E0%A4%B8%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B8_%E0%A4%AD%E0%A4%B0%E0%A5%8D%E0%A4%9A%E0%A5%81%E0%A4%85%E0%A4%B2_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%B8%E0%A4%AE%E0%A5%8D%E0%A4%AC%E0%A4%A8%E0%A5%8D%E0%A4%A7%E0%A5%80_%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8%E0%A5%80_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%B6%E0%A5%8D%E0%A4%A8%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%B2%E0%A4%BE%E0%A4%97%E0%A4%BF_%E0%A4%B5%E0%A4%95%E0%A5%80%E0%A4%B2%E0%A4%B8%E0%A4%81%E0%A4%97_%E0%A4%B8%E0%A4%B2%E0%A5%8D%E0%A4%B2%E0%A4%BE%E0%A4%B9_%E0%A4%B2%E0%A4%BF%E0%A4%A8%E0%A5%81%E0%A4%B9%E0%A5%8B%E0%A4%B8%E0%A5%8D\" title=\"\u0938\u093e\u0930\u093e\u0902\u0936: \u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u094d\u0930\u0936\u094d\u0928\u0939\u0930\u0942\u0915\u094b \u0932\u093e\u0917\u093f \u0935\u0915\u0940\u0932\u0938\u0901\u0917 \u0938\u0932\u094d\u0932\u093e\u0939 \u0932\u093f\u0928\u0941\u0939\u094b\u0938\u094d\">\u0938\u093e\u0930\u093e\u0902\u0936: \u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u094d\u0930\u0936\u094d\u0928\u0939\u0930\u0942\u0915\u094b \u0932\u093e\u0917\u093f \u0935\u0915\u0940\u0932\u0938\u0901\u0917 \u0938\u0932\u094d\u0932\u093e\u0939 \u0932\u093f\u0928\u0941\u0939\u094b\u0938\u094d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/monolith.law\/ne\/it\/comparision-electronicmoney-virtualcurrency\/#%E0%A4%AE%E0%A5%8B%E0%A4%A8%E0%A5%8B%E0%A4%B2%E0%A4%BF%E0%A4%A5_%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8%E0%A5%80_%E0%A4%AB%E0%A4%B0%E0%A5%8D%E0%A4%AE%E0%A4%A6%E0%A5%8D%E0%A4%B5%E0%A4%BE%E0%A4%B0%E0%A4%BE_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%97%E0%A4%B0%E0%A4%BF%E0%A4%A8%E0%A5%87_%E0%A4%89%E0%A4%AA%E0%A4%BE%E0%A4%AF%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%9A%E0%A4%AF\" title=\"\u092e\u094b\u0928\u094b\u0932\u093f\u0925 \u0915\u093e\u0928\u0942\u0928\u0940 \u092b\u0930\u094d\u092e\u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u093f\u0928\u0947 \u0909\u092a\u093e\u092f\u0939\u0930\u0942\u0915\u094b \u092a\u0930\u093f\u091a\u092f\">\u092e\u094b\u0928\u094b\u0932\u093f\u0925 \u0915\u093e\u0928\u0942\u0928\u0940 \u092b\u0930\u094d\u092e\u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u093f\u0928\u0947 \u0909\u092a\u093e\u092f\u0939\u0930\u0942\u0915\u094b \u092a\u0930\u093f\u091a\u092f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%85%E0%A4%99%E0%A5%8D%E0%A4%95%E0%A5%80%E0%A4%AF_%E0%A4%B8%E0%A4%AE%E0%A5%8D%E0%A4%AA%E0%A4%A4%E0%A5%8D%E0%A4%A4%E0%A4%BF_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%87_%E0%A4%B9%E0%A5%8B\"><\/span>\u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u0947 \u0939\u094b?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u094b \u092a\u094d\u0930\u0935\u0930\u094d\u0924\u0915 \u092c\u093f\u091f\u0915\u094b\u0907\u0928\u0932\u093e\u0908 \u092e\u0942\u0932\u0924\u0903 &#8216;\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u0915\u094b \u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u092c\u093f\u0928\u093e, \u092a\u094d\u0930\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0939\u0930\u0942 \u092c\u0940\u091a\u0915\u094b \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0905\u0928\u0932\u093e\u0907\u0928 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u0915\u094d\u0937\u092e \u0917\u0930\u093e\u0909\u0928\u0947 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092e\u0941\u0926\u094d\u0930\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u0940&#8217; \u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0935\u093f\u0915\u093e\u0938 \u0917\u0930\u093f\u090f\u0915\u094b \u0925\u093f\u092f\u094b\u0964<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">\u0938\u0928\u094d\u0926\u0930\u094d\u092d: <a href=\"https:\/\/bitcoin.org\/bitcoin.pdf\" target=\"_blank\" rel=\"noopener\" title=\"\u092c\u093f\u091f\u0915\u094b\u0907\u0928\u0915\u093e \u0935\u093f\u0915\u093e\u0938\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u0924\u094b\u0936\u0940 \u0928\u093e\u0915\u093e\u092e\u094b\u0924\u094b\u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093f\u0916\u093f\u0924 \u092e\u0942\u0932 \u0928\u093f\u092c\u0928\u094d\u0927\">\u092c\u093f\u091f\u0915\u094b\u0907\u0928\u0915\u093e \u0935\u093f\u0915\u093e\u0938\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u0924\u094b\u0936\u0940 \u0928\u093e\u0915\u093e\u092e\u094b\u0924\u094b\u0926\u094d\u0935\u093e\u0930\u093e 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\u0915\u093e\u0928\u0942\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u0939\u0930\u0942\u092c\u093e\u091f \u092b\u0930\u0915 \u092a\u093e\u0930\u094d\u0926\u0948, \u092c\u0948\u0902\u0915 \u091c\u0938\u094d\u0924\u093e \u0915\u0947\u0928\u094d\u0926\u094d\u0930\u0940\u0915\u0943\u0924 \u092a\u094d\u0930\u0915\u093e\u0936\u0915\u0939\u0930\u0942\u0915\u094b \u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u092c\u093f\u0928\u093e, \u0917\u0948\u0930-\u0915\u0947\u0928\u094d\u0926\u094d\u0930\u0940\u0915\u0943\u0924 \u092c\u094d\u0932\u0915\u091a\u0947\u0928 \u092d\u0928\u093f\u0928\u0947 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0917\u0930\u094d\u0928 \u0905\u0924\u094d\u092f\u0928\u094d\u0924 \u0915\u0920\u093f\u0928 \u0930\u0947\u0915\u0930\u094d\u0921 \u092a\u094d\u0930\u0923\u093e\u0932\u0940\u0915\u094b \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u0947\u0930, \u0905\u091d \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930 \u0915\u092e \u0932\u093e\u0917\u0924\u092e\u093e \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0932\u0947\u0928\u0926\u0947\u0928\u0932\u093e\u0908 \u0938\u093e\u0915\u093e\u0930 \u092a\u093e\u0930\u094d\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0939\u094b\u0964<\/p>\n\n\n\n<p>\u0939\u093e\u0932, \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e \u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u092d\u0928\u0947\u0930 \u091a\u093f\u0928\u093f\u0928\u0947 \u0935\u0938\u094d\u0924\u0941\u0939\u0930\u0942\u092e\u093e, \u0907\u0925\u0947\u0930\u093f\u092f\u092e (ETH) \u0932\u093e\u0908 \u092a\u094d\u0930\u092e\u0941\u0916 \u092e\u093e\u0928\u0947\u0930, \u0915\u0947\u0935\u0932 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928\u092e\u093e \u0938\u0940\u092e\u093f\u0924 \u0928\u0930\u0939\u0940 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f\u093e\u0924\u094d\u092e\u0915\u0924\u093e\u0939\u0930\u0942 \u092d\u090f\u0915\u093e \u0935\u0938\u094d\u0924\u0941\u0939\u0930\u0942 \u092a\u094d\u0930\u0924\u093f\u0926\u093f\u0928 \u0928\u092f\u093e\u0901 \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u0915\u091f \u0939\u0941\u0901\u0926\u0948\u091b\u0928\u094d\u0964 \u0924\u0925\u093e\u092a\u093f, \u092e\u0942\u0932\u0924\u0903, \u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u092d\u0928\u0947\u0915\u094b \u092e\u0941\u0916\u094d\u092f\u0924\u0903 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u0932\u0947 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\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0936\u0940\u0932\u0924\u093e)&#8217; \u092d\u0928\u094d\u0928\u0947 \u090f\u0909\u091f\u093e \u0920\u0942\u0932\u094b \u0935\u093f\u0936\u0947\u0937\u0924\u093e \u0930\u0939\u0947\u0915\u094b \u091b\u0964<\/p>\n\n\n\n<p class=\"has-background has-small-font-size\" style=\"background-color:#eeeeee\">\u2666<em><span style=\"text-decoration: underline\">\u092d\u094b\u0932\u093e\u091f\u093f\u0932\u093f\u091f\u0940 (Volatility: \u092e\u0942\u0932\u094d\u092f \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0936\u0940\u0932\u0924\u093e) \u0915\u0947 \u0939\u094b?<\/span><\/em><br><em>\u092d\u094b\u0932\u093e\u091f\u093f\u0932\u093f\u091f\u0940<\/em> \u092d\u0928\u094d\u0928\u093e\u0932\u0947 \u092e\u0942\u0932\u094d\u092f \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0915\u094b \u0921\u093f\u0917\u094d\u0930\u0940\u0932\u093e\u0908 \u091c\u0928\u093e\u0909\u0901\u091b, \u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e \u092f\u0938\u0932\u093e\u0908 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928\u0939\u0930\u0942\u0915\u094b \u091c\u094b\u0916\u093f\u092e\u0915\u094b \u0909\u091a\u094d\u091a\u0924\u093e \u0935\u093e \u0928\u094d\u092f\u0942\u0928\u0924\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u0917\u0930\u094d\u0928\u0947 \u0924\u0924\u094d\u0935\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u093f\u0928\u094d\u091b\u0964 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928\u0915\u094b \u092e\u0942\u0932\u094d\u092f \u092c\u093e\u0930\u092e\u094d\u092c\u093e\u0930 \u0909\u0915\u093e\u0932\u094b \u0930 \u0913\u0930\u093e\u0932\u094b \u0939\u0941\u0928\u0947 \u0939\u094b \u092d\u0928\u0947 &#8216;\u092d\u094b\u0932\u093e\u091f\u093f\u0932\u093f\u091f\u0940 \u0927\u0947\u0930\u0948 \u091b&#8217; \u092d\u0928\u093f\u0928\u094d\u091b, \u0930 \u0927\u0947\u0930\u0948 \u092d\u094b\u0932\u093e\u091f\u093f\u0932\u093f\u091f\u0940 \u092d\u090f\u0915\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928\u0939\u0930\u0942 \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e \u0909\u091a\u094d\u091a \u091c\u094b\u0916\u093f\u092e \u092d\u090f\u0915\u093e \u0939\u0941\u0928\u094d\u091b\u0928\u094d \u092d\u0928\u0947 \u091b\u094b\u091f\u094b \u0938\u092e\u092f\u092e\u093e \u0920\u0942\u0932\u094b \u0906\u092e\u094d\u0926\u093e\u0928\u0940 \u0917\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u0938\u092e\u094d\u092d\u093e\u0935\u0928\u093e (\u0939\u093e\u0908 \u0930\u093f\u0938\u094d\u0915-\u0939\u093e\u0908 \u0930\u093f\u091f\u0930\u094d\u0928) \u0930\u0939\u0947\u0915\u094b \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n\n\n\n<p>\u092d\u094b\u0932\u093e\u091f\u093f\u0932\u093f\u091f\u0940\u0915\u094b \u0920\u0942\u0932\u094b\u092a\u0928\u093e \u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0915\u094b \u0915\u093e\u0928\u0942\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u0901\u0917 \u0920\u0942\u0932\u094b \u092b\u0930\u0915 \u0930\u0939\u0947\u0915\u094b \u092c\u093f\u0928\u094d\u0926\u0941 \u0939\u094b, \u0930 \u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0915\u094b \u092e\u0942\u0932\u094d\u092f \u090f\u0915 \u0930\u093e\u0924\u092e\u093e \u0928\u0948 \u0927\u0930\u093e\u0936\u093e\u092f\u0940 \u0939\u0941\u0928\u0947 \u0915\u0947\u0938\u0939\u0930\u0942 \u0924\u092a\u093e\u0908\u0902\u0932\u0947 \u0938\u0941\u0928\u094d\u0928\u0941 \u092d\u090f\u0915\u094b \u0939\u094b\u0932\u093e\u0964 \u0924\u094d\u092f\u0938\u0948\u0932\u0947, \u0905\u0930\u094d\u0915\u094b\u0924\u0930\u094d\u092b, \u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0906\u092b\u0948\u0902\u092e\u093e \u0932\u0917\u093e\u0928\u0940\u0915\u094b \u0935\u093f\u0937\u092f \u092c\u0928\u0947\u0915\u094b \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915\u0924\u093e \u092a\u0928\u093f \u091b\u0964<\/p>\n\n\n\n<p>\u0924\u0930, \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e, \u092f\u0938\u094d\u0924\u094b \u0905\u0938\u094d\u0925\u093f\u0930 \u092e\u0942\u0932\u094d\u092f \u092d\u090f\u0915\u094b \u0935\u0938\u094d\u0924\u0941\u0932\u093e\u0908, \u0926\u0948\u0928\u093f\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928\u0941 \u0917\u093e\u0939\u094d\u0930\u094b \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n\n\n\n<p>\u092f\u094b \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e\u0915\u094b \u0932\u093e\u0917\u093f \u092a\u0928\u093f \u0930 \u0915\u094d\u0930\u0947\u0924\u093e\u0915\u094b \u0932\u093e\u0917\u093f \u092a\u0928\u093f \u0909\u0938\u094d\u0924\u0948 \u0939\u094b\u0964 \u0909\u0926\u093e\u0939\u0930\u0923\u0915\u094b \u0932\u093e\u0917\u093f, \u0906\u091c \u0935\u0938\u094d\u0924\u0941\u0915\u094b \u092e\u0942\u0932\u094d\u092f\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u0947\u0915\u094b (\u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u0947\u0915\u094b) \u0967\u0966,\u0966\u0966\u0966 \u092f\u0947\u0928 \u092d\u094b\u0932\u093f \u0906\u0907\u092a\u0941\u0917\u094d\u0926\u093e \u0967,\u0966\u0966\u0966 \u092f\u0947\u0928\u0915\u094b \u092e\u0942\u0932\u094d\u092f \u092e\u093e\u0924\u094d\u0930 \u0930\u0939\u0928\u0947 \u092d\u090f \u0915\u0938\u094d\u0924\u094b \u0939\u094b\u0932\u093e? \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u092a\u0928\u093f \u0930 \u0915\u094d\u0930\u0947\u0924\u093e \u092a\u0928\u093f, \u0928\u093f\u0936\u094d\u091a\u093f\u0928\u094d\u0924 \u092d\u090f\u0930 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(\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e \u092a\u0928\u093f, \u0927\u0947\u0930\u0948\u091c\u0938\u094b &#8216;\u0932\u0917\u093e\u0928\u0940\u0915\u094b \u0935\u093f\u0937\u092f (\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928)&#8217; \u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0927\u093e\u0930\u0923\u093e \u092c\u0928\u093e\u0907\u090f\u0915\u094b \u091b\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A5%80_%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8_%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A4%BE%E0%A4%B0_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%AD%E0%A4%B0%E0%A5%8D%E0%A4%9A%E0%A5%81%E0%A4%85%E0%A4%B2_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%8B_%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8%E0%A5%80_%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%AD%E0%A4%BE%E0%A4%B7%E0%A4%BE\"><\/span>\u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u093e\u0928\u0942\u0928 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940 (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u094b \u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u0930\u093f\u092d\u093e\u0937\u093e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0915\u093e\u0928\u0942\u0928\u0940 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923\u092c\u093e\u091f, \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u092e\u093e\u0927\u094d\u092f\u092e \u0930 \u0932\u0917\u093e\u0928\u0940\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f (\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928) \u092c\u0940\u091a\u092e\u093e \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u0947 \u0915\u093e\u0928\u0942\u0928 \u092b\u0930\u0915 \u0939\u0941\u0928\u094d\u091b, \u0924\u094d\u092f\u0938\u0948\u0932\u0947 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940 (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u092e\u0941\u0916\u094d\u092f\u0924\u092f\u093e \u0915\u0941\u0928 \u0917\u0941\u0923 \u092c\u094b\u0915\u094d\u091b \u092d\u0928\u094d\u0928\u0947 \u0915\u0941\u0930\u093e 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\u0938\u0940\u092e\u093f\u0924, \u091c\u093e\u092a\u093e\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0930 \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0924\u0925\u093e \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0939\u0930\u0942 \u092c\u093e\u0939\u0947\u0915\u0964 \u0905\u0930\u094d\u0915\u094b \u0927\u093e\u0930\u093e\u092e\u093e \u092f\u0939\u0940 \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u094d\u091b\u0964) \u091c\u0941\u0928 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0938\u0942\u091a\u0928\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u0902\u0917\u0920\u0928\u0915\u094b \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u0947\u0930 \u0938\u094d\u0925\u093e\u0928\u093e\u0928\u094d\u0924\u0930\u0923 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0926\u0941\u0908\u3000\u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0932\u093e\u0908 \u0938\u093e\u092e\u0941\u0939\u093f\u0915 \u0930\u0942\u092a\u092e\u093e \u092a\u0939\u093f\u0932\u094b \u0927\u093e\u0930\u093e\u092e\u093e \u0909\u0932\u094d\u0932\u0947\u0916\u093f\u0924 \u0935\u0938\u094d\u0924\u0941\u0939\u0930\u0942\u0938\u0901\u0917 \u092a\u0930\u0938\u094d\u092a\u0930 \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u091c\u0941\u0928 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0938\u0942\u091a\u0928\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u0902\u0917\u0920\u0928\u0915\u094b \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u0947\u0930 \u0938\u094d\u0925\u093e\u0928\u093e\u0928\u094d\u0924\u0930\u0923 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><br \/><cite>\u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u093e\u0928\u0941\u0928 \u0927\u093e\u0930\u093e \u0968 \u0915\u094b \u0909\u092a\u0927\u093e\u0930\u093e \u0967\u096a (\u203b \u0905\u0927\u094b\u0930\u0947\u0916\u093f\u0924 \u092d\u093e\u0917 ab \u0932\u0947\u0916\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0925\u092a\u093f\u090f\u0915\u094b \u0939\u094b)<\/cite><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0905\u0927\u094b\u0930\u0947\u0916\u093f\u0924 \u092d\u093e\u0917 a \u0915\u094b &#8216;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0930\u0947\u0915\u0930\u094d\u0921 \u0938\u094d\u0925\u093e\u0928\u093e\u0928\u094d\u0924\u0930\u0923 \u0905\u0927\u093f\u0915\u093e\u0930&#8217; \u092d\u0928\u094d\u0928\u093e\u0932\u0947, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0915\u093e\u0928\u0941\u0928\u092e\u093e, \u092e\u0942\u0932\u094d\u092f\u0935\u093e\u0928 \u092a\u0924\u094d\u0930\u0939\u0930\u0942\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092e\u093e\u0928\u093f\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928\u0939\u0930\u0942 \u0939\u0941\u0928\u094d, \u0930 \u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0915\u094b \u092a\u0930\u093f\u092d\u093e\u0937\u093e\u092c\u093e\u091f \u092c\u093e\u0939\u093f\u0930 \u0930\u093e\u0916\u093f\u090f\u0915\u094b \u091b\u0964 \u0905\u0930\u094d\u0925\u093e\u0924\u094d, \u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0915\u094b \u092a\u0930\u093f\u092d\u093e\u0937\u093e\u092c\u093e\u091f 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\u0938\u094d\u092a\u0937\u094d\u091f \u092a\u093e\u0930\u093f\u090f\u0915\u094b \u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"align\":\"left\"} --><\/p>\n<p class=\"has-text-align-left\">\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0932\u0947\u0916\uff1a<a href=\"https:\/\/monolith-law.jp\/corporate\/sto-securitytoken\" target=\"_blank\" rel=\"noreferrer noopener\">STO \u0930 ICO \u0915\u094b \u092d\u093f\u0928\u094d\u0928\u0924\u093e \u0915\u0947 \u0939\u094b? \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u091f\u094b\u0915\u0928\u0915\u094b \u0905\u0935\u0927\u093e\u0930\u0923\u093e \u0930 STO \u0915\u094b \u092e\u0939\u0924\u094d\u0935\u0915\u094b \u0935\u093f\u0935\u0930\u0923<\/a><br \/>\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0932\u0947\u0916\uff1a<a href=\"https:\/\/monolith-law.jp\/corporate\/cryptoassets-regulation#%E3%83%93%E3%83%83%E3%83%88%E3%82%B3%E3%82%A4%E3%83%B3%E5%9E%8B%E3%81%AB%E3%81%A4%E3%81%84%E3%81%A6\" target=\"_blank\" rel=\"noreferrer noopener\">\u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0915\u094b \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0915\u0947 \u0939\u094b? \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u093e\u0928\u0941\u0928 \u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0915\u093e\u0928\u0941\u0928\u0915\u094b \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0915\u094b \u0935\u093f\u0935\u0930\u0923<\/a><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0938\u0902\u0915\u094d\u0937\u0947\u092a\u092e\u093e, \u0915\u093e\u0928\u0941\u0928\u0940 \u0930\u0942\u092a\u092e\u093e 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class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td class=\"has-text-align-center\" data-align=\"center\">\u0967 \u0928\u0902. \u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f<\/td>\n<td class=\"has-text-align-left\" data-align=\"left\"><span style=\"text-decoration: underline\">\u0924\u0932\u0915\u093e \u2460\u2013\u2462 \u0938\u092c\u0948 \u0917\u0941\u0923\u0939\u0930\u0942 \u092a\u0942\u0930\u093e \u0917\u0930\u094d\u0928\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u092e\u0942\u0932\u094d\u092f<\/span><br \/>\u2780 \u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917 \u092e\u0942\u0932\u094d\u092f \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940\u0915\u094b \u0932\u093e\u0917\u093f \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947, \u0930 \u0938\u093e\u0925\u0948, \u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0932\u093e\u0908 \u0938\u093e\u092e\u0941\u0939\u093f\u0915 \u0930\u0942\u092a\u092e\u093e \u0915\u093e\u0928\u0941\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u0901\u0917 \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947<br \/>\u2781 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0930\u0942\u092a\u092e\u093e \u0930\u0947\u0915\u0930\u094d\u0921 \u0917\u0930\u094d\u0928\u0947 \u0930 \u0938\u094d\u0925\u093e\u0928\u093e\u0928\u094d\u0924\u0930\u0923 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947<br \/>\u2462 \u0915\u093e\u0928\u0941\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0935\u093e \u0915\u093e\u0928\u0941\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u0928\u092d\u090f\u0915\u094b<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-center\" data-align=\"center\">\u0968 \u0928\u0902. \u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f<\/td>\n<td class=\"has-text-align-left\" data-align=\"left\">\u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0932\u093e\u0908 \u0938\u093e\u092e\u0941\u0939\u093f\u0915 \u0930\u0942\u092a\u092e\u093e \u0967 \u0928\u0902. \u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0938\u0901\u0917 \u0906\u0926\u093e\u0928-\u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u091c\u0941\u0928 \u092e\u093e\u0925\u093f\u0915\u094b \u2781 \u0930 \u2462 \u0917\u0941\u0923\u0939\u0930\u0942 \u092a\u0942\u0930\u093e \u0917\u0930\u094d\u0926\u091b\u0964<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><!-- \/wp:table --><\/p>\n<p><!-- wp:paragraph {\"align\":\"left\",\"style\":{\"color\":{\"background\":\"#eeeeee\"}},\"fontSize\":\"small\"} --><\/p>\n<p class=\"has-text-align-left has-background has-small-font-size\" style=\"background-color: #eeeeee\">\u2666<em><span style=\"text-decoration: underline\">\u2018\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940\u2019\u092c\u093e\u091f \u2018\u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u2019\u0924\u0930\u094d\u092b<\/span><\/em><br \/>\u3000\u092a\u0939\u093f\u0932\u0947, &#8216;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0932\u0947\u0928\u0926\u0947\u0928\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0939\u0941\u0928\u0947 \u0921\u093e\u091f\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f&#8217;\u0932\u093e\u0908 \u0935\u094d\u092f\u0915\u094d\u0924 \u0917\u0930\u094d\u0928\u0947 \u0936\u092c\u094d\u0926\u0915\u094b \u0930\u0942\u092a\u092e\u093e, &#8216;\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940 (virtual currency)&#8217; \u0936\u092c\u094d\u0926 \u092a\u094d\u0930\u091a\u0932\u093f\u0924 \u0925\u093f\u092f\u094b\u0964 \u0924\u0930, \u092e\u0942\u0932\u094d\u092f \u0905\u0938\u094d\u0925\u093f\u0930 \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u092a\u0928\u093f &#8216;\u0915\u0930\u0947\u0928\u094d\u0938\u0940&#8217;\u0915\u094b \u0928\u093e\u092e\u0932\u0947 \u091a\u093f\u0928\u093f\u0928\u0947 \u0915\u093e\u0930\u0923\u0932\u0947, \u092f\u0947\u0928 \u0935\u093e \u0921\u0932\u0930 \u091c\u0938\u094d\u0924\u093e \u0915\u093e\u0928\u0941\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u0939\u0930\u0942\u0938\u0901\u0917 \u092d\u094d\u0930\u092e\u093f\u0924 \u0939\u0941\u0928\u0947 \u0916\u0924\u0930\u093e \u0925\u093f\u092f\u094b\u0964 \u0924\u094d\u092f\u0938\u0948\u0932\u0947, \u0905\u0928\u094d\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u093f\u092f \u0938\u092e\u094d\u092e\u0947\u0932\u0928\u0939\u0930\u0942\u092e\u093e &#8216;\u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (crypto asset)&#8217; \u0936\u092c\u094d\u0926 \u092a\u094d\u0930\u091a\u0932\u093f\u0924 \u092d\u090f\u0915\u094b \u0915\u0941\u0930\u093e \u0938\u092e\u0947\u0924 \u0927\u094d\u092f\u093e\u0928\u092e\u093e \u0930\u093e\u0916\u0947\u0930, \u0930\u0947\u0907\u0935\u093e \u092a\u0939\u093f\u0932\u094b \u0935\u0930\u094d\u0937 (\u0968\u0966\u0967\u096f)\u0915\u094b \u0915\u093e\u0928\u0941\u0928\u0940 \u0938\u0902\u0936\u094b\u0927\u0928\u092e\u093e, \u091c\u093e\u092a\u093e\u0928\u092e\u093e \u092a\u0928\u093f \u0915\u093e\u0928\u0941\u0928\u0940 \u0936\u092c\u094d\u0926\u093e\u0935\u0932\u0940 &#8216;\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940&#8217;\u092c\u093e\u091f &#8216;\u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f&#8217;\u092e\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0917\u0930\u094d\u0928\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u092d\u090f\u0915\u094b \u0925\u093f\u092f\u094b\u0964<br \/>\u3000\u092f\u0938\u0915\u094b \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u0930\u0947\u0907\u0935\u093e \u092a\u0939\u093f\u0932\u094b \u0935\u0930\u094d\u0937\u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u093e\u0928\u0941\u0928\u092e\u093e, \u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u0935\u093f\u0928\u093f\u092e\u092f \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0915\u094b \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0932\u0915\u094d\u0937\u093f\u0924 \u0915\u093e\u0930\u094d\u092f\u0915\u094b \u0930\u0942\u092a\u092e\u093e &#8216;\u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0915\u094b \u092a\u094d\u0930\u092c\u0928\u094d\u0927\u0928&#8217; (\u0915\u0938\u094d\u091f\u094b\u0921\u0940 \u0935\u094d\u092f\u0935\u0938\u093e\u092f) \u0925\u092a\u093f\u090f\u0915\u094b \u091b, \u0930 \u092f\u0938\u0932\u0947 \u0935\u094d\u092f\u093e\u092a\u0915 \u0930\u0942\u092a\u092e\u093e \u0935\u093f\u0928\u093f\u092f\u092e\u0928\u0915\u094b \u0926\u093e\u092f\u0930\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0917\u0930\u0947\u0915\u094b \u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><br \/><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"align\":\"left\",\"fontSize\":\"medium\"} --><\/p>\n<p class=\"has-text-align-left has-medium-font-size\">\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0932\u0947\u0916\uff1a<a href=\"https:\/\/monolith-law.jp\/corporate\/cryptocurrency-custody\" target=\"_blank\" rel=\"noreferrer noopener\">\u0915\u0938\u094d\u091f\u094b\u0921\u0940 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0947 \u0939\u094b? \u0905\u0901\u0917\u094d\u0930\u0940\u0915\u0943\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u0935\u093f\u0928\u093f\u092e\u092f \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0939\u0930\u0942\u092e\u093e\u0925\u093f \u0932\u093e\u0917\u0942 \u0935\u093f\u0928\u093f\u092f\u092e\u0928\u0915\u094b \u0935\u093f\u0935\u0930\u0923<\/a><\/p>\n<p><!-- \/wp:paragraph --><br \/><!