{"id":69776,"date":"2024-12-27T18:44:43","date_gmt":"2024-12-27T09:44:43","guid":{"rendered":"https:\/\/monolith.law\/vi\/?p=69776"},"modified":"2025-01-01T16:39:38","modified_gmt":"2025-01-01T07:39:38","slug":"digital-salary","status":"publish","type":"post","link":"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary","title":{"rendered":"Thanh to\u00e1n ti\u1ec1n l\u01b0\u01a1ng b\u1eb1ng k\u1ef9 thu\u1eadt s\u1ed1 (ti\u1ec1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1) l\u00e0 g\u00ec? Gi\u1ea3i th\u00edch v\u1ec1 c\u00e1c v\u00ed d\u1ee5 \u00e1p d\u1ee5ng v\u00e0 quy tr\u00ecnh tri\u1ec3n khai"},"content":{"rendered":"\n<p>Trong b\u1ed1i c\u1ea3nh ch\u00ednh ph\u1ee7 Nh\u1eadt B\u1ea3n \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u1ea1t t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t l\u00ean 40% v\u00e0o n\u0103m Reiwa 7 (2025), t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t trong n\u0103m Reiwa 5 (2023) \u0111\u00e3 \u0111\u1ea1t m\u1ee9c cao nh\u1ea5t t\u1eeb tr\u01b0\u1edbc \u0111\u1ebfn nay l\u00e0 39.3% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 126.7 ngh\u00ecn t\u1ef7 y\u00ean). \u0110\u00e1p \u1ee9ng nhu c\u1ea7u thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t ng\u00e0y c\u00e0ng t\u0103ng, B\u1ed9 Y t\u1ebf, Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i Nh\u1eadt B\u1ea3n \u0111\u00e3 h\u1ee3p ph\u00e1p h\u00f3a vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c s\u1ed1 (l\u01b0\u01a1ng s\u1ed1) v\u00e0o th\u00e1ng 4 n\u0103m Reiwa 5 (2023).<\/p>\n\n\n\n<p>V\u1eady th\u1ef1c t\u1ebf, vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c s\u1ed1 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng nh\u01b0 th\u1ebf n\u00e0o? B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u1ea3i th\u00edch t\u1ed5ng quan v\u1ec1 thanh to\u00e1n l\u01b0\u01a1ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c s\u1ed1 (l\u01b0\u01a1ng s\u1ed1), c\u00e1c \u01b0u \u0111i\u1ec3m v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m, c\u0169ng nh\u01b0 quy tr\u00ecnh tri\u1ec3n khai.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_53 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Thanh_toan_luong_bang_so_Digital_Salary_la_gi\" title=\"Thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng s\u1ed1 (Digital Salary) l\u00e0 g\u00ec?\">Thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng s\u1ed1 (Digital Salary) l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Boi_canh_cho_viec_chap_nhan_thanh_toan_luong_bang_tien_dien_tu\" title=\"B\u1ed1i c\u1ea3nh cho vi\u1ec7c ch\u1ea5p nh\u1eadn thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng ti\u1ec1n \u0111i\u1ec7n t\u1eed\">B\u1ed1i c\u1ea3nh cho vi\u1ec7c ch\u1ea5p nh\u1eadn thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Quy_dinh_lien_quan_den_viec_thanh_toan_luong_dien_tu\" title=\"Quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed\">Quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Quy_dinh_doi_voi_nguoi_su_dung_lao_dong\" title=\"Quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng\">Quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Quy_dinh_doi_voi_nha_cung_cap_dich_vu_chuyen_tien\" title=\"Quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n\">Quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Loi_ich_cua_viec_tra_luong_so_hoa\" title=\"L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c tr\u1ea3 l\u01b0\u01a1ng s\u1ed1 h\u00f3a\">L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c tr\u1ea3 l\u01b0\u01a1ng s\u1ed1 h\u00f3a<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Loi_ich_doi_voi_nguoi_lao_dong\" title=\"L\u1ee3i \u00edch \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng\">L\u1ee3i \u00edch \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Loi_ich_doi_voi_nha_tuyen_dung\" title=\"L\u1ee3i \u00edch \u0111\u1ed1i v\u1edbi nh\u00e0 tuy\u1ec3n d\u1ee5ng\">L\u1ee3i \u00edch \u0111\u1ed1i v\u1edbi nh\u00e0 tuy\u1ec3n d\u1ee5ng<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Nhuoc_diem_cua_viec_tra_luong_bang_phuong_thuc_so_hoa\" title=\"Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a vi\u1ec7c tr\u1ea3 l\u01b0\u01a1ng b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c s\u1ed1 h\u00f3a\">Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a vi\u1ec7c tr\u1ea3 l\u01b0\u01a1ng b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c s\u1ed1 h\u00f3a<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Nhuoc_diem_doi_voi_nguoi_lao_dong\" title=\"Nh\u01b0\u1ee3c \u0111i\u1ec3m \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng\">Nh\u01b0\u1ee3c \u0111i\u1ec3m \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Nhuoc_diem_doi_voi_nha_tuyen_dung\" title=\"Nh\u01b0\u1ee3c \u0111i\u1ec3m \u0111\u1ed1i v\u1edbi nh\u00e0 tuy\u1ec3n d\u1ee5ng\">Nh\u01b0\u1ee3c \u0111i\u1ec3m \u0111\u1ed1i v\u1edbi nh\u00e0 tuy\u1ec3n d\u1ee5ng<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Cac_vi_du_ve_viec_ap_dung_luong_ky_thuat_so\" title=\"C\u00e1c v\u00ed d\u1ee5 v\u1ec1 vi\u1ec7c \u00e1p d\u1ee5ng