{"id":62473,"date":"2024-02-19T14:27:45","date_gmt":"2024-02-19T05:27:45","guid":{"rendered":"https:\/\/monolith.law\/ro\/?p=62473"},"modified":"2024-03-02T11:15:45","modified_gmt":"2024-03-02T02:15:45","slug":"high-cashback-illegal","status":"publish","type":"post","link":"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal","title":{"rendered":"De ce sunt ilegale ramburs\u0103rile (return\u0103rile de puncte) prea mari?"},"content":{"rendered":"\n<p>Serviciile de plat\u0103 cu smartphone-ul, cum ar fi LINE Pay, PayPay, \u0219i serviciile de plat\u0103 f\u0103r\u0103 numerar, cum ar fi cardurile de credit, pot oferi campanii de cashback (returnare de puncte) pentru o perioad\u0103 limitat\u0103 de timp. Cu toate acestea, aceste campanii pot deveni ilegale dac\u0103 nu sunte\u021bi aten\u021bi.<\/p>\n\n\n\n<p>Acest articol explic\u0103 cazurile \u00een care campaniile de cashback sau returnarea de puncte pot deveni ilegale, pentru cei care sunt \u00een proces de a lua \u00een considerare astfel de campanii pentru companiile lor.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_53 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal\/#De_la_ce_procentaj_devine_ilegala_rambursarea_returnarea_punctelor\" title=\"De la ce procentaj devine ilegal\u0103 rambursarea (returnarea punctelor)?\">De la ce procentaj devine ilegal\u0103 rambursarea (returnarea punctelor)?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal\/#Ce_este_Legea_privind_afisarea_premiilor\" title=\"Ce este Legea privind afi\u0219area premiilor\">Ce este Legea privind afi\u0219area premiilor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal\/#Punctele_de_recompensa_sunt_reglementate_de_Legea_privind_afisarea_premiilor_Legea_japoneza_privind_afisarea_premiilor\" title=\"Punctele de recompens\u0103 sunt reglementate de Legea privind afi\u0219area premiilor (Legea japonez\u0103 privind afi\u0219area premiilor)?\">Punctele de recompens\u0103 sunt reglementate de Legea privind afi\u0219area premiilor (Legea japonez\u0103 privind afi\u0219area premiilor)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal\/#Procentul_maxim_stabilit_de_Legea_privind_afisarea_premiilor_Legea_japoneza_privind_afisarea_premiilor\" title=\"Procentul maxim stabilit de Legea privind afi\u0219area premiilor (Legea japonez\u0103 privind afi\u0219area premiilor)\">Procentul maxim stabilit de Legea privind afi\u0219area premiilor (Legea japonez\u0103 privind afi\u0219area premiilor)<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal\/#Suma_maxima_a_premiilor_totale\" title=\"Suma maxim\u0103 a premiilor totale\">Suma maxim\u0103 a premiilor totale<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal\/#Suma_maxima_a_premiilor_in_cazul_concursurilor_generale\" title=\"Suma maxim\u0103 a premiilor \u00een cazul concursurilor generale\">Suma maxim\u0103 a premiilor \u00een cazul concursurilor generale<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal\/#Exemple_de_caz_in_care_o_campanie_de_cashback_returnare_de_puncte_a_incalcat_Legea_Japoneza_privind_afisarea_premiilor\" title=\"Exemple de caz \u00een care o campanie de cashback (returnare de puncte) a \u00eenc\u0103lcat Legea Japonez\u0103 privind afi\u0219area premiilor\">Exemple de caz \u00een care o campanie de cashback (returnare de puncte) a \u00eenc\u0103lcat Legea Japonez\u0103 privind afi\u0219area premiilor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/monolith.law\/ro\/general-corporate\/high-cashback-illegal\/#Rezumat\" title=\"Rezumat\">Rezumat<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"De_la_ce_procentaj_devine_ilegala_rambursarea_returnarea_punctelor\"><\/span>De la ce procentaj devine ilegal\u0103 rambursarea (returnarea punctelor)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2020\/12\/high-cashback-illegal1.jpg\" alt=\"\" class=\"wp-image-26835\" \/><\/figure>\n\n\n\n<p>Campaniile de rambursare (returnare a