-- wp:heading --><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E0%A4%87%E0%A4%B2%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A5%8B%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%AE%E0%A4%A8%E0%A5%80_%E0%A4%95%E0%A5%87_%E0%A4%B9%E0%A5%8B\"><\/span>\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092e\u0928\u0940 \u0915\u0947 \u0939\u094b?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-70310\" src=\"https:\/\/monolith.law\/ne\/wp-content\/uploads\/sites\/47\/2025\/06\/comparision-electronicmoney-virtualcurrency-2-1-300x200.jpg\" alt=\"\" width=\"840\" height=\"560\" srcset=\"https:\/\/monolith.law\/ne\/wp-content\/uploads\/sites\/47\/2025\/06\/comparision-electronicmoney-virtualcurrency-2-1-300x200.jpg 300w, https:\/\/monolith.law\/ne\/wp-content\/uploads\/sites\/47\/2025\/06\/comparision-electronicmoney-virtualcurrency-2-1-250x167.jpg 250w, https:\/\/monolith.law\/ne\/wp-content\/uploads\/sites\/47\/2025\/06\/comparision-electronicmoney-virtualcurrency-2-1.jpg 735w\" sizes=\"(max-width: 840px) 100vw, 840px\" \/><\/figure>\n<p><!-- wp:paragraph --><\/p>\n<p>&#8220;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092e\u0928\u0940&#8221; \u092d\u0928\u094d\u0928\u093e\u0932\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e \u092f\u093e\u0924\u093e\u092f\u093e\u0924 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 IC \u0915\u093e\u0930\u094d\u0921 \u0935\u093e QR \u0915\u094b\u0921 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u0947\u0935\u093e\u0939\u0930\u0942 \u091c\u0938\u094d\u0924\u093e \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u092e\u093e\u0927\u094d\u092f\u092e\u0939\u0930\u0942\u0932\u093e\u0908 \u091c\u0928\u093e\u0909\u0901\u091b, \u0924\u0930 \u092f\u094b \u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0902\u091c\u094d\u091e\u093e \u0939\u094b\u0907\u0928\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e &#8220;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092e\u0928\u0940&#8221; \u092d\u0928\u0947\u0930 \u091a\u093f\u0928\u093f\u0928\u0947 \u0938\u0947\u0935\u093e\u0939\u0930\u0942\u092e\u093e \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u093e \u0930\u0942\u092a\u0939\u0930\u0942 \u091b\u0928\u094d, \u0930 \u0924\u093f\u0928\u0940\u0939\u0930\u0942\u0915\u094b \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0905\u0928\u0941\u0938\u093e\u0930 \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u0947 \u0915\u093e\u0928\u0942\u0928\u0940 \u0935\u093f\u0928\u093f\u092f\u092e\u0928\u0939\u0930\u0942 \u092b\u0930\u0915 \u0939\u0941\u0928\u094d\u091b\u0928\u094d, \u0924\u094d\u092f\u0938\u0948\u0932\u0947 \u092f\u0938\u092e\u093e \u0927\u094d\u092f\u093e\u0928 \u0926\u093f\u0928\u0941 \u0906\u0935\u0936\u094d\u092f\u0915 \u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li style=\"list-style-type: none\">\n<ul class=\"has-background\" style=\"background-color: #eeeeee\"><!-- wp:list-item -->\n<li>\u092a\u094d\u0930\u093f\u092a\u0947\u0921 (\u0905\u0917\u094d\u0930\u093f\u092e \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940) \u092a\u094d\u0930\u0915\u093e\u0930 = &#8220;\u092a\u0942\u0930\u094d\u0935 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928&#8221; (\u091c\u093e\u092a\u093e\u0928\u0940 \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0932\u0949)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><br \/><!-- wp:list-item --><\/p>\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li style=\"list-style-type: none\">\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li>\u092a\u094b\u0938\u094d\u091f\u092a\u0947\u0921 (\u092a\u091b\u093f \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940) \u092a\u094d\u0930\u0915\u093e\u0930 = &#8220;\u0938\u092e\u0917\u094d\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0916\u0930\u0940\u0926 \u0905\u0928\u0941\u0930\u094b\u0927 \u0935\u094d\u092f\u0935\u0938\u093e\u092f&#8221; (\u091c\u093e\u092a\u093e\u0928\u0940 \u0907\u0928\u094d\u0938\u094d\u091f\u093e\u0932\u092e\u0947\u0902\u091f \u0938\u0947\u0932\u094d\u0938 \u0932\u0949)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><br \/><!-- wp:list-item --><\/p>\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li style=\"list-style-type: none\">\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li>\u0921\u0947\u092c\u093f\u091f (\u0924\u0924\u094d\u0915\u093e\u0932 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940) \u092a\u094d\u0930\u0915\u093e\u0930 = &#8220;\u091c\u092e\u094d\u092e\u093e&#8221; \u0935\u093e &#8220;\u0935\u093f\u0928\u093f\u092e\u092f \u0932\u0947\u0928\u0926\u0947\u0928&#8221; (\u091c\u093e\u092a\u093e\u0928\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0932\u0949, \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0932\u0949)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><br \/><!-- wp:heading --><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B_%E0%A4%8F%E0%A4%B8%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B8_%E0%A4%B0_%E0%A4%87%E0%A4%B2%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A5%8B%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%AE%E0%A4%A8%E0%A5%80%E0%A4%95%E0%A5%8B_%E0%A4%AD%E0%A4%BF%E0%A4%A8%E0%A5%8D%E0%A4%A8%E0%A4%A4%E0%A4%BE\"><\/span>\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 \u0930 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092e\u0928\u0940\u0915\u094b \u092d\u093f\u0928\u094d\u0928\u0924\u093e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 \u0930 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092e\u0928\u0940\u0915\u094b \u092d\u093f\u0928\u094d\u0928\u0924\u093e \u092c\u0941\u091d\u094d\u0928\u0915\u094b \u0932\u093e\u0917\u093f, \u092a\u0939\u093f\u0932\u0947 \u0909\u0932\u094d\u0932\u0947\u0916 \u0917\u0930\u093f\u090f\u0915\u094b &#8216;\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938&#8217;\u0915\u094b \u0938\u0902\u0915\u0932\u094d\u092a\u0928\u093e \u0930 \u0909\u0915\u094d\u0924 \u0915\u093e\u0928\u0942\u0928\u0940 \u0935\u093f\u0928\u093f\u092f\u092e\u0928\u092e\u093e \u092a\u0930\u094d\u0928\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u0902\u0915\u0932\u094d\u092a\u0928\u093e\u0939\u0930\u0942\u0915\u094b \u092d\u093f\u0928\u094d\u0928\u0924\u093e, \u0935\u093f\u0936\u0947\u0937 \u0917\u0930\u0940, \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0932\u0949 \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924\u0915\u094b \u0905\u0930\u094d\u0915\u094b \u0938\u0902\u0915\u0932\u094d\u092a\u0928\u093e &#8216;\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e&#8217; \u0930 &#8216;\u092b\u0949\u0930\u0947\u0928 \u090f\u0915\u094d\u0938\u091a\u0947\u0902\u091c \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928&#8217;\u0938\u0901\u0917\u0915\u094b \u092d\u093f\u0928\u094d\u0928\u0924\u093e \u092c\u0941\u091d\u094d\u0928\u0941 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0924\u094d\u092f\u0938\u0948\u0917\u0930\u0940, \u0930\u0947\u0907\u0935\u093e \u096a (\u0968\u0966\u0968\u0968) \u0938\u093e\u0932\u092e\u093e \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u092d\u090f\u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0932\u0949 \u0905\u0928\u0941\u0938\u093e\u0930, \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u0939\u0930\u0942 \u0928\u092f\u093e\u0901 &#8216;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e&#8217;\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0935\u093f\u0928\u093f\u092f\u092e\u093f\u0924 \u0939\u0941\u0928\u0947 \u092d\u090f\u0915\u094b \u091b\u0964 \u0924\u094d\u092f\u0938\u0948\u0932\u0947, &#8216;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e&#8217; (\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928)\u0915\u094b \u092d\u093f\u0928\u094d\u0928\u0924\u093e\u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e \u092a\u0928\u093f \u0938\u0902\u0915\u094d\u0937\u0947\u092a\u092e\u093e \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0917\u0930\u094d\u0928\u0947\u091b\u094c\u0902\u0964<\/p>\n<p><!-- \/wp:paragraph --><br \/><!