l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1\">C\u00e1c v\u00ed d\u1ee5 v\u1ec1 vi\u1ec7c \u00e1p d\u1ee5ng l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Quy_trinh_trien_khai_thanh_toan_luong_dien_tu\" title=\"Quy tr\u00ecnh tri\u1ec3n khai thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed\">Quy tr\u00ecnh tri\u1ec3n khai thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Quy_trinh_trien_khai\" title=\"Quy tr\u00ecnh tri\u1ec3n khai\">Quy tr\u00ecnh tri\u1ec3n khai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Diem_can_luu_y_khi_chon_to_chuc_chuyen_tien_duoc_chi_dinh\" title=\"\u0110i\u1ec3m c\u1ea7n l\u01b0u \u00fd khi ch\u1ecdn t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh\">\u0110i\u1ec3m c\u1ea7n l\u01b0u \u00fd khi ch\u1ecdn t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Ky_ket_thoa_thuan_lao_dong_tap_the\" title=\"K\u00fd k\u1ebft th\u1ecfa thu\u1eadn lao \u0111\u1ed9ng t\u1eadp th\u1ec3\">K\u00fd k\u1ebft th\u1ecfa thu\u1eadn lao \u0111\u1ed9ng t\u1eadp th\u1ec3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Giai_thich_cho_nguoi_lao_dong_va_thu_thap_su_dong_y_ca_nhan\" title=\"Gi\u1ea3i th\u00edch cho ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 thu th\u1eadp s\u1ef1 \u0111\u1ed3ng \u00fd c\u00e1 nh\u00e2n\">Gi\u1ea3i th\u00edch cho ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 thu th\u1eadp s\u1ef1 \u0111\u1ed3ng \u00fd c\u00e1 nh\u00e2n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Tong_ket_Trien_vong_tuong_lai_cua_tien_luong_ky_thuat_so\" title=\"T\u1ed5ng k\u1ebft: Tri\u1ec3n v\u1ecdng t\u01b0\u01a1ng lai c\u1ee7a ti\u1ec1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1\">T\u1ed5ng k\u1ebft: Tri\u1ec3n v\u1ecdng t\u01b0\u01a1ng lai c\u1ee7a ti\u1ec1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/monolith.law\/vi\/general-corporate\/digital-salary\/#Gioi_thieu_cac_bien_phap_cua_Van_phong_Luat_su_Monolith\" title=\"Gi\u1edbi thi\u1ec7u c\u00e1c bi\u1ec7n ph\u00e1p c\u1ee7a V\u0103n ph\u00f2ng Lu\u1eadt s\u01b0 Monolith\">Gi\u1edbi thi\u1ec7u c\u00e1c bi\u1ec7n ph\u00e1p c\u1ee7a V\u0103n ph\u00f2ng Lu\u1eadt s\u01b0 Monolith<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Thanh_toan_luong_bang_so_Digital_Salary_la_gi\"><\/span>Thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng s\u1ed1 (Digital Salary) l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2024\/10\/cbb7871569c544101d14b4a0dd62bba1.jpg\" alt=\"Thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng s\u1ed1 l\u00e0 g\u00ec?\" class=\"wp-image-89367\" \/><\/figure>\n\n\n\n<p>Thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng s\u1ed1 (Digital Salary) l\u00e0 h\u00ecnh th\u1ee9c m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng, n\u1ebfu \u0111\u1ed3ng \u00fd, c\u00f3 th\u1ec3 nh\u1eadn l\u01b0\u01a1ng th\u00f4ng qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed (\u1ee9ng d\u1ee5ng thanh to\u00e1n tr\u00ean \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh, th\u1ebb tr\u1ea3 tr\u01b0\u1edbc, ti\u1ec1n \u0111i\u1ec7n t\u1eed, v.v.) thay v\u00ec nh\u1eadn ti\u1ec1n m\u1eb7t ho\u1eb7c chuy\u1ec3n kho\u1ea3n v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n<p>C\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh chuy\u1ec3n ti\u1ec1n kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng l\u00e0 nh\u1eefng doanh nghi\u1ec7p \u0111\u0103ng k\u00fd cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n ngo\u00e0i ng\u00e2n h\u00e0ng. T\u00ednh \u0111\u1ebfn th\u00e1ng 8 n\u0103m 2024, c\u00f3 82 c\u00f4ng ty \u0111\u00e3 \u0111\u0103ng k\u00fd. C\u00e1c \u1ee9ng d\u1ee5ng nh\u01b0 &#8220;PayPay&#8221; thu\u1ed9c h\u1ec7 th\u1ed1ng SoftBank v\u00e0 &#8220;LINE Pay&#8221; c\u1ee7a LINE \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn r\u1ed9ng r\u00e3i, cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng li\u00ean k\u1ebft \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh chuy\u1ec3n ti\u1ec1n v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a h\u1ecd \u0111\u1ec3 n\u1ea1p ti\u1ec1n (chuy\u1ec3n ti\u1ec1n v\u00e0o) v\u00e0 s\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n \u0111\u00f3 cho vi\u1ec7c chuy\u1ec3n ti\u1ec1n ho\u1eb7c mua s\u1eafm.<\/p>\n\n\n\n<p>\u0110\u1ec3 kinh doanh d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n, c\u1ea7n ph\u1ea3i \u0111\u0103ng k\u00fd tr\u01b0\u1edbc v\u1edbi Th\u1ee7 t\u01b0\u1edbng Nh\u1eadt B\u1ea3n theo &#8220;Lu\u1eadt thanh to\u00e1n ti\u1ec1n t\u1ec7 c\u1ee7a Nh\u1eadt B\u1ea3n&#8221;. N\u1ebfu th\u1ef1c hi\u1ec7n d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n (giao d\u1ecbch ngo\u1ea1i h\u1ed1i) m\u00e0 kh\u00f4ng \u0111\u0103ng k\u00fd, s\u1ebd b\u1ecb coi l\u00e0 doanh nghi\u1ec7p kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p v\u00e0 vi ph\u1ea1m \u0110i\u1ec1u 4, Kho\u1ea3n 1 c\u1ee7a Lu\u1eadt Ng\u00e2n h\u00e0ng Nh\u1eadt B\u1ea3n, t\u1eeb \u0111\u00f3 ph\u1ea3i ch\u1ecbu c\u00e1c h\u00ecnh ph\u1ea1t theo quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt n\u00e0y.