{"id":67945,"date":"2025-06-16T11:42:54","date_gmt":"2025-06-16T02:42:54","guid":{"rendered":"https:\/\/monolith.law\/ne\/?p=67945"},"modified":"2025-06-27T15:47:50","modified_gmt":"2025-06-27T06:47:50","slug":"violation-of-the-premiums-and-representations-act","status":"publish","type":"post","link":"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act","title":{"rendered":"\u666f\u54c1\u8868\u793a\u6cd5(\u666f\u8868\u6cd5)\u0915\u094b \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0917\u0930\u094d\u0926\u093e \u0915\u0947 \u0939\u0941\u0928\u094d\u091b? \u091c\u0930\u093f\u0935\u093e\u0928\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u0940\u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e \u092a\u0928\u093f \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e"},"content":{"rendered":"\n<p>\u092f\u0926\u093f \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u0935\u093e \u0909\u0924\u094d\u092a\u093e\u0926\u0928\u092e\u093e 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\u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0939\u0941\u0928\u094d\u091b \u092d\u0928\u094d\u0928\u0947 \u0915\u0941\u0930\u093e \u0925\u093e\u0939\u093e \u091b\u0948\u0928&#8221; \u0935\u093e &#8220;\u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0917\u0930\u094d\u0926\u093e \u0915\u0938\u094d\u0924\u094b \u0926\u0923\u094d\u0921 \u0932\u093e\u0917\u094d\u091b \u092d\u0928\u094d\u0928\u0947 \u0915\u0941\u0930\u093e \u0925\u093e\u0939\u093e \u091b\u0948\u0928&#8221; \u092d\u0928\u094d\u0928\u0947 \u0932\u093e\u0917\u094d\u0928 \u0938\u0915\u094d\u091b\u0964<\/p>\n\n\n\n<p>\u092f\u0938 \u0932\u0947\u0916\u092e\u093e, \u091c\u093e\u092a\u093e\u0928\u0940 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0932\u0947\u092c\u0932\u093f\u0919 \u0910\u0928\u0915\u094b \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928\u0915\u094b \u0935\u093f\u0935\u0930\u0923, \u0926\u0923\u094d\u0921\u0915\u094b \u0935\u093f\u0935\u0930\u0923, \u0930 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 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href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A5%80_%E6%99%AF%E5%93%81%E8%A1%A8%E7%A4%BA%E6%B3%95%EF%BC%88%E6%99%AF%E8%A1%A8%E6%B3%95%EF%BC%89%E9%81%95%E5%8F%8D_%E0%A4%AD%E0%A4%A8%E0%A5%87%E0%A4%95%E0%A5%8B_%E0%A4%95%E0%A5%87_%E0%A4%B9%E0%A5%8B\" title=\"\u091c\u093e\u092a\u093e\u0928\u0940 \u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09\u9055\u53cd \u092d\u0928\u0947\u0915\u094b \u0915\u0947 \u0939\u094b?\">\u091c\u093e\u092a\u093e\u0928\u0940 \u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09\u9055\u53cd \u092d\u0928\u0947\u0915\u094b \u0915\u0947 \u0939\u094b?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE_%E0%A4%89%E0%A4%AA%E0%A4%B9%E0%A4%BE%E0%A4%B0_%E0%A4%B5%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A5%81%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A4%E0%A4%BF%E0%A4%AC%E0%A4%A8%E0%A5%8D%E0%A4%A7_%E0%A4%B0_%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%87%E0%A4%A7\" title=\"\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u0909\u092a\u0939\u093e\u0930 \u0935\u0938\u094d\u0924\u0941\u0939\u0930\u0942\u0915\u094b \u092a\u094d\u0930\u0924\u093f\u092c\u0928\u094d\u0927 \u0930 \u0928\u093f\u0937\u0947\u0927\">\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u0909\u092a\u0939\u093e\u0930 \u0935\u0938\u094d\u0924\u0941\u0939\u0930\u0942\u0915\u094b \u092a\u094d\u0930\u0924\u093f\u092c\u0928\u094d\u0927 \u0930 \u0928\u093f\u0937\u0947\u0927<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link 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href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE_%E6%99%AF%E5%93%81%E8%A1%A8%E7%A4%BA%E6%B3%95%EF%BC%88%E6%99%AF%E8%A1%A8%E6%B3%95%EF%BC%89_%E0%A4%89%E0%A4%B2%E0%A5%8D%E0%A4%B2%E0%A4%99%E0%A5%8D%E0%A4%98%E0%A4%A8_%E0%A4%97%E0%A4%B0%E0%A5%8D%E0%A4%A6%E0%A4%BE_%E0%A4%B2%E0%A4%BE%E0%A4%97%E0%A5%8D%E0%A4%A8%E0%A5%87_%E0%A5%A9_%E0%A4%B5%E0%A4%9F%E0%A4%BE_%E0%A4%B8%E0%A4%9C%E0%A4%BE%E0%A4%AF\" title=\"\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0917\u0930\u094d\u0926\u093e \u0932\u093e\u0917\u094d\u0928\u0947 \u0969 \u0935\u091f\u093e \u0938\u091c\u093e\u092f\">\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0917\u0930\u094d\u0926\u093e 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\u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928)\">\u4ee4\u548c5\u5e74 (\u0938\u0928\u094d 2023) \u666f\u54c1\u8868\u793a\u6cd5\u6539\u6b63\u306b\u3088\u308b\u76f4\u7f70\u898f\u5b9a (\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0938\u091c\u093e\u092f \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE_%E6%99%AF%E5%93%81%E8%A1%A8%E7%A4%BA%E6%B3%95%EF%BC%88%E6%99%AF%E8%A1%A8%E6%B3%95%EF%BC%89%E9%81%95%E5%8F%8D%E0%A4%AE%E0%A4%BE%E8%AA%B2%E5%BE%B4%E9%87%91%E0%A4%95%E0%A5%8B_%E0%A4%B5%E0%A4%BF%E0%A4%B5%E0%A4%B0%E0%A4%A3\" title=\"\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09\u9055\u53cd\u092e\u093e\u8ab2\u5fb4\u91d1\u0915\u094b 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title=\"\u0917\u0923\u0928\u093e \u0935\u093f\u0927\u093f\">\u0917\u0923\u0928\u093e \u0935\u093f\u0927\u093f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%98%E0%A4%9F%E0%A4%BE%E0%A4%89%E0%A4%A8%E0%A5%87_%E0%A4%A4%E0%A4%B0%E0%A4%BF%E0%A4%95%E0%A4%BE\" title=\"\u0918\u091f\u093e\u0909\u0928\u0947 \u0924\u0930\u093f\u0915\u093e\">\u0918\u091f\u093e\u0909\u0928\u0947 \u0924\u0930\u093f\u0915\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%B8%E0%A4%BE%E0%A4%AE%E0%A4%97%E0%A5%8D%E0%A4%B0%E0%A5%80%E0%A4%95%E0%A5%8B_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A5%81%E0%A4%A4%E0%A4%BF%E0%A4%B2%E0%A5%87%E8%AA%B2%E5%BE%B4%E9%87%91%E0%A4%95%E0%A5%8B_%E0%A4%B2%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%8D%E0%A4%AF_%E0%A4%AC%E0%A4%BE%E0%A4%B9%E0%A4%BF%E0%A4%B0_%E0%A4%B0%E0%A4%B9%E0%A4%A8_%E0%A4%B8%E0%A4%95%E0%A4%BF%E0%A4%A8%E0%A5%8D%E0%A4%9B\" title=\"\u0938\u093e\u092e\u0917\u094d\u0930\u0940\u0915\u094b \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924\u093f\u0932\u0947\u8ab2\u5fb4\u91d1\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f \u092c\u093e\u0939\u093f\u0930 \u0930\u0939\u0928 \u0938\u0915\u093f\u0928\u094d\u091b\">\u0938\u093e\u092e\u0917\u094d\u0930\u0940\u0915\u094b \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924\u093f\u0932\u0947\u8ab2\u5fb4\u91d1\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f 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href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%A4%E0%A4%B0%E0%A5%8D%E0%A4%95%E0%A4%B8%E0%A4%82%E0%A4%97%E0%A4%A4_%E0%A4%B0%E0%A5%82%E0%A4%AA%E0%A4%AE%E0%A4%BE_%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%96%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%97%E0%A4%B0%E0%A5%8D%E0%A4%A8_%E0%A4%B8%E0%A4%95%E0%A4%BF%E0%A4%A8%E0%A5%87_%E0%A4%B8%E0%A4%BE%E0%A4%AE%E0%A4%97%E0%A5%8D%E0%A4%B0%E0%A5%80_%E0%A4%A4%E0%A4%AF%E0%A4%BE%E0%A4%B0_%E0%A4%B0%E0%A4%BE%E0%A4%96%E0%A5%8D%E0%A4%A8%E0%A5%81%E0%A4%B9%E0%A5%8B%E0%A4%B8%E0%A5%8D\" title=\"\u0924\u0930\u094d\u0915\u0938\u0902\u0917\u0924 \u0930\u0942\u092a\u092e\u093e \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0924\u092f\u093e\u0930 \u0930\u093e\u0916\u094d\u0928\u0941\u0939\u094b\u0938\u094d\">\u0924\u0930\u094d\u0915\u0938\u0902\u0917\u0924 \u0930\u0942\u092a\u092e\u093e 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href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A4%BE%E0%A4%82%E0%A4%B6_%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A5%80%E6%99%AF%E5%93%81%E8%A1%A8%E7%A4%BA%E6%B3%95%EF%BC%88%E6%99%AF%E8%A1%A8%E6%B3%95%EF%BC%89%E0%A4%95%E0%A5%8B_%E0%A4%89%E0%A4%B2%E0%A5%8D%E0%A4%B2%E0%A4%99%E0%A5%8D%E0%A4%98%E0%A4%A8_%E0%A4%B9%E0%A5%81%E0%A4%A8%E0%A5%81_%E0%A4%85%E0%A4%98%E0%A4%BF%E5%BC%81%E8%AD%B7%E5%A3%AB%E0%A4%B8%E0%A4%81%E0%A4%97_%E0%A4%AA%E0%A4%B0%E0%A4%BE%E0%A4%AE%E0%A4%B0%E0%A5%8D%E0%A4%B6_%E0%A4%97%E0%A4%B0%E0%A5%8D%E0%A4%A8%E0%A5%81%E0%A4%B9%E0%A5%8B%E0%A4%B8%E0%A5%8D\" title=\"\u0938\u093e\u0930\u093e\u0902\u0936: \u091c\u093e\u092a\u093e\u0928\u0940\u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09\u0915\u094b \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0939\u0941\u0928\u0941 \u0905\u0918\u093f\u5f01\u8b77\u58eb\u0938\u0901\u0917 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d!\">\u0938\u093e\u0930\u093e\u0902\u0936: \u091c\u093e\u092a\u093e\u0928\u0940\u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09\u0915\u094b \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0939\u0941\u0928\u0941 \u0905\u0918\u093f\u5f01\u8b77\u58eb\u0938\u0901\u0917 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/monolith.law\/ne\/general-corporate\/violation-of-the-premiums-and-representations-act\/#%E0%A4%B9%E0%A4%BE%E0%A4%AE%E0%A5%8D%E0%A4%B0%E0%A5%8B_%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%B2%E0%A4%AF%E0%A4%A6%E0%A5%8D%E0%A4%B5%E0%A4%BE%E0%A4%B0%E0%A4%BE_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%97%E0%A4%B0%E0%A4%BF%E0%A4%A8%E0%A5%87_%E0%A4%89%E0%A4%AA%E0%A4%BE%E0%A4%AF%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80\" title=\"\u0939\u093e\u092e\u094d\u0930\u094b \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f\u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u093f\u0928\u0947 \u0909\u092a\u093e\u092f\u0939\u0930\u0942\u0915\u094b \u091c\u093e\u0928\u0915\u093e\u0930\u0940\">\u0939\u093e\u092e\u094d\u0930\u094b \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f\u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 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\/><\/figure>\n\n\n\n<p>\u666f\u54c1\u8868\u793a\u6cd5 \u092d\u0928\u0947\u0915\u094b \u091c\u093e\u092a\u093e\u0928\u092e\u093e \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0915\u094b \u0939\u093f\u0924\u0932\u093e\u0908 \u091c\u094b\u0917\u093e\u0909\u0928 \u092c\u0928\u093e\u0907\u090f\u0915\u094b \u0915\u093e\u0928\u0941\u0928 \u0939\u094b\u0964 \u092f\u0938\u0932\u0947 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0939\u0930\u0942\u0932\u093e\u0908 \u0938\u0939\u0940 \u0928\u093f\u0930\u094d\u0923\u092f\u0915\u094b \u0906\u0927\u093e\u0930\u092e\u093e \u0938\u093e\u092e\u093e\u0928 \u0935\u093e \u0938\u0947\u0935\u093e \u0915\u093f\u0928\u094d\u0928 \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u0909\u0901\u091b\u0964 \u091c\u093e\u092a\u093e\u0928\u0940 \u666f\u54c1\u8868\u793a\u6cd5 \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 \u0928\u093f\u092e\u094d\u0928 \u0926\u0941\u0908 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class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE_%E0%A4%89%E0%A4%AA%E0%A4%B9%E0%A4%BE%E0%A4%B0_%E0%A4%B5%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A5%81%E0%A4%B9%E0%A4%B0%E0%A5%82%E0%A4%95%E0%A5%8B_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A4%E0%A4%BF%E0%A4%AC%E0%A4%A8%E0%A5%8D%E0%A4%A7_%E0%A4%B0_%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%87%E0%A4%A7\"><\/span>\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u0909\u092a\u0939\u093e\u0930 \u0935\u0938\u094d\u0924\u0941\u0939\u0930\u0942\u0915\u094b \u092a\u094d\u0930\u0924\u093f\u092c\u0928\u094d\u0927 \u0930 \u0928\u093f\u0937\u0947\u0927<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u091c\u093e\u092a\u093e\u0928\u0940 \u0909\u092a\u0939\u093e\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093e\u0928\u0942\u0928 (\u666f\u54c1\u8868\u793a\u6cd5) \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924, \u0909\u092a\u0939\u093e\u0930 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\u0917\u0930\u093f\u090f\u0915\u094b \u091b\u0964<\/p>\n\n\n\n<p>\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0932\u0947\u0916: <a href=\"https:\/\/monolith.law\/corporate\/premiums-and-representations-act\" target=\"_blank\" rel=\"noreferrer noopener\">\u091c\u093e\u092a\u093e\u0928\u0940 \u0909\u092a\u0939\u093e\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093e\u0928\u0942\u0928 (\u666f\u54c1\u8868\u793a\u6cd5) \u0915\u0947 \u0939\u094b? \u0938\u091c\u093f\u0932\u094b \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0930 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928\u0915\u093e \u0909\u0926\u093e\u0939\u0930\u0923\u0939\u0930\u0942 \u0924\u0925\u093e \u0926\u0923\u094d\u0921\u0939\u0930\u0942[ja]<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE_%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A6%E0%A4%B0%E0%A5%8D%E0%A4%B6%E0%A4%A8%E0%A4%95%E0%A5%8B_%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%87%E0%A4%A7\"><\/span>\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0915\u094b \u0928\u093f\u0937\u0947\u0927<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0935\u093e \u0938\u0947\u0935\u093e\u092e\u093e \u0909\u0932\u094d\u0932\u0947\u0916 \u0917\u0930\u093f\u090f\u0915\u093e &#8220;\u092e\u093e\u0928\u0915,&#8221; &#8220;\u092e\u0942\u0932\u094d\u092f,&#8221; &#8220;\u0917\u0941\u0923\u0938\u094d\u0924\u0930,&#8221; &#8220;\u0909\u0924\u094d\u092a\u0924\u094d\u0924\u093f \u0926\u0947\u0936&#8221; \u091c\u0938\u094d\u0924\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0939\u0930\u0942\u0932\u0947 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0915\u094b \u0916\u0930\u093f\u0926 \u0928\u093f\u0930\u094d\u0923\u092f\u092e\u093e \u0920\u0942\u0932\u094b \u092a\u094d\u0930\u092d\u093e\u0935 \u092a\u093e\u0930\u094d\u091b\u0964 \u092f\u0926\u093f \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915\u0924\u093e \u092d\u0928\u094d\u0926\u093e \u092b\u0930\u0915 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0935\u093e \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0917\u0930\u093f\u090f\u0915\u094b \u091b \u092d\u0928\u0947, \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0932\u0947 \u0938\u0939\u0940 \u0928\u093f\u0930\u094d\u0923\u092f\u092e\u093e \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0916\u0930\u093f\u0926 \u0917\u0930\u094d\u0928 \u0938\u0915\u094d\u0926\u0948\u0928\u0928\u094d\u0964<\/p>\n\n\n\n<p>\u092f\u0938 \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u094b \u0938\u094d\u0925\u093f\u0924\u093f \u091f\u093e\u0930\u094d\u0928\u0915\u094b \u0932\u093e\u0917\u093f, \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0932\u093e\u0908 \u092d\u094d\u0930\u092e\u093f\u0924 \u092a\u093e\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 (\u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928)\u0932\u093e\u0908 \u091c\u093e\u092a\u093e\u0928\u092e\u093e \u0928\u093f\u0937\u0947\u0927 \u0917\u0930\u093f\u090f\u0915\u094b \u091b\u0964 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u092e\u093e \u0924\u0932\u0915\u093e \u0969 \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0939\u0930\u0942 \u0938\u092e\u093e\u0935\u0947\u0936 \u091b\u0928\u094d\u0964<\/p>\n\n\n\n<ul>\n<li>\u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f\u0924\u093e \u092d\u094d\u0930\u092e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n\n\n\n<li>\u0932\u093e\u092d\u0926\u093e\u092f\u0915\u0924\u093e \u092d\u094d\u0930\u092e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n\n\n\n<li>\u0905\u0928\u094d\u092f \u092d\u094d\u0930\u092e\u093f\u0924 \u092a\u093e\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n<\/ul>\n\n\n\n<p>&#8220;\u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f\u0924\u093e \u092d\u094d\u0930\u092e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928&#8221; \u092d\u0928\u094d\u0928\u093e\u0932\u0947 \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0935\u093e \u0938\u0947\u0935\u093e, \u092e\u093e\u0928\u0915 \u0906\u0926\u093f\u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e, \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0935\u093e \u0905\u0928\u094d\u092f \u0915\u092e\u094d\u092a\u0928\u0940\u0915\u094b \u092d\u0928\u094d\u0926\u093e &#8220;\u0927\u0947\u0930\u0948 \u0930\u093e\u092e\u094d\u0930\u094b (\u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f)&#8221; \u0926\u0947\u0916\u093e\u0909\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0932\u093e\u0908 \u091c\u0928\u093e\u0909\u0901\u091b\u0964 &#8220;\u0932\u093e\u092d\u0926\u093e\u092f\u0915\u0924\u093e \u092d\u094d\u0930\u092e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928&#8221; \u092d\u0928\u094d\u0928\u093e\u0932\u0947 \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0935\u093e \u0938\u0947\u0935\u093e\u0915\u094b \u092e\u0942\u0932\u094d\u092f \u0935\u093e \u0932\u0947\u0928\u0926\u0947\u0928 \u0938\u0930\u094d\u0924\u0939\u0930\u0942\u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e, \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0935\u093e \u0905\u0928\u094d\u092f \u0915\u092e\u094d\u092a\u0928\u0940\u0915\u094b \u092d\u0928\u094d\u0926\u093e &#8220;\u0932\u093e\u092d\u0926\u093e\u092f\u0915 (\u0932\u093e\u092d\u0926\u093e\u092f\u0915)&#8221; \u0926\u0947\u0916\u093e\u0909\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0932\u093e\u0908 \u091c\u0928\u093e\u0909\u0901\u091b\u0964<\/p>\n\n\n\n<p>\u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f\u0924\u093e \u092d\u094d\u0930\u092e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0930 \u0932\u093e\u092d\u0926\u093e\u092f\u0915\u0924\u093e \u092d\u094d\u0930\u092e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092e\u093e\u0924\u094d\u0930\u0932\u0947 \u0928\u093f\u092f\u0928\u094d\u0924\u094d\u0930\u0923 \u0917\u0930\u094d\u0928 \u0928\u0938\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0932\u093e\u0908 \u0928\u093f\u092f\u092e\u0928 \u0917\u0930\u094d\u0928\u0915\u094b \u0932\u093e\u0917\u093f &#8220;\u0905\u0928\u094d\u092f \u092d\u094d\u0930\u092e\u093f\u0924 \u092a\u093e\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928&#8221; \u0930\u0939\u0947\u0915\u094b \u091b\u0964 \u0905\u0928\u094d\u092f \u092d\u094d\u0930\u092e\u093f\u0924 \u092a\u093e\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u092e\u093e \u0924\u0932\u0915\u093e \u096d \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0939\u0930\u0942 \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0917\u0930\u093f\u090f\u0915\u094b \u091b\u0964<\/p>\n\n\n\n<ol>\n<li>\u092b\u0932\u0930\u0939\u093f\u0924 \u0936\u0940\u0924\u0932 \u092a\u0947\u092f \u0906\u0926\u093f\u0915\u094b \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n\n\n\n<li>\u0909\u0924\u094d\u092a\u093e\u0926\u0928\u0915\u094b \u0909\u0924\u094d\u092a\u0924\u094d\u0924\u093f \u0926\u0947\u0936 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n\n\n\n<li>\u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f\u0915\u094b \u090b\u0923 \u0932\u093e\u0917\u0924 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n\n\n\n<li>\u0905\u091a\u0932 \u0938\u092e\u094d\u092a\u0924\u094d\u0924\u093f\u0915\u094b \u092a\u094d\u0930\u0932\u094b\u092d\u0928 \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n\n\n\n<li>\u092a\u094d\u0930\u0932\u094b\u092d\u0928 \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n\n\n\n<li>\u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0935\u0943\u0926\u094d\u0927\u093e\u0936\u094d\u0930\u092e \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n\n\n\n<li>\u0938\u093e\u0927\u093e\u0930\u0923 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0932\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0915\u094b \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0939\u094b \u092d\u0928\u0947\u0930 \u091b\u0941\u091f\u094d\u092f\u093e\u0909\u0928 \u0917\u093e\u0939\u094d\u0930\u094b \u0939\u0941\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/li>\n<\/ol>\n\n\n\n<p>\u0938\u094d\u0930\u094b\u0924: \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u092e\u093e\u092e\u093f\u0932\u093e \u090f\u091c\u0947\u0928\u094d\u0938\u0940\uff5c<a href=\"https:\/\/www.caa.go.jp\/policies\/policy\/representation\/fair_labeling\/public_notice\" target=\"_blank\" rel=\"noreferrer noopener\">\u0938\u0942\u091a\u0928\u093e[ja]<\/a><\/p>\n\n\n\n<p>\u092f\u0940 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0939\u0930\u0942 \u0917\u0930\u0947\u0915\u094b \u0916\u0923\u094d\u0921\u092e\u093e, \u091c\u093e\u092a\u093e\u0928\u092e\u093e \u0909\u092a\u0939\u093e\u0930 \u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093e\u0928\u0942\u0928\u0915\u094b \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928\u092e\u093e \u092a\u0930\u094d\u0928\u0947\u091b\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE_%E6%99%AF%E5%93%81%E8%A1%A8%E7%A4%BA%E6%B3%95%EF%BC%88%E6%99%AF%E8%A1%A8%E6%B3%95%EF%BC%89_%E0%A4%89%E0%A4%B2%E0%A5%8D%E0%A4%B2%E0%A4%99%E0%A5%8D%E0%A4%98%E0%A4%A8_%E0%A4%97%E0%A4%B0%E0%A5%8D%E0%A4%A6%E0%A4%BE_%E0%A4%B2%E0%A4%BE%E0%A4%97%E0%A5%8D%E0%A4%A8%E0%A5%87_%E0%A5%A9_%E0%A4%B5%E0%A4%9F%E0%A4%BE_%E0%A4%B8%E0%A4%9C%E0%A4%BE%E0%A4%AF\"><\/span>\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0917\u0930\u094d\u0926\u093e \u0932\u093e\u0917\u094d\u0928\u0947 \u0969 \u0935\u091f\u093e \u0938\u091c\u093e\u092f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2024\/03\/penalty.jpg\" alt=\"\u30da\u30ca\u30eb\u30c6\u30a3\" class=\"wp-image-64735\" \/><\/figure>\n\n\n\n<p>\u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0917\u0930\u094d\u0926\u093e \u0932\u093e\u0917\u094d\u0928\u0947 \u0938\u091c\u093e\u092f\u092e\u093e &#8220;\u63aa\u7f6e\u547d\u4ee4&#8221; (\u0909\u092a\u093e\u092f \u0906\u0926\u0947\u0936), &#8220;\u8ab2\u5fb4\u91d1&#8221; (\u0905\u0930\u094d\u0925\u0926\u0923\u094d\u0921), \u0930 &#8220;\u9069\u683c\u6d88\u8cbb\u8005\u56e3\u4f53\u306e\u5dee\u6b62\u8acb\u6c42&#8221; (\u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u092e\u0942\u0939\u0915\u094b \u0930\u094b\u0915 \u0906\u0926\u0947\u0936) \u0917\u0930\u0940 \u0969 \u0935\u091f\u093e \u091b\u0928\u094d\u0964 \u0938\u093e\u0925\u0948, \u091c\u093e\u092a\u093e\u0928\u092e\u093e \u4ee4\u548c5\u5e74\u5ea6 (\u0938\u0928\u094d 2023) \u092e\u093e \u666f\u54c1\u8868\u793a\u6cd5 (\u0915\u0947\u0939\u0940\u0928 \u0939\u094d\u092f\u094b\u0909\u091c\u0940 \u0939\u094b\u0909) \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u0928\u0926\u094d\u0935\u093e\u0930\u093e &#8220;\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0938\u091c\u093e\u092f \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928&#8221; \u092a\u0928\u093f \u0925\u092a\u093f\u090f\u0915\u094b \u091b, \u091c\u0938\u092e\u093e \u0927\u094d\u092f\u093e\u0928 \u0926\u093f\u0928\u0941 \u0906\u0935\u0936\u094d\u092f\u0915 \u091b\u0964 \u092f\u0939\u093e\u0901, \u092f\u0940 \u0969 \u0935\u091f\u093e \u0938\u091c\u093e\u092f\u0915\u094b \u0935\u093f\u0935\u0930\u0923 \u0930 \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0938\u091c\u093e\u092f \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928\u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0917\u0930\u093f\u0928\u0947\u091b\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8E%AA%E7%BD%AE%E5%91%BD%E4%BB%A4_%E0%A4%89%E0%A4%AA%E0%A4%BE%E0%A4%AF_%E0%A4%86%E0%A4%A6%E0%A5%87%E0%A4%B6\"><\/span>\u63aa\u7f6e\u547d\u4ee4 (\u0909\u092a\u093e\u092f \u0906\u0926\u0947\u0936)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u63aa\u7f6e\u547d\u4ee4 \u092d\u0928\u0947\u0915\u094b \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u092e\u093e\u092e\u093f\u0932\u093e \u090f\u091c\u0947\u0928\u094d\u0938\u0940\u0915\u093e \u092a\u094d\u0930\u092e\u0941\u0916 \u0935\u093e \u092a\u094d\u0930\u093e\u0928\u094d\u0924\u0940\u092f \u0917\u092d\u0930\u094d\u0928\u0930\u0932\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u093e\u0908 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0935\u093e \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930\u0915\u094b \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0930\u094b\u0915\u094d\u0928 \u0906\u0926\u0947\u0936 \u0926\u093f\u0928\u0947 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0939\u094b\u0964 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928\u0915\u094b \u0936\u0902\u0915\u093e \u092d\u090f\u092e\u093e, \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u092c\u093e\u091f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0932\u093f\u0928 \u0935\u093e \u0915\u093e\u0917\u091c\u093e\u0924 \u092a\u0947\u0936 \u0917\u0930\u094d\u0928 \u092e\u093e\u0917 \u0917\u0930\u093f\u0928\u094d\u091b\u0964\u63aa\u7f6e\u547d\u4ee4\u0915\u093e \u0909\u0926\u093e\u0939\u0930\u0923\u0939\u0930\u0942 \u0924\u0932 \u0926\u093f\u0907\u090f\u0915\u093e \u091b\u0928\u094d:<\/p>\n\n\n\n<ul>\n<li>\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0932\u093e\u0908 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928\u0915\u094b \u0924\u0925\u094d\u092f \u0935\u094d\u092f\u093e\u092a\u0915 \u0930\u0942\u092a\u092e\u093e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0917\u0930\u093e\u0909\u0928\u0941<\/li>\n\n\n\n<li>\u092a\u0941\u0928\u0930\u093e\u0935\u0943\u0924\u094d\u0924\u093f \u0930\u094b\u0915\u0925\u093e\u092e\u0915\u093e \u0909\u092a\u093e\u092f\u0939\u0930\u0942 \u0932\u093f\u0928\u0941<\/li>\n\n\n\n<li>\u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0915\u093e\u0930\u094d\u092f\u0939\u0930\u0942 \u0926\u094b\u0939\u094b\u0930\u094d\u092f\u093e\u0909\u0928\u0941 \u0928\u092a\u0930\u094d\u0928\u0947<\/li>\n<\/ul>\n\n\n\n<p>\u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0935\u093e \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930\u0915\u094b \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0930\u094b\u0915\u093f\u090f \u092a\u0928\u093f, \u092a\u0941\u0928\u0930\u093e\u0935\u0943\u0924\u094d\u0924\u093f \u0930\u094b\u0915\u0925\u093e\u092e\u0915\u094b \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u0932\u0947\u63aa\u7f6e\u547d\u4ee4 \u091c\u093e\u0930\u0940 \u0939\u0941\u0928 \u0938\u0915\u094d\u091b (\u0905\u0928\u0941\u091a\u094d\u091b\u0947\u0926 7, \u0927\u093e\u0930\u093e 1)\u0964<\/p>\n\n\n\n<p>\u0938\u093e\u0925\u0948,\u63aa\u7f6e\u547d\u4ee4 \u091c\u093e\u0930\u0940 \u092d\u090f\u092e\u093e, \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u092e\u093e\u092e\u093f\u0932\u093e \u090f\u091c\u0947\u0928\u094d\u0938\u0940\u0915\u094b \u0935\u0947\u092c\u092a\u0947\u091c\u092e\u093e \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928\u0915\u094b \u0924\u0925\u094d\u092f\u0939\u0930\u0942 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0917\u0930\u093f\u0928\u094d\u091b\u0964 \u0915\u0939\u093f\u0932\u0947\u0915\u093e\u0939\u0940\u0902, \u092f\u094b \u0938\u092e\u093e\u091a\u093e\u0930\u092a\u0924\u094d\u0930 \u0935\u093e \u091f\u0947\u0932\u093f\u092d\u093f\u091c\u0928 \u0938\u092e\u093e\u091a\u093e\u0930\u092e\u093e \u092a\u0928\u093f \u0906\u0909\u0928 \u0938\u0915\u094d\u091b\u0964 \u092f\u0926\u093f \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0915\u094b \u0924\u0925\u094d\u092f \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u092d\u092f\u094b \u092d\u0928\u0947, \u092f\u0938\u0932\u0947 \u0915\u092e\u094d\u092a\u0928\u0940\u0915\u094b \u0935\u093f\u0936\u094d\u0935\u093e\u0938\u0932\u093e\u0908 \u0918\u091f\u093e\u0909\u0928 \u0938\u0915\u094d\u091b\u0964<\/p>\n\n\n\n<p>\u63aa\u7f6e\u547d\u4ee4\u0915\u094b \u092a\u093e\u0932\u0928\u093e \u0928\u0917\u0930\u0947\u092e\u093e, \u0968 \u0935\u0930\u094d\u0937\u092d\u0928\u094d\u0926\u093e \u0915\u092e\u0915\u094b \u091c\u0947\u0932 \u0938\u091c\u093e\u092f \u0935\u093e \u0969\u0966 \u0932\u093e\u0916 \u092f\u0947\u0928\u092d\u0928\u094d\u0926\u093e \u0915\u092e\u0915\u094b \u091c\u0930\u093f\u0935\u093e\u0928\u093e, \u0935\u093e \u0926\u0941\u0935\u0948 \u0932\u093e\u0917\u094d\u0928 \u0938\u0915\u094d\u091b\u0964 \u0938\u093e\u0925\u0948, \u0938\u0902\u0938\u094d\u0925\u093e\u0932\u093e\u0908 \u0969 \u0905\u0930\u094d\u092c \u092f\u0947\u0928\u092d\u0928\u094d\u0926\u093e \u0915\u092e\u0915\u094b \u091c\u0930\u093f\u0935\u093e\u0928\u093e \u0932\u093e\u0917\u094d\u0928 \u0938\u0915\u094d\u091b\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%B2%E5%BE%B4%E9%87%91_%E0%A4%85%E0%A4%B0%E0%A5%8D%E0%A4%A5%E0%A4%A6%E0%A4%A3%E0%A5%8D%E0%A4%A1\"><\/span>\u8ab2\u5fb4\u91d1 (\u0905\u0930\u094d\u0925\u0926\u0923\u094d\u0921)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5e73\u621028\u5e74 (\u0938\u0928\u094d 2016) \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u0928\u092d\u0928\u094d\u0926\u093e \u092a\u0939\u093f\u0932\u0947, \u666f\u54c1\u8868\u793a\u6cd5 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0917\u0930\u094d\u0926\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u093e\u0908\u63aa\u7f6e\u547d\u4ee4 \u092e\u093e\u0924\u094d\u0930 \u0926\u093f\u0907\u0928\u094d\u0925\u094d\u092f\u094b, \u0924\u0930 \u092f\u0938\u0932\u0947 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0932\u093e\u0908 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0930\u0942\u092a\u092e\u093e \u0930\u094b\u0915\u094d\u0928 \u0938\u0915\u0947\u0928\u0964 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0915\u094b \u0930\u094b\u0915\u0925\u093e\u092e\u0932\u093e\u0908 \u0938\u0941\u0926\u0943\u0922 \u0917\u0930\u094d\u0928, \u5e73\u621028\u5e74 (\u0938\u0928\u094d 2016) \u092e\u093e\u8ab2\u5fb4\u91d1\u5236\u5ea6 (\u0905\u0930\u094d\u0925\u0926\u0923\u094d\u0921 \u092a\u094d\u0930\u0923\u093e\u0932\u0940) \u0932\u093e\u0917\u0942 \u0917\u0930\u093f\u092f\u094b\u0964<\/p>\n\n\n\n<p>\u0909\u0924\u094d\u0924\u092e \u092d\u094d\u0930\u092e\u0923 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0935\u093e \u0932\u093e\u092d \u092d\u094d\u0930\u092e\u0923 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e\u8ab2\u5fb4\u91d1 \u0932\u093e\u0917\u094d\u091b, \u0924\u0930 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930\u0915\u094b \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928\u092e\u093e\u8ab2\u5fb4\u91d1 \u0932\u093e\u0917\u094d\u0926\u0948\u0928\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%A9%E6%A0%BC%E6%B6%88%E8%B2%BB%E8%80%85%E5%9B%A3%E4%BD%93%E3%81%AE%E5%B7%AE%E6%AD%A2%E8%AB%8B%E6%B1%82_%E0%A4%89%E0%A4%AA%E0%A4%AF%E0%A5%81%E0%A4%95%E0%A5%8D%E0%A4%A4_%E0%A4%89%E0%A4%AA%E0%A4%AD%E0%A5%8B%E0%A4%95%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%B8%E0%A4%AE%E0%A5%82%E0%A4%B9%E0%A4%95%E0%A5%8B_%E0%A4%B0%E0%A5%8B%E0%A4%95_%E0%A4%86%E0%A4%A6%E0%A5%87%E0%A4%B6\"><\/span>\u9069\u683c\u6d88\u8cbb\u8005\u56e3\u4f53\u306e\u5dee\u6b62\u8acb\u6c42 (\u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u092e\u0942\u0939\u0915\u094b \u0930\u094b\u0915 \u0906\u0926\u0947\u0936)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>&#8220;\u9069\u683c\u6d88\u8cbb\u8005\u56e3\u4f53\u306e\u5dee\u6b62\u8acb\u6c42&#8221; \u092d\u0928\u0947\u0915\u094b \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u092e\u0942\u0939\u0932\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u093e\u0908 \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0930\u094b\u0915\u094d\u0928 \u092e\u093e\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0939\u094b\u0964 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u092e\u0942\u0939 \u092d\u0928\u0947\u0915\u094b \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0928\u094d\u0924\u094d\u0930\u0940\u0915\u094b \u092e\u093e\u0928\u094d\u092f\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0938\u0902\u0938\u094d\u0925\u093e \u0939\u094b\u0964<\/p>\n\n\n\n<p>\u0909\u0924\u094d\u0924\u092e \u092d\u094d\u0930\u092e\u0923 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0935\u093e \u0932\u093e\u092d \u092d\u094d\u0930\u092e\u0923 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e\u5dee\u6b62\u8acb\u6c42 (\u0930\u094b\u0915 \u0906\u0926\u0947\u0936) \u0917\u0930\u093f\u0928\u094d\u091b\u0964\u5dee\u6b62\u8acb\u6c42\u0915\u094b \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0924\u0932 \u0926\u093f\u0907\u090f\u0915\u094b \u091b:<\/p>\n\n\n\n<ol>\n<li>\u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0915\u094d\u0937\u0924\u093f \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e, \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0932\u0947 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u092e\u0942\u0939\u0932\u093e\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u093f\u0928\u0941<\/li>\n\n\n\n<li>\u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u092e\u0942\u0939\u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0926\u093e\u0932\u0924 \u092c\u093e\u0939\u093f\u0930\u0915\u094b \u0935\u093e\u0930\u094d\u0924\u093e<\/li>\n\n\n\n<li>\u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0917\u0930\u0947\u0915\u094b \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u093e\u0908 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u092e\u0942\u0939\u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093f\u0916\u093f\u0924 \u0930\u0942\u092a\u092e\u093e \u092a\u0942\u0930\u094d\u0935-\u0906\u0926\u0947\u0936 (\u0930\u094b\u0915 \u0906\u0926\u0947\u0936) \u0917\u0930\u094d\u0928\u0941<\/li>\n\n\n\n<li>\u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u0947 \u0938\u0941\u0927\u093e\u0930 \u0928\u0917\u0930\u0947\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e, \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u092e\u0942\u0939\u0926\u094d\u0935\u093e\u0930\u093e \u092e\u0941\u0926\u094d\u0926\u093e \u0926\u093e\u092f\u0930 (\u0930\u094b\u0915 \u0906\u0926\u0947\u0936 \u092e\u0941\u0926\u094d\u0926\u093e) \u0917\u0930\u094d\u0928\u0941<\/li>\n<\/ol>\n\n\n\n<p>\u0968, \u0969 \u0915\u094b \u091a\u0930\u0923\u092e\u093e, \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u0947 \u0938\u0941\u0927\u093e\u0930 \u0917\u0930\u0947\u092e\u093e,\u5dee\u6b62\u8acb\u6c42 \u0935\u093e\u5dee\u6b62\u8acb\u6c42\u8a34\u8a1f (\u0930\u094b\u0915 \u0906\u0926\u0947\u0936 \u092e\u0941\u0926\u094d\u0926\u093e) \u0917\u0930\u093f\u0901\u0926\u0948\u0928\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BB%A4%E5%92%8C5%E5%B9%B4_%E0%A4%B8%E0%A4%A8%E0%A5%8D_2023_%E6%99%AF%E5%93%81%E8%A1%A8%E7%A4%BA%E6%B3%95%E6%94%B9%E6%AD%A3%E3%81%AB%E3%82%88%E3%82%8B%E7%9B%B4%E7%BD%B0%E8%A6%8F%E5%AE%9A_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A4%E0%A5%8D%E0%A4%AF%E0%A4%95%E0%A5%8D%E0%A4%B7_%E0%A4%B8%E0%A4%9C%E0%A4%BE%E0%A4%AF_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%BE%E0%A4%B5%E0%A4%A7%E0%A4%BE%E0%A4%A8\"><\/span>\u4ee4\u548c5\u5e74 (\u0938\u0928\u094d 2023) \u666f\u54c1\u8868\u793a\u6cd5\u6539\u6b63\u306b\u3088\u308b\u76f4\u7f70\u898f\u5b9a (\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0938\u091c\u093e\u092f \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4ee4\u548c5\u5e74 (\u0938\u0928\u094d 2023) \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u0928\u092d\u0928\u094d\u0926\u093e \u092a\u0939\u093f\u0932\u0947, \u666f\u54c1\u8868\u793a\u6cd5 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0917\u0930\u094d\u0926\u093e\u63aa\u7f6e\u547d\u4ee4\u0915\u094b \u092a\u093e\u0932\u0928\u093e \u0928\u0917\u0930\u0947\u092e\u093e \u092e\u093e\u0924\u094d\u0930 \u0938\u091c\u093e\u092f \u0932\u093e\u0917\u094d\u0925\u094d\u092f\u094b\u0964 \u4ee4\u548c5\u5e74 (\u0938\u0928\u094d 2023) \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u0928\u0926\u094d\u0935\u093e\u0930\u093e, \u091c\u093e\u0928\u093e\u091c\u093e\u0928\u0940 \u0909\u0924\u094d\u0924\u092e \u092d\u094d\u0930\u092e\u0923 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0935\u093e \u0932\u093e\u092d \u092d\u094d\u0930\u092e\u0923 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0917\u0930\u0947\u0915\u094b \u092e\u093e\u0928\u093f\u090f\u092e\u093e,\u63aa\u7f6e\u547d\u4ee4 \u092c\u093f\u0928\u093e \u0928\u0948 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u093e\u0908 \u0967\u0966 \u0932\u093e\u0916 \u092f\u0947\u0928\u092d\u0928\u094d\u0926\u093e \u0915\u092e\u0915\u094b \u091c\u0930\u093f\u0935\u093e\u0928\u093e \u0932\u093e\u0917\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u091b (\u4ee4\u548c6\u5e74 (\u0938\u0928\u094d 2024) \u092e\u093e \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u0947 \u092f\u094b\u091c\u0928\u093e)\u0964<\/p>\n\n\n\n<p>\u666f\u54c1\u8868\u793a\u6cd5 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928\u0915\u094b \u091c\u094b\u0916\u093f\u092e \u092c\u0922\u0947\u0915\u094b \u091b, \u0930 \u0915\u093e\u0928\u0941\u0928 \u0935\u093e \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u0939\u0930\u0942\u0915\u094b \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0928\u0917\u0930\u094d\u0928\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0917\u0930\u094d\u0928\u0915\u094b \u092e\u0939\u0924\u094d\u0924\u094d\u0935 \u092c\u0922\u0947\u0915\u094b \u091b\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%BE%E0%A4%AA%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%BE_%E6%99%AF%E5%93%81%E8%A1%A8%E7%A4%BA%E6%B3%95%EF%BC%88%E6%99%AF%E8%A1%A8%E6%B3%95%EF%BC%89%E9%81%95%E5%8F%8D%E0%A4%AE%E0%A4%BE%E8%AA%B2%E5%BE%B4%E9%87%91%E0%A4%95%E0%A5%8B_%E0%A4%B5%E0%A4%BF%E0%A4%B5%E0%A4%B0%E0%A4%A3\"><\/span>\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u666f\u54c1\u8868\u793a\u6cd5\uff08\u666f\u8868\u6cd5\uff09\u9055\u53cd\u092e\u093e\u8ab2\u5fb4\u91d1\u0915\u094b \u0935\u093f\u0935\u0930\u0923<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2024\/03\/why.jpg\" alt=\"\u092e\u0939\u093f\u0932\u093e\u0915\u094b \u092b\u094b\u091f\u094b\" class=\"wp-image-64736\" \/><\/figure>\n\n\n\n<p>\u0915\u0941\u0928 \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e\u8ab2\u5fb4\u91d1 \u0924\u093f\u0930\u094d\u0928\u0941 \u092a\u0930\u094d\u0928\u0947 \u0939\u0941\u0928\u094d\u091b? \u092f\u0939\u093e\u0901,\u8ab2\u5fb4\u91d1\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f, \u0917\u0923\u0928\u093e \u0935\u093f\u0927\u093f, \u0930 \u0918\u091f\u093e\u0909\u0928\u0947 \u0924\u0930\u093f\u0915\u093e\u0939\u0930\u0942\u0915\u094b \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0917\u0930\u093f\u0928\u094d\u091b\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%B2%E5%BE%B4%E9%87%91%E0%A4%95%E0%A5%8B_%E0%A4%B2%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%8D%E0%A4%AF\"><\/span>\u8ab2\u5fb4\u91d1\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8ab2\u5fb4\u91d1\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f \u092e\u0941\u0916\u094d\u092f\u0924\u092f\u093e\u512a\u826f\u8aa4\u8a8d\u8868\u793a \u0930\u6709\u5229\u8aa4\u8a8d\u8868\u793a\u092e\u093e \u092a\u0930\u094d\u0928\u0947 \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u0939\u0941\u0928\u094d\u091b\u0964 \u0905\u0935\u0948\u0927 \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u0935\u093e \u0938\u0947\u0935\u093e\u092c\u093e\u091f \u0924\u0940\u0928 \u0935\u0930\u094d\u0937\u092e\u093e \u096b\u0966,\u0966\u0966\u0966,\u0966\u0966\u0966 \u092f\u0947\u0928 (\u091c\u093e\u092a\u093e\u0928\u0940 \u092f\u0947\u0928) \u092d\u0928\u094d\u0926\u093e \u092c\u0922\u0940\u0915\u094b \u092c\u093f\u0915\u094d\u0930\u0940 \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e (\u8ab2\u5fb4\u91d1\u0915\u094b \u0930\u0915\u092e \u0967,\u096b\u0966\u0966,\u0966\u0966\u0966 \u092f\u0947\u0928 \u092d\u0928\u094d\u0926\u093e \u092c\u0922\u0940 \u0939\u0941\u0928\u0947 \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e) \u092f\u094b \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u094d\u091b\u0964 (\u0927\u093e\u0930\u093e \u096e)<\/p>\n\n\n\n<p>\u0928\u093f\u092e\u094d\u0928 \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e\u8ab2\u5fb4\u91d1\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f \u092c\u093e\u0939\u093f\u0930 \u0930\u0939\u0928\u094d\u091b:<\/p>\n\n\n\n<ul>\n<li>\u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u093e\u0908 \u0925\u093e\u0939\u093e \u0928\u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e, \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928\u0915\u094b \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e<\/li>\n\n\n\n<li>\u8ab2\u5fb4\u91d1\u0915\u094b \u0930\u0915\u092e \u0967,\u096b\u0966\u0966,\u0966\u0966\u0966 \u092f\u0947\u0928 \u092d\u0928\u094d\u0926\u093e \u0915\u092e (\u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092d\u090f\u0915\u094b \u0935\u0938\u094d\u0924\u0941 \u0935\u093e \u0938\u0947\u0935\u093e\u0915\u094b \u092c\u093f\u0915\u094d\u0930\u0940 \u0930\u0915\u092e \u096b\u0966,\u0966\u0966\u0966,\u0966\u0966\u0966 \u092f\u0947\u0928 \u092d\u0928\u094d\u0926\u093e \u0915\u092e) \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%97%E0%A4%A3%E0%A4%A8%E0%A4%BE_%E0%A4%B5%E0%A4%BF%E0%A4%A7%E0%A4%BF\"><\/span>\u0917\u0923\u0928\u093e \u0935\u093f\u0927\u093f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8ab2\u5fb4\u91d1 \u0928\u093f\u092e\u094d\u0928 \u0917\u0923\u0928\u093e \u0935\u093f\u0927\u093f\u092c\u093e\u091f \u0928\u093f\u0915\u093e\u0932\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b:<\/p>\n\n\n\n<p>\u8ab2\u5fb4\u91d1\uff1d \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092d\u090f\u0915\u094b \u0935\u0938\u094d\u0924\u0941 \u0935\u093e \u0938\u0947\u0935\u093e\u0915\u094b \u092c\u093f\u0915\u094d\u0930\u0940 \u0930\u0915\u092e \u00d7 \u0969\uff05<\/p>\n\n\n\n<p>\u8ab2\u5fb4\u91d1\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f \u0905\u0935\u0927\u093f \u0969 \u0935\u0930\u094d\u0937\u0915\u094b \u0938\u0940\u092e\u093e \u092d\u093f\u0924\u094d\u0930 \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n\n\n\n<p>\u4ee4\u548c5\u5e74 (\u0968\u0966\u0968\u0969) \u0915\u094b \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0902\u0936\u094b\u0927\u0928 \u0905\u0928\u0941\u0938\u093e\u0930, \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u0947\u8ab2\u5fb4\u91d1\u0915\u094b \u0917\u0923\u0928\u093e\u0915\u093e \u0932\u093e\u0917\u093f \u092c\u093f\u0915\u094d\u0930\u0940 \u0930\u0915\u092e\u0915\u094b \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0928\u0917\u0930\u0947\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u092a\u0928\u093f, \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u092e\u093e\u092e\u093f\u0932\u093e \u090f\u091c\u0947\u0928\u094d\u0938\u0940\u0932\u0947 \u092c\u093f\u0915\u094d\u0930\u0940 \u0930\u0915\u092e\u0915\u094b \u0905\u0928\u0941\u092e\u093e\u0928 \u0917\u0930\u094d\u0928 \u0938\u0915\u094d\u091b\u0964 \u0938\u093e\u0925\u0948, \u0967\u0966 \u0935\u0930\u094d\u0937 \u092d\u093f\u0924\u094d\u0930\u8ab2\u5fb4\u91d1 \u0906\u0926\u0947\u0936 \u091c\u093e\u0930\u0940 \u092d\u090f\u0915\u094b \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940\u0932\u093e\u0908\u8ab2\u5fb4\u91d1\u0915\u094b \u0967.\u096b \u0917\u0941\u0923\u093e \u0925\u092a \u0917\u0930\u093f\u0928\u0947\u091b\u0964 (\u4ee4\u548c6\u5e74 (\u0968\u0966\u0968\u096a) \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928\u0915\u094b \u092f\u094b\u091c\u0928\u093e)<\/p>\n\n\n\n<p>\u0905\u0927\u093f\u0915\u0924\u092e \u0969 \u0935\u0930\u094d\u0937\u0915\u094b \u092c\u093f\u0915\u094d\u0930\u0940\u092e\u093e \u0969\uff05\u0915\u094b\u8ab2\u5fb4\u91d1 \u0932\u093e\u0917\u094d\u0928\u0947 \u0939\u0941\u0901\u0926\u093e,\u8ab2\u5fb4\u91d1\u0915\u094b \u0930\u0915\u092e\u0932\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0932\u093e\u0908 \u0926\u092c\u093e\u092c\u092e\u093e \u092a\u093e\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u0938\u092e\u094d\u092d\u093e\u0935\u0928\u093e \u0939\u0941\u0928\u094d\u091b\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%98%E0%A4%9F%E0%A4%BE%E0%A4%89%E0%A4%A8%E0%A5%87_%E0%A4%A4%E0%A4%B0%E0%A4%BF%E0%A4%95%E0%A4%BE\"><\/span>\u0918\u091f\u093e\u0909\u0928\u0947 \u0924\u0930\u093f\u0915\u093e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8ab2\u5fb4\u91d1 \u0918\u091f\u093e\u0909\u0928 \u0938\u0915\u093f\u0928\u0947 \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u092a\u0928\u093f \u0939\u0941\u0928\u094d\u091b\u0964 \u0918\u091f\u093e\u0909\u0928\u0947 \u0924\u0930\u093f\u0915\u093e \u0928\u093f\u092e\u094d\u0928 \u0926\u0941\u0908 \u0939\u0941\u0928\u094d\u0964 (\u0927\u093e\u0930\u093e \u096f \u0930 \u0927\u093e\u0930\u093e \u0967\u0966)<\/p>\n\n\n\n<ul>\n<li>\u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u092d\u090f\u0915\u094b \u0924\u0925\u094d\u092f\u0932\u093e\u0908 \u0938\u094d\u0935\u0947\u091a\u094d\u091b\u093e\u0932\u0947 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u092e\u093e\u092e\u093f\u0932\u093e \u090f\u091c\u0947\u0928\u094d\u0938\u0940\u0915\u094b \u092a\u094d\u0930\u092e\u0941\u0916\u0932\u093e\u0908 