-- wp:heading {\"level\":3} --><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E3%80%8C%E0%A4%A1%E0%A4%BF%E0%A4%9C%E0%A4%BF%E0%A4%9F%E0%A4%B2_%E0%A4%8F%E0%A4%B8%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B8%E3%80%8D_%E0%A4%B0_%E3%80%8C%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A5%80%E0%A4%AA%E0%A5%87%E0%A4%A1_%E0%A4%AA%E0%A5%87%E0%A4%AE%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%9F_%E0%A4%AE%E0%A4%BF%E0%A4%A1%E0%A4%BF%E0%A4%AF%E0%A4%AE%E0%A5%8D%E0%A4%B8%E3%80%8D_%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE\"><\/span>\u300c\u0921\u093f\u091c\u093f\u091f\u0932 \u090f\u0938\u0947\u091f\u094d\u0938\u300d \u0930 \u300c\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938\u300d \u091c\u093e\u092a\u093e\u0928\u092e\u093e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u092a\u094d\u0930\u0940\u092a\u0947\u0921 (\u0905\u0917\u094d\u0930\u093f\u092e \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940) \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u094b \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092e\u0928\u0940\u0915\u094b \u0909\u0926\u093e\u0939\u0930\u0923\u0915\u094b \u0930\u0942\u092a\u092e\u093e, Suica \u0935\u093e PASMO \u091c\u0938\u094d\u0924\u093e \u092f\u093e\u0924\u093e\u092f\u093e\u0924 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 IC \u0915\u093e\u0930\u094d\u0921\u0939\u0930\u0942 \u0909\u0932\u094d\u0932\u0947\u0916 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b\u0964 \u092f\u0940 \u091c\u093e\u092a\u093e\u0928\u0940 \u092b\u0923\u094d\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0928\u094d\u091f \u0932\u0949 \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 &#8216;\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938&#8217; \u092e\u093e \u092a\u0930\u094d\u0926\u091b\u0928\u094d, \u0930 \u092f\u0938\u094d\u0924\u093e \u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938 \u091c\u093e\u0930\u0940 \u0917\u0930\u094d\u0928\u0915\u094b \u0932\u093e\u0917\u093f \u0928\u094b\u091f\u093f\u092b\u093f\u0915\u0947\u0936\u0928 \u0935\u093e \u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"align\":\"left\"} --><\/p>\n<p class=\"has-text-align-left\">\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0932\u0947\u0916: <a href=\"https:\/\/monolith-law.jp\/corporate\/prepaid-payment-method\" target=\"_blank\" rel=\"noreferrer noopener\">\u091c\u092c \u0906\u092b\u094d\u0928\u0948 \u091c\u093e\u0930\u0940 \u0917\u0930\u093f\u090f\u0915\u094b \u092a\u094b\u0907\u0928\u094d\u091f \u091c\u093e\u092a\u093e\u0928\u0940 \u092b\u0923\u094d\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0928\u094d\u091f \u0932\u0949\u0915\u094b \u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938\u092e\u093e \u092a\u0930\u094d\u0926\u091b<\/a><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u092f\u0939\u093e\u0901, &#8216;\u0921\u093f\u091c\u093f\u091f\u0932 \u090f\u0938\u0947\u091f\u094d\u0938&#8217; \u0930 &#8216;\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938&#8217;\u0915\u093e \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0939\u0930\u0942\u0915\u094b \u0924\u0941\u0932\u0928\u093e \u0917\u0930\u094d\u0926\u093e \u0924\u0932\u0915\u094b \u0924\u093e\u0932\u093f\u0915\u093e \u091c\u0938\u094d\u0924\u0948 \u0926\u0947\u0916\u093f\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:table {\"hasFixedLayout\":true,\"className\":\"is-style-regular\"} --><\/p>\n<figure class=\"wp-block-table is-style-regular\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th class=\"has-text-align-left\" data-align=\"left\">\u300c\u0921\u093f\u091c\u093f\u091f\u0932 \u090f\u0938\u0947\u091f\u094d\u0938\u300d\u0915\u093e \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0939\u0930\u0942<\/th>\n<th class=\"has-text-align-left\" data-align=\"left\">\u300c\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938\u300d\u0915\u093e \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0939\u0930\u0942<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2780<span style=\"text-decoration: underline\">\u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917<\/span> \u092e\u0942\u0932\u094d\u092f \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940\u0915\u094b \u0932\u093e\u0917\u093f \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b, \u0930 \u0938\u093e\u0925\u0948, \u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917 \u0915\u093e\u0928\u0942\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u092e\u093e \u092a\u0930\u0938\u094d\u092a\u0930 \u0935\u093f\u0928\u093f\u092e\u092f \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b<\/td>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2460<span style=\"text-decoration: underline\">\u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e \u0906\u0926\u093f\u0915\u094b<\/span> \u092e\u0942\u0932\u094d\u092f \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0906\u0926\u093f\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2781\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0930\u0942\u092a\u092e\u093e \u0930\u0947\u0915\u0930\u094d\u0921 \u0917\u0930\u094d\u0928 \u0930 \u0938\u093e\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b<\/td>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2461\u0930\u0915\u092e \u0935\u093e \u092e\u093e\u0924\u094d\u0930\u093e \u0906\u0926\u093f\u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u0909\u0932\u094d\u0932\u0947\u0916 \u0917\u0930\u093f\u090f\u0915\u094b \u0935\u093e \u0930\u0947\u0915\u0930\u094d\u0921 \u0917\u0930\u093f\u090f\u0915\u094b<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2462\u0915\u093e\u0928\u0942\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0935\u093e \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u0939\u094b\u0907\u0928<\/td>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2462\u0930\u0915\u092e \u0935\u093e \u092e\u093e\u0924\u094d\u0930\u093e \u0905\u0928\u0941\u0938\u093e\u0930\u0915\u094b \u092e\u0942\u0932\u094d\u092f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u0940 \u091c\u093e\u0930\u0940 \u0917\u0930\u093f\u0928\u094d\u091b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><!-- \/wp:table --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0926\u0941\u0935\u0948\u0932\u0947 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940\u0915\u094b \u0938\u093e\u0927\u0928\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947 \u092c\u093f\u0928\u094d\u0926\u0941\u092e\u093e \u0938\u092e\u093e\u0928\u0924\u093e \u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0905\u0930\u094d\u0915\u094b\u0924\u0930\u094d\u092b, &#8216;\u0921\u093f\u091c\u093f\u091f\u0932 \u090f\u0938\u0947\u091f\u094d\u0938&#8217; \u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917 \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b \u092d\u0928\u0947, &#8216;\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938&#8217; \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e \u091c\u0938\u094d\u0924\u093e \u0935\u093f\u0936\u0947\u0937 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917 \u092e\u093e\u0924\u094d\u0930 \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u091b\u0964 \u0905\u0930\u094d\u0925\u093e\u0924\u094d, \u092f\u0938\u0915\u094b \u0938\u0902\u0930\u091a\u0928\u093e\u092e\u093e, \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e\u0932\u0947 \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942 \u0938\u0940\u092e\u093f\u0924 \u091b\u0928\u094d \u0935\u093e \u091b\u0948\u0928\u0928\u094d \u092d\u0928\u094d\u0928\u0947 \u092c\u093f\u0928\u094d\u0926\u0941\u092e\u093e \u0926\u0941\u0935\u0948 \u092b\u0930\u0915 \u091b\u0928\u094d (<a href=\"https:\/\/www.fsa.go.jp\/common\/law\/guide\/kaisya\/16.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u0921\u093f\u091c\u093f\u091f\u0932 \u090f\u0938\u0947\u091f\u094d\u0938 \u090f\u0915\u094d\u0938\u091a\u0947\u0902\u091c \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0917\u093e\u0907\u0921\u0932\u093e\u0907\u0928\u094d\u0938<\/a> \u2160-1-1\u2460\u2461)\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u092f\u0938\u0915\u0947 \u0938\u093e\u0925\u0948, &#8216;\u0921\u093f\u091c\u093f\u091f\u0932 \u090f\u0938\u0947\u091f\u094d\u0938&#8217; \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u0939\u094b\u0907\u0928 \u092d\u0928\u094d\u0928\u0947 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u091b, \u0924\u0930 \u0924\u0932 \u0909\u0932\u094d\u0932\u0947\u0916\u093f\u0924 \u0905\u0928\u0941\u0938\u093e\u0930, &#8216;\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938&#8217; \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u092e\u093e \u092a\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u092d\u0928\u093f\u090f\u0915\u094b \u091b, \u0924\u094d\u092f\u0938\u0948\u0932\u0947 \u092f\u094b \u092c\u093f\u0928\u094d\u0926\u0941\u092e\u093e 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\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u093f\u092f \u090b\u0923\u092a\u0924\u094d\u0930, \u0915\u092e\u094d\u092a\u0928\u0940 \u090b\u0923\u092a\u0924\u094d\u0930, \u092a\u0942\u0930\u094d\u0935 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0936\u0948\u0932\u0940\u0915\u093e \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928\u0939\u0930\u0942 \u092a\u0928\u093f \u0938\u092e\u093e\u0935\u0947\u0936 \u0939\u0941\u0928 \u0938\u0915\u094d\u091b\u0928\u094d\u0964<\/em><\/p>\n<p><!