<\/p>\n\n\n\n<p>Tham kh\u1ea3o: <a href=\"https:\/\/www.s-kessai.jp\/businesses\/funds_transfer_overview.html\" target=\"_blank\" rel=\"noreferrer noopener\">Hi\u1ec7p h\u1ed9i D\u1ecbch v\u1ee5 Thanh to\u00e1n Ti\u1ec1n t\u1ec7 Nh\u1eadt B\u1ea3n &#8220;T\u1ed5ng quan v\u1ec1 d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n&#8221;[ja]<\/a><\/p>\n\n\n\n<p>Trong s\u1ed1 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh chuy\u1ec3n ti\u1ec1n \u0111\u00e3 \u0111\u0103ng k\u00fd, ch\u1ec9 c\u00f3 t\u00e0i kho\u1ea3n c\u1ee7a nh\u1eefng t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c B\u1ed9 tr\u01b0\u1edfng B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i Nh\u1eadt B\u1ea3n ch\u1ec9 \u0111\u1ecbnh m\u1edbi c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng s\u1ed1 (t\u1ea1i th\u1eddi \u0111i\u1ec3m vi\u1ebft b\u00e0i n\u00e0y, ch\u1ec9 c\u00f3 c\u00f4ng ty PayPay \u0111\u01b0\u1ee3c B\u1ed9 tr\u01b0\u1edfng B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i ch\u1ec9 \u0111\u1ecbnh).<\/p>\n\n\n\n<p>Thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng s\u1ed1 l\u00e0 m\u1ed9t trong nh\u1eefng l\u1ef1a ch\u1ecdn. Nh\u00e0 tuy\u1ec3n d\u1ee5ng kh\u00f4ng th\u1ec3 bu\u1ed9c ng\u01b0\u1eddi lao \u0111\u1ed9ng kh\u00f4ng mong mu\u1ed1n nh\u1eadn l\u01b0\u01a1ng theo h\u00ecnh th\u1ee9c n\u00e0y. Ngo\u00e0i ra, ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u0169ng c\u00f3 th\u1ec3 ch\u1ecdn nh\u1eadn m\u1ed9t ph\u1ea7n l\u01b0\u01a1ng qua t\u00e0i kho\u1ea3n c\u1ee7a t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh.<\/p>\n\n\n\n<p>Tham kh\u1ea3o: <a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/koyou_roudou\/roudoukijun\/zigyonushi\/shienjigyou\/03_00028.html\" target=\"_blank\" rel=\"noreferrer noopener\">B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i Nh\u1eadt B\u1ea3n | V\u1ec1 vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh chuy\u1ec3n ti\u1ec1n (Thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng s\u1ed1)[ja]<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Boi_canh_cho_viec_chap_nhan_thanh_toan_luong_bang_tien_dien_tu\"><\/span>B\u1ed1i c\u1ea3nh cho vi\u1ec7c ch\u1ea5p nh\u1eadn thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng ti\u1ec1n \u0111i\u1ec7n t\u1eed<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ed1i c\u1ea3nh cho vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng h\u00ecnh th\u1ee9c \u0111i\u1ec7n t\u1eed c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c l\u00e0 do s\u1ef1 thay \u0111\u1ed5i trong vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng theo xu h\u01b0\u1edbng s\u1ed1 h\u00f3a g\u1ea7n \u0111\u00e2y.<\/p>\n\n\n\n<p>Nguy\u00ean t\u1eafc chung l\u00e0 l\u01b0\u01a1ng ph\u1ea3i \u0111\u01b0\u1ee3c thanh to\u00e1n b\u1eb1ng ti\u1ec1n t\u1ec7 (theo \u0110i\u1ec1u 24 c\u1ee7a Lu\u1eadt Ti\u00eau chu\u1ea9n lao \u0111\u1ed9ng Nh\u1eadt B\u1ea3n). Tuy nhi\u00ean, n\u1ebfu ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1ed3ng \u00fd, c\u00f3 hai ngo\u1ea1i l\u1ec7 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn: 1. Thanh to\u00e1n v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 2. Thanh to\u00e1n v\u00e0o t\u00e0i kho\u1ea3n ch\u1ee9ng kho\u00e1n t\u1ed5ng h\u1ee3p (theo \u0110i\u1ec1u 7-2 c\u1ee7a Quy t\u1eafc thi h\u00e0nh Lu\u1eadt Ti\u00eau chu\u1ea9n lao \u0111\u1ed9ng Nh\u1eadt B\u1ea3n).<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\u0110i\u1ec1u 24: L\u01b0\u01a1ng ph\u1ea3i \u0111\u01b0\u1ee3c thanh to\u00e1n b\u1eb1ng ti\u1ec1n t\u1ec7, tr\u1ef1c ti\u1ebfp cho ng\u01b0\u1eddi lao \u0111\u1ed9ng, v\u00e0 ph\u1ea3i thanh to\u00e1n to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n. Tuy nhi\u00ean, trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 quy \u0111\u1ecbnh kh\u00e1c theo lu\u1eadt l\u1ec7 ho\u1eb7c h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, ho\u1eb7c theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i x\u00e3 h\u1ed9i Nh\u1eadt B\u1ea3n v\u1ec1 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n l\u01b0\u01a1ng ch\u1eafc ch\u1eafn, c\u00f3 th\u1ec3 thanh to\u00e1n b\u1eb1ng h\u00ecnh th\u1ee9c kh\u00e1c ngo\u00e0i ti\u1ec1n t\u1ec7. Ngo\u00e0i ra, trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 quy \u0111\u1ecbnh kh\u00e1c theo lu\u1eadt l\u1ec7 ho\u1eb7c c\u00f3 t\u1ed5 ch\u1ee9c c\u00f4ng \u0111o\u00e0n c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng chi\u1ebfm \u0111a s\u1ed1 t\u1ea1i n\u01a1i l\u00e0m vi\u1ec7c, ho\u1eb7c n\u1ebfu kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c c\u00f4ng \u0111o\u00e0n th\u00ec c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd b\u1eb1ng v\u0103n b\u1ea3n t\u1eeb \u0111\u1ea1i di\u1ec7n c\u1ee7a \u0111a s\u1ed1 ng\u01b0\u1eddi lao \u0111\u1ed9ng, c\u00f3 th\u1ec3 tr\u1eeb m\u1ed9t ph\u1ea7n l\u01b0\u01a1ng khi thanh to\u00e1n.