punctelor) pot fi supuse reglement\u0103rilor Legii Japoneze privind afi\u0219area premiilor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ce_este_Legea_privind_afisarea_premiilor\"><\/span>Ce este Legea privind afi\u0219area premiilor<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Legea privind afi\u0219area premiilor (Legea japonez\u0103 privind prevenirea afi\u0219\u0103rii necorespunz\u0103toare \u0219i a premiilor excesive) are ca scop protejarea intereselor consumatorilor prin interzicerea afi\u0219\u0103rilor necorespunz\u0103toare \u0219i limitarea sau interzicerea premiilor. \u00cen alte cuvinte, aceasta \u00eempiedic\u0103 consumatorii s\u0103 fie atra\u0219i de afi\u0219\u0103ri \u00een\u0219el\u0103toare sau premii excesive \u0219i s\u0103 aleag\u0103 produse sau servicii de calitate inferioar\u0103.<\/p>\n\n\n\n<p>De asemenea, \u00een cadrul Legii privind afi\u0219area premiilor, dac\u0103 sloganuri precum &#8220;jum\u0103tate de pre\u021b fa\u021b\u0103 de pre\u021bul obi\u0219nuit!&#8221; sunt considerate excesive, acestea pot fi supuse reglement\u0103rilor legale privind afi\u0219area dubl\u0103 a pre\u021burilor. Detalii despre aceasta sunt explicate \u00een articolul de mai jos.<\/p>\n\n\n\n<p><a href=\"https:\/\/monolith.law\/corporate\/display-double-law-point\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/monolith.law\/corporate\/display-double-law-point[ja]<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Punctele_de_recompensa_sunt_reglementate_de_Legea_privind_afisarea_premiilor_Legea_japoneza_privind_afisarea_premiilor\"><\/span>Punctele de recompens\u0103 sunt reglementate de Legea privind afi\u0219area premiilor (Legea japonez\u0103 privind afi\u0219area premiilor)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u00cen Ghidul Legii privind afi\u0219area premiilor (Ghidul Legii japoneze privind afi\u0219area premiilor), sunt definite tipurile de puncte care sunt supuse reglement\u0103rii. Punctele de la LINE Pay sau Pay Pay sunt considerate &#8220;puncte care pot fi utilizate doar ca o parte a pl\u0103\u021bii \u0219i pot fi utilizate \u0219i \u00een alte magazine&#8221;, deci se \u00een\u021belege c\u0103 acestea sunt supuse reglement\u0103rii Legii privind afi\u0219area premiilor.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>Puncte care pot fi schimbate cu premii sau bunuri \u21d2 Supuse reglement\u0103rii<\/p>\n\n\n\n<p>Puncte care pot fi utilizate doar ca o parte a pl\u0103\u021bii \u0219i pot fi utilizate \u0219i \u00een alte magazine \u21d2 Supuse reglement\u0103rii<\/p>\n\n\n\n<p>Puncte care pot fi utilizate doar ca o parte a pl\u0103\u021bii \u0219i pot fi utilizate doar \u00een propriul magazin \u21d2 Excluse deoarece sunt considerate reduceri<\/p>\n<cite>Ghidul Legii privind afi\u0219area premiilor<\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Procentul_maxim_stabilit_de_Legea_privind_afisarea_premiilor_Legea_japoneza_privind_afisarea_premiilor\"><\/span>Procentul maxim stabilit de Legea privind afi\u0219area premiilor (Legea japonez\u0103 privind afi\u0219area premiilor)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Campaniile de cashback (returnarea punctelor) oferite utilizatorilor de servicii sunt considerate &#8220;premii totale&#8221;, iar suma maxim\u0103 a acestor premii este prezentat\u0103 \u00een tabelul de mai jos.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Suma_maxima_a_premiilor_totale\"><\/span>Suma maxim\u0103 a premiilor totale<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\n  Valoarea tranzac\u021biei\n  <\/td><td>\n  Suma maxim\u0103 a premiilor\n  <\/td><\/tr><tr><td>\n  Mai pu\u021bin de 1,000 de yeni\n  <\/td><td>\n  200 de yeni\n  <\/td><\/tr><tr><td>\n  1,000 de yeni sau mai mult\n  <\/td><td>\n  20% din valoarea tranzac\u021biei\n  <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Dac\u0103 valoarea tranzac\u021biei este de 1,000 de yeni sau mai mult, 20% din valoarea tranzac\u021biei devine suma maxim\u0103 pentru returnarea punctelor. Campaniile de returnare a punctelor, cum ar fi cele realizate prin LINE Pay sau PayPay, au avut un procent de returnare de 20%, conform acestei sume maxime.