-- \/wp:paragraph --><br \/><cite><a href=\"https:\/\/www.fsa.go.jp\/singi\/singi_kinyu\/tosin\/20220111\/houkoku.pdf\">\u091c\u093e\u092a\u093e\u0928\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e \u090f\u091c\u0947\u0928\u094d\u0938\u0940 (Financial Services Agency) \u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0938\u092e\u093f\u0924\u093f (Financial Council) \u0915\u094b 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id=\"%E3%80%8C%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B_%E0%A4%8F%E0%A4%B8%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B8%E3%80%8D_%E0%A4%B0_%E3%80%8C%E0%A4%87%E0%A4%B2%E0%A5%87%E0%A4%95%E0%A5%8D%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A5%8B%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%AA%E0%A5%87%E0%A4%AE%E0%A5%87%E0%A4%82%E0%A4%9F_%E0%A4%AE%E0%A4%BF%E0%A4%A1%E0%A4%BF%E0%A4%AF%E0%A4%AE%E0%A5%8D%E0%A4%B8%E3%80%8D_%E0%A4%B8%E0%A5%8D%E0%A4%9F%E0%A5%87%E0%A4%AC%E0%A4%B2%E0%A4%95%E0%A5%8B%E0%A4%87%E0%A4%A8%E0%A5%8D%E0%A4%B8_%E0%A4%95%E0%A5%8B_%E0%A4%AB%E0%A4%B0%E0%A4%95\"><\/span>\u300c\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938\u300d \u0930 \u300c\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938\u300d (\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u094d\u0938) \u0915\u094b \u092b\u0930\u0915<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0915\u093e\u0928\u0941\u0928\u0940 \u0936\u092c\u094d\u0926\u093e\u0935\u0932\u0940\u092e\u093e &#8216;\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928&#8217; \u092d\u0928\u094d\u0928\u0947 \u0936\u092c\u094d\u0926 \u091b\u0948\u0928, \u0924\u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e \u092f\u0938\u0932\u093e\u0908 &#8216;\u092c\u094d\u0932\u0915\u091a\u0947\u0928 \u091c\u0938\u094d\u0924\u093e \u092a\u094d\u0930\u0935\u093f\u0927\u093f\u0939\u0930\u0942\u0915\u094b \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u0940, \u0935\u093f\u0936\u0947\u0937 \u090f\u0938\u0947\u091f\u094d\u0938\u0938\u0901\u0917 \u091c\u094b\u0921\u093f\u090f\u0915\u094b \u0930 \u092e\u0942\u0932\u094d\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e\u0915\u094b \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u0932\u0947 \u092c\u0928\u093e\u0907\u090f\u0915\u094b \u0921\u093f\u091c\u093f\u091f\u0932 \u090f\u0938\u0947\u091f (\u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0942\u092a\u092e\u093e \u090f\u0938\u0947\u091f)&#8217; \u0915\u094b \u0930\u0942\u092a\u092e\u093e \u091a\u093f\u0928\u093f\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"align\":\"center\",\"fontSize\":\"small\"} --><\/p>\n<p class=\"has-text-align-center has-small-font-size\">\u0938\u0928\u094d\u0926\u0930\u094d\u092d: <a title=\"\" href=\"https:\/\/www.fsa.go.jp\/singi\/singi_kinyu\/tosin\/20220111\/houkoku.pdf\" target=\"_blank\" rel=\"noopener\">\u091c\u093e\u092a\u093e\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e \u090f\u091c\u0947\u0928\u094d\u0938\u0940 \u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0938\u092e\u093f\u0924\u093f &#8216;\u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0935\u0930\u094d\u0915\u093f\u0902\u0917 \u0917\u094d\u0930\u0941\u092a&#8217; \u0915\u094b \u092a\u094d\u0930\u0924\u093f\u0935\u0947\u0926\u0928 (2022 \u091c\u0928\u0935\u0930\u0940 11)<\/a><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0938\u094d\u0925\u093f\u0930 \u092e\u0942\u0932\u094d\u092f, \u0905\u0930\u094d\u0925\u093e\u0924\u094d \u0915\u092e \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u0915\u094b \u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0936\u0947\u0937\u0924\u093e \u0939\u094b, \u0924\u0930 \u091c\u0938\u0938\u0901\u0917 \u092f\u094b \u091c\u094b\u0921\u093f\u090f\u0915\u094b \u091b \u0924\u094d\u092f\u0938\u094d\u0924\u093e \u090f\u0938\u0947\u091f\u094d\u0938 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u093e \u0939\u0941\u0928 \u0938\u0915\u094d\u091b\u0928\u094d (\u091c\u0938\u094d\u0924\u0948 \u092b\u093f\u090f\u091f \u092e\u0941\u0926\u094d\u0930\u093e, \u0938\u0941\u0928 \u0935\u093e \u0924\u0947\u0932 \u091c\u0938\u094d\u0924\u093e \u0935\u0938\u094d\u0924\u0941\u0939\u0930\u0942, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u0928\u0939\u0930\u0942, \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 \u0906\u0926\u093f), \u0930 \u0924\u094d\u092f\u0938\u0932\u0947 \u092e\u0942\u0932\u094d\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e\u0915\u094b \u0924\u0902\u0924\u094d\u0930 \u0930 \u0938\u094d\u0924\u0930 \u092b\u0930\u0915 \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u092f\u0938\u0915\u094b \u0905\u0932\u093e\u0935\u093e, \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u0938\u0901\u0917 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0915\u093e\u0928\u0941\u0928\u0940 \u0935\u093f\u0928\u093f\u092f\u092e\u0928\u0939\u0930\u0942 \u092a\u0939\u093f\u0932\u0947 \u091c\u094b\u0921\u093f\u090f\u0915\u093e \u090f\u0938\u0947\u091f\u094d\u0938\u0915\u094b \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u093e \u0906\u0927\u093e\u0930\u092e\u093e \u092b\u0930\u0915 \u0935\u093f\u0928\u093f\u092f\u092e\u0928\u0939\u0930\u0942 \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u0947 \u0920\u093e\u0928\u093f\u090f\u0915\u094b \u0925\u093f\u092f\u094b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"style\":{\"color\":{\"background\":\"#eeeeee\"}}} --><\/p>\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li style=\"list-style-type: none\">\n<ul class=\"has-background\" style=\"background-color: #eeeeee\"><!-- wp:list-item -->\n<li><span style=\"text-decoration: underline\">\u0921\u093f\u091c\u093f\u091f\u0932 \u092e\u0928\u0940 \u091c\u0938\u094d\u0924\u0948 \u092a\u094d\u0930\u0915\u093e\u0930<\/span>:<br \/>\u0915\u093e\u0928\u0941\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u0915\u094b \u092e\u0942\u0932\u094d\u092f\u0938\u0901\u0917 \u091c\u094b\u0921\u093f\u090f\u0915\u094b \u092e\u0942\u0932\u094d\u092f\u092e\u093e \u091c\u093e\u0930\u0940 \u0917\u0930\u093f\u090f\u0915\u094b (\u0909\u0926\u093e\u0939\u0930\u0923: 1 \u0915\u094b\u0907\u0928 = 1 \u092f\u0947\u0928) \u0930 \u091c\u093e\u0930\u0940 \u092e\u0942\u0932\u094d\u092f\u092e\u093e \u0928\u0948 \u092a\u094d\u0930\u0924\u093f\u092b\u0932 \u0917\u0930\u094d\u0928\u0947 \u092a\u094d\u0930\u0924\u093f\u091c\u094d\u091e\u093e \u0917\u0930\u093f\u090f\u0915\u094b<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li style=\"list-style-type: none\">\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li><span style=\"text-decoration: underline\">\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 \u092a\u094d\u0930\u0915\u093e\u0930<\/span>:<br \/>\u092c\u094d\u0932\u0915\u091a\u0947\u0928\u092e\u093e \u0930\u0939\u0947\u0915\u094b \u090f\u0932\u094d\u0917\u094b\u0930\u093f\u0926\u092e\u092c\u093e\u091f \u092e\u0942\u0932\u094d\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0917\u0930\u093f\u0928\u0947<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0930\u0947\u0907\u0935\u093e 4 (2022) \u092e\u093e \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u090f\u0915\u094d\u091f\u092e\u093e \u0928\u092f\u093e\u0901 \u0928\u093f\u092f\u092e\u093f\u0924 &#8216;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938&#8217; \u092d\u0928\u094d\u0928\u093e\u0932\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092e\u0928\u0940 \u091c\u0938\u094d\u0924\u0948 \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u093e \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u094d\u0938\u0932\u093e\u0908 \u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u0917\u0930\u094d\u0926\u091b, \u0930 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938\u0932\u093e\u0908 \u0938\u0902\u091a\u093e\u0932\u0928 \u0917\u0930\u094d\u0928 (\u0916\u0930\u093f\u0926, \u0935\u093f\u0928\u093f\u092e\u092f, \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0906\u0926\u093f) \u0915\u094b \u0932\u093e\u0917\u093f &#8216;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0930\u094d\u092d\u093f\u0938 \u092a\u094d\u0930\u094b\u0935\u093e\u0907\u0921\u0930\u094d\u0938&#8217; \u0915\u094b \u0926\u0930\u094d\u0924\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0905\u0930\u094d\u0915\u094b\u0924\u0930\u094d\u092b, \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u093e \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u094d\u0938 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0930\u0942\u092a\u092e\u093e &#8216;\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938&#8217; \u0915\u094b \u0936\u094d\u0930\u0947\u0923\u0940\u092e\u093e \u092a\u0930\u094d\u091b\u0928\u094d\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u092f\u0938\u0930\u0940, &#8216;\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938&#8217; \u0930 &#8216;\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938&#8217; \u0915\u093e \u0915\u093e\u0928\u0941\u0928\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0939\u0930\u0942 \u0924\u0941\u0932\u0928\u093e \u0917\u0930\u094d\u0926\u093e \u0924\u0932\u0915\u094b \u0924\u093e\u0932\u093f\u0915\u093e \u091c\u0938\u094d\u0924\u0948 \u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:table {\"hasFixedLayout\":true,\"className\":\"is-style-regular\"} --><\/p>\n<figure class=\"wp-block-table is-style-regular\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th class=\"has-text-align-left\" data-align=\"left\">\u300c\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938\u300d\u0915\u093e \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0939\u0930\u0942<\/th>\n<th class=\"has-text-align-left\" data-align=\"left\">\u300c\u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938\u300d\u0915\u093e \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0939\u0930\u0942<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2780 \u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917 \u092e\u0942\u0932\u094d\u092f \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947, \u0930 \u0938\u093e\u0925\u0948 \u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917 \u0915\u093e\u0928\u0941\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u092e\u093e \u092a\u0930\u0938\u094d\u092a\u0930 \u0935\u093f\u0928\u093f\u092e\u092f \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947<\/td>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2460 \u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917 \u092e\u0942\u0932\u094d\u092f \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947, \u0930 \u0938\u093e\u0925\u0948 \u0905\u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0939\u0930\u0942\u0938\u0901\u0917 \u0916\u0930\u093f\u0926 \u0935\u093e \u092c\u093f\u0915\u094d\u0930\u0940 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2781 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0930\u0942\u092a\u092e\u093e \u0930\u0947\u0915\u0930\u094d\u0921 \u0917\u0930\u094d\u0928 \u0930 \u0938\u093e\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947<\/td>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2461 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u0930\u0942\u092a\u092e\u093e \u0930\u0947\u0915\u0930\u094d\u0921 \u0917\u0930\u094d\u0928 \u0930 \u0938\u093e\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947<\/td>\n<\/tr>\n<tr>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2462<span style=\"text-decoration: underline\">\u0915\u093e\u0928\u0941\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0935\u093e \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u090f\u0938\u0947\u091f\u094d\u0938 \u0939\u094b\u0907\u0928<\/span><\/td>\n<td class=\"has-text-align-left\" data-align=\"left\">\u2462<span style=\"text-decoration: underline\">\u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u090f\u0938\u0947\u091f\u094d\u0938\u092e\u093e \u092e\u093e\u0924\u094d\u0930 \u0938\u0940\u092e\u093f\u0924<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><!-- \/wp:table --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u092f\u0938\u0930\u0940, \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u090f\u0938\u0947\u091f\u094d\u0938 \u0930 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u092e\u093f\u0921\u093f\u092f\u092e\u094d\u0938 \u092f\u0938 \u092c\u093f\u0928\u094d\u0926\u0941\u092e\u093e \u092b\u0930\u0915 \u092a\u0930\u094d\u091b\u0928\u094d \u0915\u093f \u0915\u0947 \u0924\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u090f\u0938\u0947\u091f\u094d\u0938 \u0939\u0941\u0928\u094d \u0915\u093f \u0939\u094b\u0907\u0928\u0964 \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u090f\u0938\u0947\u091f\u094d\u0938\u0932\u093e\u0908 \u0915\u093e\u0928\u0941\u0928\u0940 \u0930\u0942\u092a\u092e\u093e \u0928\u093f\u092e\u094d\u0928\u093e\u0928\u0941\u0938\u093e\u0930 \u092a\u0930\u093f\u092d\u093e\u0937\u093f\u0924 \u0917\u0930\u093f\u090f\u0915\u094b \u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><br \/><!-- wp:quote --><\/p>\n<blockquote class=\"wp-block-quote\">\n<p><!-- wp:paragraph --><\/p>\n<p>\u091c\u093e\u092a\u093e\u0928\u0940 \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0932\u0949 (\u8cc7\u91d1\u6c7a\u6e08\u6cd5) \u0915\u094b \u0927\u093e\u0930\u093e 2, \u0909\u092a\u0927\u093e\u0930\u093e 6 \u0905\u0928\u0941\u0938\u093e\u0930, &#8220;\u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f&#8221; \u092d\u0928\u094d\u0928\u093e\u0932\u0947 \u091c\u093e\u092a\u093e\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0935\u093e \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u092e\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0935\u093e \u091c\u093e\u092a\u093e\u0928\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0935\u093e \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e\u092e\u093e \u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928, \u092b\u093f\u0930\u094d\u0924\u0940 \u0935\u093e \u092f\u0938\u094d\u0924\u0948 \u0905\u0928\u094d\u092f \u0915\u093e\u0930\u094d\u092f\u0939\u0930\u0942 (\u092f\u0938 \u0916\u0923\u094d\u0921\u092e\u093e &#8220;\u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0906\u0926\u093f&#8221; \u092d\u0928\u093f\u0928\u094d\u091b) \u0917\u0930\u093f\u0928\u0947 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u0932\u093e\u0908 \u091c\u0928\u093e\u0909\u0901\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><br \/><cite>\u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0932\u0949 \u0927\u093e\u0930\u093e 2, \u0909\u092a\u0927\u093e\u0930\u093e 6<\/cite><\/p>\n<\/blockquote>\n<p><!-- \/wp:quote --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0905\u0930\u094d\u0925\u093e\u0924\u094d, \u092f\u0938\u0932\u0947 \u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u0901\u0917 \u0938\u092e\u093e\u0928 \u0915\u093e\u0930\u094d\u092f\u093e\u0924\u094d\u092e\u0915\u0924\u093e \u0930 \u0938\u094d\u0925\u093f\u0930 \u092e\u0942\u0932\u094d\u092f \u0939\u0941\u0928\u0941 \u092a\u0930\u094d\u0928\u0947 \u0905\u092a\u0947\u0915\u094d\u0937\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u091b\u0964 \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u0939\u0941\u0928\u0941 \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928\u0915\u094b \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092d\u090f\u0915\u094b \u092e\u0942\u0932\u094d\u092f\u0915\u094b \u0917\u0941\u0923\u0932\u093e\u0908 \u0930\u093e\u092e\u094d\u0930\u094b\u0938\u0901\u0917 \u092a\u094d\u0930\u0924\u093f\u092c\u093f\u092e\u094d\u092c\u093f\u0924 \u0917\u0930\u094d\u0928\u0947 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0924\u094d\u092f\u0938\u0948\u0932\u0947, \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928\u0939\u0930\u0942 \u0909\u0932\u094d\u0932\u0947\u0916\u093f\u0924 \u0935\u093f\u0926\u0947\u0936\u0940 \u0935\u093f\u0928\u093f\u092e\u092f \u0915\u093e\u0930\u094b\u092c\u093e\u0930\u092e\u093e &#8220;\u092b\u0902\u0921&#8221; \u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u0930\u094d\u0926\u091b\u0928\u094d, \u0930 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928\u0939\u0930\u0942 \u091c\u093e\u0930\u0940 \u0917\u0930\u094d\u0928\u0915\u093e \u0932\u093e\u0917\u093f &#8220;\u092b\u0902\u0921 \u091f\u094d\u0930\u093e\u0928\u094d\u0938\u092b\u0930 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940&#8221; \u0915\u094b \u0926\u0930\u094d\u0924\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u092f\u0938\u0915\u094b \u0905\u0930\u094d\u0925 \u092f\u094b \u0939\u094b \u0915\u093f, \u0930\u0947\u0907\u0935\u093e 4 (2022) \u0938\u093e\u0932\u0915\u094b \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0902\u0936\u094b\u0927\u0928\u0932\u0947 \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928 \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e\u0939\u0930\u0942\u0932\u093e\u0908 \u092e\u094c\u091c\u0942\u0926\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0928\u093f\u092f\u092e\u0928 (\u0935\u093f\u0926\u0947\u0936\u0940 \u0935\u093f\u0928\u093f\u092e\u092f \u0915\u093e\u0930\u094b\u092c\u093e\u0930) \u0932\u093e\u0917\u0942 \u0939\u0941\u0928 \u0938\u0915\u094d\u0928\u0947 \u092d\u090f \u092a\u0928\u093f, \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e \u0930 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0939\u0930\u0942 \u091b\u0941\u091f\u094d\u091f\u093f\u090f\u0915\u094b \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u092e\u094b\u0921\u0947\u0932 \u092a\u0928\u093f \u0905\u0928\u0941\u092e\u093e\u0928 \u0917\u0930\u093f\u090f\u0915\u094b \u091b, \u0930 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0939\u0930\u0942\u092e\u093e\u0924\u094d\u0930 \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u0947 \u0928\u093f\u092f\u092e\u0928\u0915\u094b \u0905\u092d\u093e\u0935 \u0925\u093f\u092f\u094b, \u0924\u094d\u092f\u0938\u0948\u0932\u0947 \u0928\u092f\u093e\u0901 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0939\u0930\u0942\u0915\u093e \u0932\u093e\u0917\u093f \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928\u0939\u0930\u0942 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0928\u093f\u092f\u092e\u0928 \u0925\u092a\u093f\u090f\u0915\u094b \u0939\u094b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"align\":\"left\"} --><\/p>\n<p class=\"has-text-align-left\">\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0932\u0947\u0916\uff1a<a href=\"https:\/\/monolith-law.jp\/corporate\/stablecoin-type\" target=\"_blank\" rel=\"noreferrer