<\/p>\n<cite>Lu\u1eadt Ti\u00eau chu\u1ea9n lao \u0111\u1ed9ng Nh\u1eadt B\u1ea3n<\/cite><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote\">\n<p>\u0110i\u1ec1u 7-2: Ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng, n\u1ebfu c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng, c\u00f3 th\u1ec3 thanh to\u00e1n l\u01b0\u01a1ng theo c\u00e1c ph\u01b0\u01a1ng th\u1ee9c sau. Tuy nhi\u00ean, trong tr\u01b0\u1eddng h\u1ee3p thanh to\u00e1n theo ph\u01b0\u01a1ng th\u1ee9c th\u1ee9 ba, ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng ph\u1ea3i \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn thanh to\u00e1n l\u01b0\u01a1ng theo ph\u01b0\u01a1ng th\u1ee9c th\u1ee9 nh\u1ea5t ho\u1eb7c th\u1ee9 hai, v\u00e0 ph\u1ea3i gi\u1ea3i th\u00edch cho ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u1ec1 c\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn ph\u01b0\u01a1ng th\u1ee9c th\u1ee9 ba t\u1eeb i \u0111\u1ebfn viii, v\u00e0 ph\u1ea3i c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng.<br>1. Chuy\u1ec3n kho\u1ea3n v\u00e0o t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m ho\u1eb7c t\u00e0i kho\u1ea3n ng\u01b0\u1eddi lao \u0111\u1ed9ng ch\u1ec9 \u0111\u1ecbnh t\u1ea1i ng\u00e2n h\u00e0ng ho\u1eb7c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u00e1c.<br>2. Thanh to\u00e1n v\u00e0o ti\u1ec1n g\u1eedi c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ea1i nh\u00e0 m\u00f4i gi\u1edbi ch\u1ee9ng kho\u00e1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh (ch\u1ec9 gi\u1edbi h\u1ea1n trong c\u00e1c y\u00eau c\u1ea7u sau).<\/p>\n<cite><a href=\"https:\/\/laws.e-gov.go.jp\/law\/322M40000100023\" target=\"_blank\" rel=\"noreferrer noopener\">Quy t\u1eafc thi h\u00e0nh \u0110i\u1ec1u 7-2 c\u1ee7a Lu\u1eadt Ti\u00eau chu\u1ea9n lao \u0111\u1ed9ng Nh\u1eadt B\u1ea3n[ja]<\/a><\/cite><\/blockquote>\n\n\n\n<p>Tuy nhi\u00ean, v\u1edbi s\u1ef1 ph\u1ed5 bi\u1ebfn c\u1ee7a ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn v\u00e0 ng\u00e2n h\u00e0ng di \u0111\u1ed9ng, c\u00f9ng v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 blockchain, ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu trong cu\u1ed9c s\u1ed1ng c\u1ee7a ch\u00fang ta.<\/p>\n\n\n\n<p>Do \u0111\u00f3, vi\u1ec7c xem x\u00e9t vi\u1ec7c s\u1ed1 h\u00f3a thanh to\u00e1n l\u01b0\u01a1ng \u0111\u00e3 \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh, nh\u1eb1m ch\u1ea5p nh\u1eadn thanh to\u00e1n l\u01b0\u01a1ng v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111i\u1ec7n t\u1eed nh\u01b0 m\u1ed9t l\u1ef1a ch\u1ecdn m\u1edbi trong thanh to\u00e1n l\u01b0\u01a1ng, \u0111i\u1ec1u n\u00e0y \u0111\u00f2i h\u1ecfi s\u1ef1 s\u1eeda \u0111\u1ed5i c\u1ee7a Quy t\u1eafc thi h\u00e0nh Lu\u1eadt Ti\u00eau chu\u1ea9n lao \u0111\u1ed9ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quy_dinh_lien_quan_den_viec_thanh_toan_luong_dien_tu\"><\/span>Quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Quy \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed c\u00f3 th\u1ec3 chia th\u00e0nh hai lo\u1ea1i ch\u00ednh: &#8220;quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng&#8221; v\u00e0 &#8220;quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n&#8221;.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quy_dinh_doi_voi_nguoi_su_dung_lao_dong\"><\/span>Quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Nh\u01b0 \u0111\u00e3 n\u00f3i \u1edf tr\u00ean, khi doanh nghi\u1ec7p l\u00e0 ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng mu\u1ed1n th\u1ef1c hi\u1ec7n vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c \u0111i\u1ec7n t\u1eed, h\u1ecd c\u1ea7n ph\u1ea3i c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd t\u1eeb ng\u01b0\u1eddi lao \u0111\u1ed9ng.<\/p>\n\n\n\n<p>Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng c\u00f3 ngh\u0129a v\u1ee5 ph\u1ea3i gi\u1ea3i th\u00edch cho ng\u01b0\u1eddi lao \u0111\u1ed9ng nh\u1eefng \u0111i\u1ec1u sau:<\/p>\n\n\n\n<ul>\n<li>Thi\u1ebft l\u1eadp gi\u1edbi h\u1ea1n s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n kh\u00f4ng qu\u00e1 1 tri\u1ec7u y\u00ean ho\u1eb7c n\u1ebfu v\u01b0\u1ee3t qu\u00e1 1 tri\u1ec7u y\u00ean th\u00ec ph\u1ea3i c\u00f3 bi\u1ec7n ph\u00e1p \u0111\u1ec3 nhanh ch\u00f3ng gi\u1ea3m xu\u1ed1ng d\u01b0\u1edbi 1 tri\u1ec7u y\u00ean.<\/li>\n\n\n\n<li>C\u00f3 c\u01a1 ch\u1ebf \u0111\u1ea3m b\u1ea3o nhanh ch\u00f3ng ngh\u0129a v\u1ee5 ph\u1ea3i tr\u1ea3 cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong tr\u01b0\u1eddng h\u1ee3p nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 do ph\u00e1 s\u1ea3n ho\u1eb7c c\u00e1c l\u00fd do kh\u00e1c.<\/li>\n\n\n\n<li>C\u00f3 c\u01a1 ch\u1ebf b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u1ebfu h\u1ecd ch\u1ecbu t\u1ed5n th\u1ea5t do giao d\u1ecbch ngo\u1ea1i h\u1ed1i b\u1ea5t h\u1ee3p ph\u00e1p ho\u1eb7c c\u00e1c nguy\u00ean nh\u00e2n kh\u00e1c kh\u00f4ng do l\u1ed7i c\u1ee7a h\u1ecd.<\/li>\n\n\n\n<li>\u0110\u1ea3m b\u1ea3o s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n c\u00f2n hi\u1ec7u l\u1ef1c \u00edt nh\u1ea5t 10 n\u0103m k\u1ec3 t\u1eeb ng\u00e0y c\u00f3 s\u1ef1 thay \u0111\u1ed5i s\u1ed1 d\u01b0 cu\u1ed1i c\u00f9ng.