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Suma_maxima_a_premiilor_in_cazul_concursurilor_generale\"><\/span>Suma maxim\u0103 a premiilor \u00een cazul concursurilor generale<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>De asemenea, &#8220;Loteria cu premii&#8221; de la LINE Pay, &#8220;Campania de transfer Max20x&#8221; \u0219i &#8220;Loteria cu multe premii&#8221; de la PayPay sunt considerate &#8220;concursuri generale&#8221;.<\/p>\n\n\n\n<p>Conform Legii privind afi\u0219area premiilor, suma maxim\u0103 a premiilor \u00een cazul concursurilor generale este stabilit\u0103 \u00een felul urm\u0103tor. Se presupune c\u0103 &#8220;Campania de transfer Max20x&#8221; de la LINE Pay \u0219i &#8220;Loteria cu multe premii&#8221; de la PayPay au stabilit suma maxim\u0103 la 100,000 de yeni, conform acestei reglement\u0103ri.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2020\/12\/29d3bc99193cb0b837fb8cc53f050ae5-1024x317.png\" alt=\"\" class=\"wp-image-26823\" \/><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.caa.go.jp\/policies\/policy\/representation\/fair_labeling\/premium_regulation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pagina de acas\u0103 a Agen\u021biei pentru Protec\u021bia Consumatorilor &#8220;Prezentarea general\u0103 a reglement\u0103rilor privind premiile&#8221; [ja]<\/a><\/figcaption><\/figure>\n\n\n\n<p>De asemenea, acest subiect este \u00eentr-o anumit\u0103 m\u0103sur\u0103 legat de &#8220;premiile&#8221; asociate cu produsele (de exemplu, jocurile) lansate de companii, cum ar fi competi\u021biile de e-sport. Detalii despre reglement\u0103rile privind sumele premiilor \u00een competi\u021biile de e-sport sunt explicate \u00een detaliu \u00een articolul de mai jos.<\/p>\n\n\n\n<p><a href=\"https:\/\/monolith.law\/corporate\/e-sports-precautions-organizer\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/monolith.law\/corporate\/e-sports-precautions-organizer[ja]<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exemple_de_caz_in_care_o_campanie_de_cashback_returnare_de_puncte_a_incalcat_Legea_Japoneza_privind_afisarea_premiilor\"><\/span>Exemple de caz \u00een care o campanie de cashback (returnare de puncte) a \u00eenc\u0103lcat Legea Japonez\u0103 privind afi\u0219area premiilor<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2020\/12\/high-cashback-illegal2.jpg\" alt=\"\" class=\"wp-image-26836\" \/><\/figure>\n\n\n\n<p>\u00cen martie 2020 (Anul Reiwa 2), Agen\u021bia pentru Protec\u021bia Consumatorilor din Japonia a emis o ordonan\u021b\u0103 \u00eempotriva B\u0103ncii Aeon, deoarece a constatat c\u0103 aceasta a \u00eenc\u0103lcat Legea Japonez\u0103 privind afi\u0219area premiilor \u00een ceea ce prive\u0219te afi\u0219area serviciilor legate de cardurile de credit sau de debit ale companiei. Campania vizat\u0103 a fost &#8220;Campania de cashback de p\u00e2n\u0103 la 20% (exclusiv pentru noii membri)&#8221;.<\/p>\n\n\n\n<p>\u00cen aceast\u0103 campanie, se afi\u0219a c\u0103 dac\u0103 te \u00eenscrii ca membru nou pe cardul de credit \u00een timpul perioadei de \u00eenscriere \u0219i aplici pentru campanie, apoi folose\u0219ti cardul \u00een timpul perioadei de utilizare, vei putea primi cashback de p\u00e2n\u0103 la 20% din suma total\u0103, cu o limit\u0103 de 100.000 de yeni. \u00cen realitate, existau condi\u021bii excep\u021bionale, iar \u00een unele cazuri nu se putea primi cashback.