noopener\">\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u094b\u0907\u0928 \u0915\u0947 \u0939\u094b? \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u092b\u0902\u0921 \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0932\u0949\u092e\u093e \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u094b\u0928\u093f\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0938\u093e\u0927\u0928\u0939\u0930\u0942\u0938\u0901\u0917\u0915\u094b \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0915\u094b \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e<\/a><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B_%E0%A4%B8%E0%A4%AE%E0%A5%8D%E0%A4%AA%E0%A4%A4%E0%A5%8D%E0%A4%A4%E0%A4%BF_%E0%A4%AD%E0%A4%B0%E0%A5%8D%E0%A4%9A%E0%A5%81%E0%A4%85%E0%A4%B2_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%8B_%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7%E0%A4%A4%E0%A4%BE%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%B5%E0%A4%B8%E0%A5%8D%E0%A4%A5%E0%A4%BE%E0%A4%AA%E0%A4%A8\"><\/span>\u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u094b \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u0939\u0930\u0942\u0915\u094b \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:image {\"id\":50190,\"sizeSlug\":\"full\",\"linkDestination\":\"none\"} --><\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-70311\" src=\"https:\/\/monolith.law\/ne\/wp-content\/uploads\/sites\/47\/2025\/06\/comparision-electronicmoney-virtualcurrency-3-300x200.jpg\" alt=\"\" width=\"840\" height=\"560\" srcset=\"https:\/\/monolith.law\/ne\/wp-content\/uploads\/sites\/47\/2025\/06\/comparision-electronicmoney-virtualcurrency-3-300x200.jpg 300w, https:\/\/monolith.law\/ne\/wp-content\/uploads\/sites\/47\/2025\/06\/comparision-electronicmoney-virtualcurrency-3-250x167.jpg 250w, https:\/\/monolith.law\/ne\/wp-content\/uploads\/sites\/47\/2025\/06\/comparision-electronicmoney-virtualcurrency-3.jpg 735w\" sizes=\"(max-width: 840px) 100vw, 840px\" \/><\/figure>\n<p><!-- \/wp:image --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u092e\u093e\u0925\u093f\u0915\u093e \u0915\u0941\u0930\u093e\u0939\u0930\u0942\u0932\u093e\u0908 \u0927\u094d\u092f\u093e\u0928\u092e\u093e \u0930\u093e\u0916\u094d\u0926\u093e, \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0930\u0947\u0928\u094d\u0938\u0940) \u0915\u093e \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u0939\u0930\u0942 \u092e\u0927\u094d\u092f\u0947 \u0935\u093f\u0936\u0947\u0937 \u0917\u0930\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0926\u0941\u0908 \u092c\u093f\u0928\u094d\u0926\u0941\u0939\u0930\u0942 \u0928\u093f\u092e\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930\u0932\u0947 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u092a\u0928 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"style\":{\"color\":{\"background\":\"#eeeeee\"}}} --><\/p>\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li style=\"list-style-type: none\">\n<ul class=\"has-background\" style=\"background-color: #eeeeee\"><!-- wp:list-item -->\n<li>\u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><br \/><!-- wp:list-item --><\/p>\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li style=\"list-style-type: none\">\n<ul class=\"has-background\" style=\"background-color: #eeeeee\">\n<li>\u092e\u0942\u0932\u094d\u092f \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0936\u0940\u0932\u0924\u093e<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><br \/><!-- \/wp:list --><\/p>\n<p><!-- wp:heading {\"level\":3} --><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%85%E0%A4%A8%E0%A4%BF%E0%A4%B6%E0%A5%8D%E0%A4%9A%E0%A4%BF%E0%A4%A4%E0%A4%A4%E0%A4%BE\"><\/span>\u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e \u0935\u093e \u0905\u0928\u094d\u092f \u0915\u0941\u0928\u0948 \u092a\u0915\u094d\u0937\u0932\u093e\u0908 \u0928\u092d\u0928\u094d\u0926\u0948, \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0932\u093e\u0908 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940\u0915\u094b \u0938\u093e\u0927\u0928\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u0940 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b\u0964 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\u0924\u094d\u092f\u0938\u0948\u0932\u0947 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0915\u093e\u0930\u094b\u092c\u093e\u0930\u0940 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0932\u0947 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0932\u093e\u0908 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940\u0915\u094b \u0938\u093e\u0927\u0928\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0917\u0930\u094d\u0928 \u0938\u0939\u092e\u0924\u093f \u091c\u0928\u093e\u0909\u0928\u0941 \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading {\"level\":3} --><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%AE%E0%A5%82%E0%A4%B2%E0%A5%8D%E0%A4%AF_%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%B5%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A4%A8%E0%A4%B6%E0%A5%80%E0%A4%B2%E0%A4%A4%E0%A4%BE\"><\/span>\u092e\u0942\u0932\u094d\u092f 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class=\"ez-toc-section\" id=\"%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A4%BE%E0%A4%82%E0%A4%B6_%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A5%8D%E0%A4%9F%E0%A5%8B_%E0%A4%8F%E0%A4%B8%E0%A5%87%E0%A4%9F%E0%A5%8D%E0%A4%B8_%E0%A4%AD%E0%A4%B0%E0%A5%8D%E0%A4%9A%E0%A5%81%E0%A4%85%E0%A4%B2_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%A8%E0%A5%8D%E0%A4%B8%E0%A5%80_%E0%A4%B8%E0%A4%AE%E0%A5%8D%E0%A4%AC%E0%A4%A8%E0%A5%8D%E0%A4%A7%E0%A5%80_%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8%E0%A5%80_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%B6%E0%A5%8D%E0%A4%A8%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%B2%E0%A4%BE%E0%A4%97%E0%A4%BF_%E0%A4%B5%E0%A4%95%E0%A5%80%E0%A4%B2%E0%A4%B8%E0%A4%81%E0%A4%97_%E0%A4%B8%E0%A4%B2%E0%A5%8D%E0%A4%B2%E0%A4%BE%E0%A4%B9_%E0%A4%B2%E0%A4%BF%E0%A4%A8%E0%A5%81%E0%A4%B9%E0%A5%8B%E0%A4%B8%E0%A5%8D\"><\/span>\u0938\u093e\u0930\u093e\u0902\u0936: \u091c\u093e\u092a\u093e\u0928\u0940 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b 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\u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092d\u090f\u0915\u093e \u0935\u0915\u0940\u0932\u0938\u0901\u0917 \u0938\u0932\u094d\u0932\u093e\u0939 \u0932\u093f\u0928\u0941 \u0909\u0924\u094d\u0924\u092e \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E0%A4%AE%E0%A5%8B%E0%A4%A8%E0%A5%8B%E0%A4%B2%E0%A4%BF%E0%A4%A5_%E0%A4%95%E0%A4%BE%E0%A4%A8%E0%A5%82%E0%A4%A8%E0%A5%80_%E0%A4%AB%E0%A4%B0%E0%A5%8D%E0%A4%AE%E0%A4%A6%E0%A5%8D%E0%A4%B5%E0%A4%BE%E0%A4%B0%E0%A4%BE_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%97%E0%A4%B0%E0%A4%BF%E0%A4%A8%E0%A5%87_%E0%A4%89%E0%A4%AA%E0%A4%BE%E0%A4%AF%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%9A%E0%A4%AF\"><\/span>\u092e\u094b\u0928\u094b\u0932\u093f\u0925 \u0915\u093e\u0928\u0942\u0928\u0940 \u092b\u0930\u094d\u092e\u0926\u094d\u0935\u093e\u0930\u093e 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noopener\">\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f \u0930 \u092c\u094d\u0932\u0915\u091a\u0947\u0928<\/a><\/p>\n<p><!-- \/wp:paragraph --><\/p>","protected":false},"excerpt":{"rendered":"<p>\u0939\u093e\u0932\u0915\u093e \u0935\u0930\u094d\u0937\u0939\u0930\u0942\u092e\u093e, &#8216;\u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f (\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0928\u094d\u0938\u0940)&#8217; \u092a\u094d\u0930\u0924\u093f \u0927\u094d\u092f\u093e\u0928 \u092c\u0922\u094d\u0926\u0948 \u0917\u090f\u0915\u094b \u091b, \u0924\u0930 \u0924\u092a\u093e\u0908\u0902\u0932\u0947 \u0938\u094b\u091a\u094d\u0928\u0941 \u092d\u090f\u0915\u094b \u091b \u0915\u093f &#8216;\u0905\u0919\u094d\u0915\u0940\u092f \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f&#8217; \u0915\u0947 \u0939\u094b \u092d\u0928\u094d\u0928\u0947 \u0915\u0941\u0930\u093e \u0927\u0947\u0930\u0948 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[&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":68068,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[20,19],"acf":[],"_links":{"self":[{"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/posts\/66607"}],"collection":[{"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/comments?post=66607"}],"version-history":[{"count":11,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/posts\/66607\/revisions"}],"predecessor-version":[{"id":70313,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/posts\/66607\/revisions\/70313"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/media\/68068"}],"wp:attachment":[{"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/media?parent=66607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/categories?post=66607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/tags?post=66607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}