<\/li>\n\n\n\n<li>C\u00f3 th\u1ec3 nh\u1eadn ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n th\u00f4ng qua m\u00e1y ATM ho\u1eb7c c\u00e1c ph\u01b0\u01a1ng th\u1ee9c kh\u00e1c m\u00e0 kh\u00f4ng ph\u1ea3i ch\u1ecbu ph\u00ed \u00edt nh\u1ea5t m\u1ed9t l\u1ea7n m\u1ed7i th\u00e1ng, v\u00e0 c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n chuy\u1ec3n ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n theo t\u1eebng \u0111\u01a1n v\u1ecb y\u00ean.<\/li>\n\n\n\n<li>C\u00f3 h\u1ec7 th\u1ed1ng b\u00e1o c\u00e1o k\u1ecbp th\u1eddi t\u00ecnh h\u00ecnh th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c li\u00ean quan \u0111\u1ebfn thanh to\u00e1n l\u01b0\u01a1ng v\u00e0 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh cho B\u1ed9 tr\u01b0\u1edfng B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quy_dinh_doi_voi_nha_cung_cap_dich_vu_chuyen_tien\"><\/span>Quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>L\u00e0m c\u01a1 s\u1edf, nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n ph\u1ea3i tu\u00e2n theo c\u00e1c quy \u0111\u1ecbnh nh\u01b0 &#8220;\u0111\u1eb7t c\u1ecdc b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n&#8221; v\u00e0 &#8220;qu\u1ea3n l\u00fd r\u1ee7i ro h\u1ec7 th\u1ed1ng&#8221; d\u1ef1a tr\u00ean Lu\u1eadt thanh to\u00e1n ti\u1ec1n t\u1ec7 v\u00e0 c\u00e1c quy \u0111\u1ecbnh kh\u00e1c do C\u01a1 quan D\u1ecbch v\u1ee5 T\u00e0i ch\u00ednh Nh\u1eadt B\u1ea3n \u0111\u1ec1 ra.<\/p>\n\n\n\n<p>Tuy nhi\u00ean, do li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 lao \u0111\u1ed9ng, c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n l\u01b0\u01a1ng ph\u1ea3i tu\u00e2n theo c\u00e1c y\u00eau c\u1ea7u nghi\u00eam ng\u1eb7t h\u01a1n do B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i \u0111\u1eb7t ra, d\u1ef1a tr\u00ean quy \u0111\u1ecbnh thi h\u00e0nh Lu\u1eadt Ti\u00eau chu\u1ea9n Lao \u0111\u1ed9ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o &#8220;thanh to\u00e1n l\u01b0\u01a1ng m\u1ed9t c\u00e1ch ch\u1eafc ch\u1eafn&#8221;.<\/p>\n\n\n\n<p>Th\u00eam v\u00e0o \u0111\u00f3, c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n c\u1ea7n:<\/p>\n\n\n\n<ul>\n<li>C\u00f3 kh\u1ea3 n\u0103ng k\u1ef9 thu\u1eadt th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c li\u00ean quan \u0111\u1ebfn thanh to\u00e1n l\u01b0\u01a1ng m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c v\u00e0 \u0111\u00e1ng tin c\u1eady, v\u00e0 c\u00f3 uy t\u00edn x\u00e3 h\u1ed9i \u0111\u1ee7 m\u1ea1nh.<\/li>\n<\/ul>\n\n\n\n<p>Ch\u1ec9 khi \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u00e1c y\u00eau c\u1ea7u tr\u00ean, d\u1ef1a tr\u00ean \u0111\u01a1n \u0111\u0103ng k\u00fd t\u1eeb nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n, B\u1ed9 tr\u01b0\u1edfng B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i s\u1ebd ch\u1ec9 \u0111\u1ecbnh nh\u1eefng doanh nghi\u1ec7p \u0111\u00e1p \u1ee9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loi_ich_cua_viec_tra_luong_so_hoa\"><\/span>L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c tr\u1ea3 l\u01b0\u01a1ng s\u1ed1 h\u00f3a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2024\/10\/a3e2bebbbd18ab9195487c8b62e3ba94.jpg\" alt=\"L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng s\u1ed1 h\u00f3a\" class=\"wp-image-89363\" \/><\/figure>\n\n\n\n<p>C\u00e1c l\u1ee3i \u00edch c\u1ee7a vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng theo h\u00ecnh th\u1ee9c s\u1ed1 h\u00f3a bao g\u1ed3m:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loi_ich_doi_voi_nguoi_lao_dong\"><\/span>L\u1ee3i \u00edch \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0110\u1ea7u ti\u00ean, ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 th\u1ec3 nh\u1eadn l\u01b0\u01a1ng tr\u1ef1c ti\u1ebfp m\u00e0 kh\u00f4ng c\u1ea7n th\u00f4ng qua t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n<p>H\u01a1n n\u1eefa, l\u01b0\u01a1ng nh\u1eadn \u0111\u01b0\u1ee3c c\u00f3 th\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t t\u1eeb ATM m\u00e0 kh\u00f4ng m\u1ea5t ph\u00ed, \u00edt nh\u1ea5t m\u1ed9t l\u1ea7n m\u1ed7i th\u00e1ng, v\u00e0 c\u00f3 th\u1ec3 r\u00fat t\u1eebng \u0111\u1ed3ng m\u1ed9t. Ngo\u00e0i ra, s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n nh\u1eadn l\u01b0\u01a1ng \u0111\u01b0\u1ee3c gi\u1edbi h\u1ea1n d\u01b0\u1edbi 1 tri\u1ec7u y\u00ean, n\u1ebfu v\u01b0\u1ee3t qu\u00e1, s\u1ed1 ti\u1ec1n s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00e3 \u0111\u0103ng k\u00fd tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n\n\n\n<p>N\u1ebfu ng\u01b0\u1eddi lao \u0111\u1ed9ng mong mu\u1ed1n, h\u1ecd c\u00f3 th\u1ec3 nh\u1eadn m\u1ed9t ph\u1ea7n l\u01b0\u01a1ng qua t\u00e0i kho\u1ea3n c\u1ee7a nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n, v\u00e0 ph\u1ea7n c\u00f2n l\u1ea1i qua t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. V\u00ed d\u1ee5, n\u1ebfu mu\u1ed1n nh\u1eadn 200.000 y\u00ean trong t\u1ed5ng s\u1ed1 300.000 y\u00ean l\u01b0\u01a1ng th\u1ef1c l\u0129nh qua ng\u00e2n h\u00e0ng, v\u00e0 100.000 y\u00ean c\u00f2n l\u1ea1i d\u01b0\u1edbi h\u00ecnh th\u1ee9c l\u01b0\u01a1ng s\u1ed1 h\u00f3a, \u0111i\u1ec1u n\u00e0y c\u0169ng l\u00e0 kh\u1ea3 thi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loi_ich_doi_voi_nha_tuyen_dung\"><\/span>L\u1ee3i \u00edch \u0111\u1ed1i v\u1edbi nh\u00e0 tuy\u1ec3n d\u1ee5ng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi nh\u00e0 tuy\u1ec3n d\u1ee5ng, vi\u1ec7c kh\u00f4ng c\u1ea7n th\u00f4ng qua t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng gi\u00fap h\u1ecd kh\u00f4ng ph\u1ea3i ch\u1ecbu ph\u00ed giao d\u1ecbch, t\u1eeb \u0111\u00f3 mang l\u1ea1i l\u1ee3i \u00edch kinh t\u1ebf.