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0917\u0930\u0947\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e (\u8ab2\u5fb4\u91d1\u0915\u094b \u096b\u0966\uff05\u0915\u094b \u0918\u091f\u093e\u0909\u0928\u0947)<\/li>\n\n\n\n<li>\u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u0905\u0928\u0941\u0938\u093e\u0930 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0932\u093e\u0908 \u092b\u093f\u0930\u094d\u0924\u093e \u0930\u0915\u092e\u0915\u094b \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0917\u0930\u0947\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e (\u092b\u093f\u0930\u094d\u0924\u093e \u0930\u0915\u092e \u092c\u0930\u093e\u092c\u0930\u0915\u094b \u0918\u091f\u093e\u0909\u0928\u0947)<\/li>\n<\/ul>\n\n\n\n<p>\u092b\u093f\u0930\u094d\u0924\u093e \u0930\u0915\u092e\u0915\u094b \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e: \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u092d\u090f\u0915\u094b \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092d\u090f\u0915\u094b \u0935\u0938\u094d\u0924\u0941 \u0935\u093e \u0938\u0947\u0935\u093e\u0915\u094b \u0932\u0947\u0928\u0926\u0947\u0928 \u0917\u0930\u0947\u0915\u094b \u0938\u093e\u0927\u093e\u0930\u0923 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0932\u093e\u0908, \u0916\u0930\u093f\u0926 \u0930\u0915\u092e\u092e\u093e \u0969\uff05 \u091c\u094b\u0921\u093f\u090f\u0915\u094b \u0930\u0915\u092e \u092d\u0928\u094d\u0926\u093e \u092c\u0922\u0940 \u0930\u0915\u092e \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0928\u0941<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E0%A4%B8%E0%A4%BE%E0%A4%AE%E0%A4%97%E0%A5%8D%E0%A4%B0%E0%A5%80%E0%A4%95%E0%A5%8B_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A5%81%E0%A4%A4%E0%A4%BF%E0%A4%B2%E0%A5%87%E8%AA%B2%E5%BE%B4%E9%87%91%E0%A4%95%E0%A5%8B_%E0%A4%B2%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%8D%E0%A4%AF_%E0%A4%AC%E0%A4%BE%E0%A4%B9%E0%A4%BF%E0%A4%B0_%E0%A4%B0%E0%A4%B9%E0%A4%A8_%E0%A4%B8%E0%A4%95%E0%A4%BF%E0%A4%A8%E0%A5%8D%E0%A4%9B\"><\/span>\u0938\u093e\u092e\u0917\u094d\u0930\u0940\u0915\u094b \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924\u093f\u0932\u0947\u8ab2\u5fb4\u91d1\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f \u092c\u093e\u0939\u093f\u0930 \u0930\u0939\u0928 \u0938\u0915\u093f\u0928\u094d\u091b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u512a\u826f\u8aa4\u8a8d\u8868\u793a\u0915\u094b \u0936\u0902\u0915\u093e \u092d\u090f\u0915\u094b 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(\u0927\u093e\u0930\u093e \u096e, \u0909\u092a\u0927\u093e\u0930\u093e \u0969)\u0964<\/p>\n\n\n\n<p>\u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0917\u0930\u094d\u0928\u0947 \u0938\u092e\u092f\u0938\u0940\u092e\u093e \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e \u0967\u096b \u0926\u093f\u0928\u0915\u094b \u0939\u0941\u0928\u094d\u091b, \u0930 \u0938\u092e\u092f\u0938\u0940\u092e\u093e \u0928\u093e\u0918\u0947\u0915\u094b \u0935\u093e \u092a\u094d\u0930\u092e\u093e\u0923\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092e\u093e\u0928\u094d\u092f\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0928\u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u0905\u0928\u0941\u091a\u093f\u0924 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092e\u093e\u0928\u093f\u0928\u094d\u091b, \u0930\u8ab2\u5fb4\u91d1 \u0924\u093f\u0930\u094d\u0928\u0941 \u092a\u0930\u094d\u0928\u0947 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class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2024\/03\/point.jpg\" alt=\"\u30dd\u30a4\u30f3\u30c8\" class=\"wp-image-64737\" \/><\/figure>\n\n\n\n<p>\u091c\u093e\u092a\u093e\u0928\u092e\u093e \u666f\u54c1\u8868\u793a\u6cd5 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0939\u0941\u0928\u0941 \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u0942\u092a\u092e\u093e \u091c\u093e\u0928\u093e\u091c\u093e\u0928\u0940 \u092e\u093e\u0924\u094d\u0930 \u0939\u094b\u0907\u0928\u0964 \u0915\u0939\u093f\u0932\u0947\u0915\u093e\u0939\u0940\u0902, \u666f\u54c1\u8868\u793a\u6cd5 \u0915\u094b \u0930\u093e\u092e\u094d\u0930\u094b\u0938\u0901\u0917 \u092c\u0941\u091d\u093e\u0907\u0915\u094b \u0905\u092d\u093e\u0935\u0932\u0947 \u092a\u0928\u093f \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0939\u0941\u0928 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id=\"%E0%A4%A4%E0%A4%B0%E0%A5%8D%E0%A4%95%E0%A4%B8%E0%A4%82%E0%A4%97%E0%A4%A4_%E0%A4%B0%E0%A5%82%E0%A4%AA%E0%A4%AE%E0%A4%BE_%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%96%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%97%E0%A4%B0%E0%A5%8D%E0%A4%A8_%E0%A4%B8%E0%A4%95%E0%A4%BF%E0%A4%A8%E0%A5%87_%E0%A4%B8%E0%A4%BE%E0%A4%AE%E0%A4%97%E0%A5%8D%E0%A4%B0%E0%A5%80_%E0%A4%A4%E0%A4%AF%E0%A4%BE%E0%A4%B0_%E0%A4%B0%E0%A4%BE%E0%A4%96%E0%A5%8D%E0%A4%A8%E0%A5%81%E0%A4%B9%E0%A5%8B%E0%A4%B8%E0%A5%8D\"><\/span>\u0924\u0930\u094d\u0915\u0938\u0902\u0917\u0924 \u0930\u0942\u092a\u092e\u093e \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0917\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u0947 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0924\u092f\u093e\u0930 \u0930\u093e\u0916\u094d\u0928\u0941\u0939\u094b\u0938\u094d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u666f\u54c1\u8868\u793a\u6cd5 \u0909\u0932\u094d\u0932\u0919\u094d\u0918\u0928 \u0928\u0917\u0930\u094d\u0928\u0915\u093e 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[&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":69137,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[30,24],"acf":[],"_links":{"self":[{"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/posts\/67945"}],"collection":[{"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/comments?post=67945"}],"version-history":[{"count":3,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/posts\/67945\/revisions"}],"predecessor-version":[{"id":69139,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/posts\/67945\/revisions\/69139"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/media\/69137"}],"wp:attachment":[{"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/media?parent=67945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/categories?post=67945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monolith.law\/ne\/wp-json\/wp\/v2\/tags?post=67945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}