<\/p>\n\n\n\n<p>Agen\u021bia pentru Protec\u021bia Consumatorilor a ordonat:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>&#8220;S\u0103 informeze \u00een mod complet consumatorii c\u0103 afi\u0219area, care poate fi \u00een\u021beleas\u0103 gre\u0219it de consumatorii obi\u0219nui\u021bi ca fiind mult mai avantajoas\u0103 pentru partea opus\u0103 dec\u00e2t condi\u021biile reale de tranzac\u021bionare, \u00eencalc\u0103 Legea Japonez\u0103 privind afi\u0219area premiilor&#8221;, &#8220;S\u0103 ia m\u0103suri pentru a preveni recidiva \u0219i s\u0103 informeze \u00een mod complet directorii \u0219i angaja\u021bii&#8221; \u0219i &#8220;S\u0103 nu mai fac\u0103 astfel de afi\u0219\u0103ri \u00een viitor&#8221;.<\/p>\n<\/blockquote>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2020\/12\/a57d477b39ae425c66afb6047848a1c0-1024x747.png\" alt=\"\" class=\"wp-image-26826\" \/><figcaption class=\"wp-element-caption\"> <br><a href=\"https:\/\/www.caa.go.jp\/notice\/assets\/representation_200324_02.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ordinul de m\u0103suri bazat pe Legea Japonez\u0103 privind afi\u0219area premiilor \u00eempotriva B\u0103ncii Aeon Co., Ltd. [ja]<\/a><\/figcaption><\/figure>\n\n\n\n<p>\u00cen acest caz, problema nu a fost procentul de cashback, ci faptul c\u0103 existau condi\u021bii excep\u021bionale \u0219i c\u0103 existau cazuri \u00een care nu se putea primi cashback.<\/p>\n\n\n\n<p>De asemenea, pentru riscurile legale asociate cu plata recompenselor nu prin cashback, cum ar fi puncte, ci prin postarea de recenzii sau feedback, v\u0103 rug\u0103m s\u0103 consulta\u021bi articolul de mai jos pentru o explica\u021bie detaliat\u0103.<\/p>\n\n\n\n<p><a href=\"https:\/\/monolith.law\/corporate\/legal-risk-reward-orthopedic-review-contributors\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/monolith.law\/corporate\/legal-risk-reward-orthopedic-review-contributors[ja]<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Rezumat\"><\/span>Rezumat<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e2nd organiza\u021bi o campanie de cashback (returnare puncte), trebuie s\u0103 lua\u021bi \u00een considerare dac\u0103 aceste puncte sunt considerate &#8220;premii&#8221; conform Legii Japoneze privind afi\u0219area premiilor \u0219i dac\u0103 metoda de returnare a punctelor se \u00eencadreaz\u0103 \u00eentr-o anumit\u0103 categorie de &#8220;premii&#8221;. Aceste aspecte pot influen\u021ba limita maxim\u0103 \u0219i alte detalii, deci este necesar\u0103 o analiz\u0103 atent\u0103.<\/p>\n\n\n\n<p>De asemenea, este important s\u0103 evita\u021bi orice exprimare care ar putea induce \u00een eroare consumatorii. Exist\u0103 aspecte care pot fi dificil de judecat, deci dac\u0103 ave\u021bi nel\u0103muriri, v\u0103 recomand\u0103m s\u0103 consulta\u021bi un avocat care are experien\u021b\u0103 \u00een cazuri legate de Legea Japonez\u0103 privind afi\u0219area premiilor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Serviciile de plat\u0103 cu smartphone-ul, cum ar fi LINE Pay, PayPay, \u0219i serviciile de plat\u0103 f\u0103r\u0103 numerar, cum ar fi cardurile de credit, pot oferi campanii de cashback (returnare de puncte) pentru o peri [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":64930,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[24,28],"acf":[],"_links":{"self":[{"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/posts\/62473"}],"collection":[{"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/comments?post=62473"}],"version-history":[{"count":2,"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/posts\/62473\/revisions"}],"predecessor-version":[{"id":64931,"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/posts\/62473\/revisions\/64931"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/media\/64930"}],"wp:attachment":[{"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/media?parent=62473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/categories?post=62473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monolith.law\/ro\/wp-json\/wp\/v2\/tags?post=62473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}