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, vi\u1ec7c \u00e1p d\u1ee5ng thanh to\u00e1n l\u01b0\u01a1ng s\u1ed1 h\u00f3a cho ph\u00e9p nh\u00e0 tuy\u1ec3n d\u1ee5ng th\u1ec3 hi\u1ec7n th\u00e1i \u0111\u1ed9 t\u00edch c\u1ef1c trong vi\u1ec7c c\u1ea3i thi\u1ec7n m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c. N\u1ebfu c\u00f3 th\u1ec3 x\u00e2y d\u1ef1ng h\u00ecnh \u1ea3nh doanh nghi\u1ec7p \u0111ang n\u1ed7 l\u1ef1c \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c ch\u1ebf \u0111\u1ed9 ph\u00fac l\u1ee3i m\u1edbi, c\u1ea3i c\u00e1ch ph\u01b0\u01a1ng th\u1ee9c l\u00e0m vi\u1ec7c v\u00e0 t\u0103ng c\u01b0\u1eddng s\u1ef1 h\u00e0i l\u00f2ng c\u1ee7a nh\u00e2n vi\u00ean, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 gi\u00fap gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 thi\u1ebfu h\u1ee5t nh\u00e2n l\u1ef1c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nhuoc_diem_cua_viec_tra_luong_bang_phuong_thuc_so_hoa\"><\/span>Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a vi\u1ec7c tr\u1ea3 l\u01b0\u01a1ng b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c s\u1ed1 h\u00f3a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1eb7t kh\u00e1c, nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c s\u1ed1 h\u00f3a c\u00f3 th\u1ec3 bao g\u1ed3m nh\u1eefng \u0111i\u1ec3m sau \u0111\u00e2y.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nhuoc_diem_doi_voi_nguoi_lao_dong\"><\/span>Nh\u01b0\u1ee3c \u0111i\u1ec3m \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c s\u1ed1 h\u00f3a l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn cho ng\u01b0\u1eddi lao \u0111\u1ed9ng, nh\u01b0ng \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng quen v\u1edbi ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 c\u00e1c ph\u01b0\u01a1ng th\u1ee9c t\u01b0\u01a1ng t\u1ef1, vi\u1ec7c \u00e1p d\u1ee5ng c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n. \u0110\u1eb7c bi\u1ec7t, \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i, t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng ti\u1ec1n \u0111i\u1ec7n t\u1eed th\u1ea5p c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 nh\u01b0 c\u1ea7n ph\u1ea3i m\u1edf m\u1ed9t t\u00e0i kho\u1ea3n m\u1edbi \u0111\u1ec3 nh\u1eadn l\u01b0\u01a1ng s\u1ed1 h\u00f3a.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, nh\u01b0 \u0111\u00e3 \u0111\u1ec1 c\u1eadp tr\u01b0\u1edbc \u0111\u00e2y, s\u1ed1 ti\u1ec1n t\u1ed1i \u0111a trong t\u00e0i kho\u1ea3n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 1 tri\u1ec7u y\u00ean. Do \u0111\u00f3, v\u1edbi l\u01b0\u01a1ng s\u1ed1 h\u00f3a, n\u1ebfu s\u1ed1 ti\u1ec1n v\u01b0\u1ee3t qu\u00e1 gi\u1edbi h\u1ea1n 1 tri\u1ec7u y\u00ean, s\u1ed1 ti\u1ec1n s\u1ebd \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u1ec9 \u0111\u1ecbnh tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n\n\n\n<p>H\u01a1n n\u1eefa, c\u00f3 kh\u1ea3 n\u0103ng vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng s\u1ebd b\u1ecb tr\u00ec ho\u00e3n ho\u1eb7c th\u1ea5t b\u1ea1i do s\u1ef1 c\u1ed1 h\u1ec7 th\u1ed1ng ho\u1eb7c c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nhuoc_diem_doi_voi_nha_tuyen_dung\"><\/span>Nh\u01b0\u1ee3c \u0111i\u1ec3m \u0111\u1ed1i v\u1edbi nh\u00e0 tuy\u1ec3n d\u1ee5ng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty to\u00e0n c\u1ea7u, vi\u1ec7c ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh v\u00e0 lu\u1eadt l\u1ec7 kh\u00e1c nhau theo t\u1eebng qu\u1ed1c gia v\u00e0 khu v\u1ef1c \u0111\u00f2i h\u1ecfi s\u1ef1 ch\u00fa \u00fd \u0111\u1eb7c bi\u1ec7t.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, do th\u00f4ng tin l\u01b0\u01a1ng c\u1ee7a nh\u00e2n vi\u00ean c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c li\u00ean k\u1ebft v\u1edbi th\u00f4ng tin tuy\u1ec3n d\u1ee5ng c\u1ee7a h\u1ecd, vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n s\u1ed1 h\u00f3a \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 c\u00e1c bi\u1ec7n ph\u00e1p an ninh m\u1ea1nh m\u1ebd, b\u1ea5t k\u1ec3 lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed n\u00e0o \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng, \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi r\u1ee7i ro b\u1ecb hack ho\u1eb7c r\u00f2 r\u1ec9 th\u00f4ng tin.