Theo m\u1ed9t cu\u1ed9c \u0111i\u1ec1u tra do m\u1ed9t think tank h\u00e0ng \u0111\u1ea7u th\u1ef1c hi\u1ec7n, t\u1ed5ng s\u1ed1 \u0111i\u1ec3m v\u00e0 d\u1eb7m \u0111\u00e3 ph\u00e1t h\u00e0nh b\u1edfi c\u00e1c c\u00f4ng ty ch\u1ee7 ch\u1ed1t trong 11 ng\u00e0nh c\u00f4ng nghi\u1ec7p trong n\u01b0\u1edbc v\u00e0o n\u0103m 2014 (n\u0103m Heisei 26) \u0111\u00e3 l\u00ean t\u1edbi \u00edt nh\u1ea5t 800 t\u1ef7 y\u00ean, v\u00e0 d\u1ef1 ki\u1ebfn s\u1ebd v\u01b0\u1ee3t qu\u00e1 1 ngh\u00ecn t\u1ef7 y\u00ean v\u00e0o n\u0103m 2022 (C\u00f4ng ty C\u1ed5 ph\u1ea7n Nghi\u00ean c\u1ee9u T\u1ed5ng h\u1ee3p Nomura, b\u00e0i vi\u1ebft c\u00f4ng b\u1ed1 ng\u00e0y 5 th\u00e1ng 10 n\u0103m 2016).<\/p>\n\n\n\n
Tr\u01b0\u1edbc \u0111\u00e2y, \u0111i\u1ec3m th\u01b0\u1edfng, m\u00e0 ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c cung c\u1ea5p \u1edf quy m\u00f4 nh\u1ecf nh\u01b0 m\u1ed9t ph\u1ea7n c\u1ee7a vi\u1ec7c khuy\u1ebfn m\u00e3i b\u00e1n h\u00e0ng v\u00e0 ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c coi l\u00e0 “qu\u00e0 t\u1eb7ng”, gi\u1edd \u0111\u00e2y \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t y\u1ebfu t\u1ed1 l\u1edbn \u0111\u1ebfn m\u1ee9c ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 c\u1ea3m nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 gi\u1ea3m gi\u00e1 khi mua h\u00e0ng h\u00f3a ho\u1eb7c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5. \u0110\u00f4i khi, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 mua th\u00eam b\u1eb1ng ti\u1ec1n m\u1eb7t ho\u1eb7c th\u1eadm ch\u00ed trao \u0111\u1ed5i gi\u1eefa c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh \u0111i\u1ec3m. C\u00e1c c\u00f4ng ty IT v\u00e0 startup c\u0169ng \u0111\u00e3 b\u1eaft \u0111\u1ea7u ph\u00e1t tri\u1ec3n v\u00e0 v\u1eadn h\u00e0nh h\u1ec7 th\u1ed1ng “\u0111i\u1ec3m th\u01b0\u1edfng” tr\u00ean \u1ee9ng d\u1ee5ng ho\u1eb7c d\u1ecbch v\u1ee5 web c\u1ee7a ch\u00ednh h\u1ecd, \u0111i\u1ec1u n\u00e0y \u0111\u00e3 tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn.<\/p>\n\n\n\n
\u0110i\u1ec3m th\u01b0\u1edfng, ng\u00e0y c\u00e0ng tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu trong cu\u1ed9c s\u1ed1ng x\u00e3 h\u1ed9i, kh\u00f4ng qu\u00e1 khi n\u00f3i r\u1eb1ng ch\u00fang c\u00f3 gi\u00e1 tr\u1ecb kinh t\u1ebf t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi ti\u1ec1n m\u1eb7t. V\u00ec v\u1eady, c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 ng\u01b0\u1eddi d\u00f9ng nh\u01b0 chu\u1ea9n b\u1ecb cho c\u00e1c t\u00ecnh hu\u1ed1ng b\u1ea5t ng\u1edd do s\u1ef1 ph\u00e1 s\u1ea3n c\u1ee7a nh\u00e0 ph\u00e1t h\u00e0nh \u0111i\u1ec3m, \u0111\u1ea3m b\u1ea3o s\u1ef1 d\u1ec5 hi\u1ec3u cho ng\u01b0\u1eddi d\u00f9ng, \u0111\u00e3 b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch v\u1ec1 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd li\u00ean quan \u0111\u1ebfn “ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n tr\u1ea3 tr\u01b0\u1edbc” theo “Lu\u1eadt thanh to\u00e1n ti\u1ec1n t\u1ec7” c\u1ee7a Nh\u1eadt B\u1ea3n m\u00e0 \u0111i\u1ec3m t\u1ef1 ph\u00e1t h\u00e0nh ph\u1ea3i tu\u00e2n th\u1ee7.<\/p>\n\n\n\n