<\/p>\n\n\n\n<p>\u0110\u1ec3 h\u1ed7 tr\u1ee3 l\u01b0\u01a1ng s\u1ed1 h\u00f3a, c\u00f3 tr\u01b0\u1eddng h\u1ee3p c\u1ea7n ph\u1ea3i \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u v\u00e0o vi\u1ec7c thi\u1ebft l\u1eadp h\u1ec7 th\u1ed1ng n\u1ed9i b\u1ed9 v\u00e0 c\u00e1c thi\u1ebft b\u1ecb kh\u00e1c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cac_vi_du_ve_viec_ap_dung_luong_ky_thuat_so\"><\/span>C\u00e1c v\u00ed d\u1ee5 v\u1ec1 vi\u1ec7c \u00e1p d\u1ee5ng l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/monolith.law\/wp-content\/uploads\/2024\/10\/3b7de2fd67b0e4787a0b9d29fce355cb.jpg\" alt=\"C\u00e1c v\u00ed d\u1ee5 th\u1ef1c t\u1ebf v\u1ec1 vi\u1ec7c \u00e1p d\u1ee5ng\" class=\"wp-image-89368\" \/><\/figure>\n\n\n\n<p>T\u1ea1i Nh\u1eadt B\u1ea3n, t\u1eeb th\u00e1ng 8 n\u0103m 2024 (Reiwa 6), SoftBank Group \u0111\u00e3 c\u00f4ng b\u1ed1 10 c\u00f4ng ty con c\u1ee7a m\u00ecnh s\u1ebd b\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 &#8220;PayPay L\u01b0\u01a1ng K\u1ef9 Thu\u1eadt S\u1ed1&#8221; \u0111\u1ec3 h\u1ed7 tr\u1ee3 vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n\n\n\n<p>Tham kh\u1ea3o: <a href=\"https:\/\/www.softbank.jp\/corp\/news\/press\/sbkk\/2024\/20240809_01\/\" target=\"_blank\" rel=\"noreferrer noopener\">10 c\u00f4ng ty thu\u1ed9c SoftBank Group b\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng &#8216;PayPay L\u01b0\u01a1ng K\u1ef9 Thu\u1eadt S\u1ed1'[ja]<\/a><\/p>\n\n\n\n<p>C\u00e1c c\u00f4ng ty quy\u1ebft \u0111\u1ecbnh h\u1ed7 tr\u1ee3 &#8220;PayPay L\u01b0\u01a1ng K\u1ef9 Thu\u1eadt S\u1ed1&#8221; bao g\u1ed3m SoftBank Group Corp., SoftBank Corp., LINE Yahoo Japan Corporation, PayPay Corporation, SB C&amp;S Corporation, SB At Work Corporation, SB Technology Corporation, SB Payment Service Corporation, PayPay Card Corporation v\u00e0 PayPay Securities Corporation.<\/p>\n\n\n\n<p>Nh\u00e2n vi\u00ean c\u1ee7a c\u00e1c c\u00f4ng ty trong nh\u00f3m n\u00e0y s\u1ebd nh\u1eadn thanh to\u00e1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1 th\u00f4ng qua PayPay Corporation. Tuy nhi\u00ean, hi\u1ec7n t\u1ea1i ch\u1ec9 c\u00f3 PayPay Corporation l\u00e0 c\u00f4ng ty \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n t\u1ea1i Nh\u1eadt B\u1ea3n, do \u0111\u00f3, \u0111\u00e2y \u0111\u01b0\u1ee3c coi l\u00e0 v\u00ed d\u1ee5 \u0111\u1ea7u ti\u00ean v\u00e0 thu h\u00fat s\u1ef1 ch\u00fa \u00fd trong n\u01b0\u1edbc.<\/p>\n\n\n\n<p>Tham kh\u1ea3o: <a href=\"https:\/\/about.paypay.ne.jp\/pr\/20240809\/01\/\" target=\"_blank\" rel=\"noopener\" title=\"\">PayPay Corporation &#8220;Nh\u1eadn ch\u1ec9 \u0111\u1ecbnh t\u1eeb B\u1ed9 tr\u01b0\u1edfng B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i x\u00e3 h\u1ed9i Nh\u1eadt B\u1ea3n \u0111\u1ec3 th\u1ef1c hi\u1ec7n thanh to\u00e1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1&#8221;<\/a><\/p>\n\n\n\n<p>Tham kh\u1ea3o: B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i x\u00e3 h\u1ed9i Nh\u1eadt B\u1ea3n &#8220;T\u00f3m t\u1eaft d\u1ecbch v\u1ee5 c\u1ee7a PayPay Corporation&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quy_trinh_trien_khai_thanh_toan_luong_dien_tu\"><\/span>Quy tr\u00ecnh tri\u1ec3n khai thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V\u1eady khi th\u1ef1c s\u1ef1 tri\u1ec3n khai thanh to\u00e1n l\u01b0\u01a1ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c \u0111i\u1ec7n t\u1eed, nh\u00e0 tuy\u1ec3n d\u1ee5ng c\u1ea7n th\u1ef1c hi\u1ec7n nh\u1eefng th\u1ee7 t\u1ee5c n\u00e0o? D\u01b0\u1edbi \u0111\u00e2y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch v\u1ec1 quy tr\u00ecnh v\u00e0 c\u00e1c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quy_trinh_trien_khai\"><\/span>Quy tr\u00ecnh tri\u1ec3n khai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Nh\u00e0 tuy\u1ec3n d\u1ee5ng c\u1ea7n th\u1ef1c hi\u1ec7n 6 b\u01b0\u1edbc sau \u0111\u00e2y \u0111\u1ec3 tri\u1ec3n khai thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed:<\/p>\n\n\n\n<ol>\n<li>X\u00e1c nh\u1eadn t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh b\u1edfi B\u1ed9 tr\u01b0\u1edfng B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i X\u00e3 h\u1ed9i<\/li>\n\n\n\n<li>Xem x\u00e9t d\u1ecbch v\u1ee5 c\u1ee7a t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh m\u00e0 b\u1ea1n mu\u1ed1n tri\u1ec3n khai<\/li>\n\n\n\n<li>K\u00fd k\u1ebft th\u1ecfa thu\u1eadn lao \u0111\u1ed9ng t\u1eadp th\u1ec3 v\u00e0 c\u00e1c th\u1ee7 t\u1ee5c li\u00ean quan<\/li>\n\n\n\n<li>Gi\u1ea3i th\u00edch cho ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/li>\n\n\n\n<li>Thu th\u1eadp s\u1ef1 \u0111\u1ed3ng \u00fd c\u00e1 nh\u00e2n t\u1eeb ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/li>\n\n\n\n<li>X\u00e1c nh\u1eadn v\u00e0 th\u1ef1c hi\u1ec7n quy tr\u00ecnh thanh to\u00e1n l\u01b0\u01a1ng<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Diem_can_luu_y_khi_chon_to_chuc_chuyen_tien_duoc_chi_dinh\"><\/span>\u0110i\u1ec3m c\u1ea7n l\u01b0u \u00fd khi ch\u1ecdn t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>L\u1ef1a ch\u1ecdn t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh c\u1ea7n ch\u00fa \u00fd \u0111\u1ebfn c\u00e1c \u0111i\u1ec3m sau:<\/p>\n\n\n\n<ul>\n<li>Gi\u1edbi h\u1ea1n s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n<\/li>\n\n\n\n<li>Gi\u1edbi h\u1ea1n s\u1ed1 ti\u1ec1n r\u00fat ra h\u00e0ng ng\u00e0y<\/li>\n\n\n\n<li>S\u1ef1 t\u1ed3n t\u1ea1i v\u00e0 s\u1ed1 ti\u1ec1n c\u1ee7a ph\u00ed d\u1ecbch v\u1ee5<\/li>\n\n\n\n<li>C\u00f3 c\u1ea7n k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng v\u1edbi t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh hay kh\u00f4ng<\/li>\n<\/ul>\n\n\n\n<p>B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 ch\u1ecdn nhi\u1ec1u t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh.<\/p>\n\n\n\n<p>Tuy nhi\u00ean, t\u1ea1i th\u1eddi \u0111i\u1ec3m vi\u1ebft b\u00e0i n\u00e0y, ch\u1ec9 c\u00f3 m\u1ed9t t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh l\u00e0 C\u00f4ng ty PayPay.<\/p>\n\n\n\n<p>Tham kh\u1ea3o: <a href=\"https:\/\/www.mhlw.go.jp\/content\/11200000\/001282164.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i X\u00e3 h\u1ed9i\uff5cC\u00e1c th\u1ee7 t\u1ee5c c\u1ea7n thi\u1ebft khi tri\u1ec3n khai thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed[ja]<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ky_ket_thoa_thuan_lao_dong_tap_the\"><\/span>K\u00fd k\u1ebft th\u1ecfa thu\u1eadn lao \u0111\u1ed9ng t\u1eadp th\u1ec3<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Khi tri\u1ec3n khai thanh to\u00e1n l\u01b0\u01a1ng \u0111i\u1ec7n t\u1eed, n\u1ebfu c\u00f3 t\u1ed5 ch\u1ee9c c\u00f4ng \u0111o\u00e0n v\u1edbi \u0111a s\u1ed1 ng\u01b0\u1eddi lao \u0111\u1ed9ng tham gia, c\u1ea7n k\u00fd k\u1ebft th\u1ecfa thu\u1eadn lao \u0111\u1ed9ng t\u1eadp th\u1ec3 v\u1edbi t\u1ed5 ch\u1ee9c c\u00f4ng \u0111o\u00e0n \u0111\u00f3, ho\u1eb7c n\u1ebfu kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c c\u00f4ng \u0111o\u00e0n, c\u1ea7n k\u00fd k\u1ebft v\u1edbi ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n \u0111a s\u1ed1 ng\u01b0\u1eddi lao \u0111\u1ed9ng.<\/p>\n\n\n\n<p>Th\u1ecfa thu\u1eadn lao \u0111\u1ed9ng t\u1eadp th\u1ec3 c\u1ea7n ghi r\u00f5 c\u00e1c n\u1ed9i dung sau:<\/p>\n\n\n\n<ul>\n<li>Ph\u1ea1m vi ng\u01b0\u1eddi lao \u0111\u1ed9ng \u00e1p d\u1ee5ng<\/li>\n\n\n\n<li>Ph\u1ea1m vi v\u00e0 s\u1ed1 ti\u1ec1n c\u1ee7a l\u01b0\u01a1ng \u00e1p d\u1ee5ng<\/li>\n\n\n\n<li>Ph\u1ea1m vi t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh<\/li>\n\n\n\n<li>Th\u1eddi gian b\u1eaft \u0111\u1ea7u th\u1ef1c hi\u1ec7n<\/li>\n<\/ul>\n\n\n\n<p>Ngo\u00e0i ra, tr\u00ean <a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/koyou_roudou\/roudoukijun\/zigyonushi\/shienjigyou\/03_00028.html\" target=\"_blank\" rel=\"noreferrer noopener\">Trang web c\u1ee7a B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i X\u00e3 h\u1ed9i[ja]<\/a> c\u00f3 m\u1eabu th\u1ecfa thu\u1eadn lao \u0111\u1ed9ng t\u1eadp th\u1ec3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Giai_thich_cho_nguoi_lao_dong_va_thu_thap_su_dong_y_ca_nhan\"><\/span>Gi\u1ea3i th\u00edch cho ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 thu th\u1eadp s\u1ef1 \u0111\u1ed3ng \u00fd c\u00e1 nh\u00e2n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Nh\u00e0 tuy\u1ec3n d\u1ee5ng c\u00f3 ngh\u0129a v\u1ee5 gi\u1ea3i th\u00edch n\u1ed9i dung \u0111\u00e3 n\u00eau tr\u00ean cho ng\u01b0\u1eddi lao \u0111\u1ed9ng. Vi\u1ec7c gi\u1ea3i th\u00edch n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u1ee7y th\u00e1c cho t\u1ed5 ch\u1ee9c chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh.<\/p>\n\n\n\n<p>Vi\u1ec7c thu th\u1eadp s\u1ef1 \u0111\u1ed3ng \u00fd c\u00e1 nh\u00e2n c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n kh\u00f4ng ch\u1ec9 b\u1eb1ng v\u0103n b\u1ea3n m\u00e0 c\u00f2n qua h\u00ecnh th\u1ee9c ghi ch\u00e9p \u0111i\u1ec7n t\u1eed. M\u1eabu \u0111\u01a1n \u0111\u1ed3ng \u00fd c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u00ecm th\u1ea5y tr\u00ean <a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/koyou_roudou\/roudoukijun\/zigyonushi\/shienjigyou\/03_00028.html\" target=\"_blank\" rel=\"noreferrer noopener\">Trang web c\u1ee7a B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i X\u00e3 h\u1ed9i[ja]<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket_Trien_vong_tuong_lai_cua_tien_luong_ky_thuat_so\"><\/span>T\u1ed5ng k\u1ebft: Tri\u1ec3n v\u1ecdng t\u01b0\u01a1ng lai c\u1ee7a ti\u1ec1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Nh\u01b0 \u0111\u00e3 gi\u1ea3i th\u00edch \u0111\u1ebfn nay, ti\u1ec1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1 kh\u00f4ng ch\u1ec9 l\u00e0 h\u1ec7 th\u1ed1ng m\u1edf r\u1ed9ng l\u1ef1a ch\u1ecdn cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong vi\u1ec7c nh\u1eadn l\u01b0\u01a1ng, m\u00e0 c\u00f2n l\u00e0 m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n trong ch\u00ednh s\u00e1ch ph\u00fac l\u1ee3i c\u1ee7a c\u00f4ng ty.<\/p>\n\n\n\n<p>M\u1eb7c d\u00f9 vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng theo h\u00ecnh th\u1ee9c k\u1ef9 thu\u1eadt s\u1ed1 ch\u1ec9 m\u1edbi b\u1eaft \u0111\u1ea7u, nhu c\u1ea7u v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t s\u1ebd ti\u1ebfp t\u1ee5c t\u0103ng cao. T\u00ednh \u0111\u1ebfn th\u00e1ng 9 n\u0103m 2024, ch\u1ec9 c\u00f3 m\u1ed9t c\u00f4ng ty \u0111\u01b0\u1ee3c B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i Nh\u1eadt B\u1ea3n ch\u1ec9 \u0111\u1ecbnh l\u00e0m \u0111\u1ea1i l\u00fd chuy\u1ec3n ti\u1ec1n l\u00e0 PayPay Corporation, nh\u01b0ng hi\u1ec7n t\u1ea1i c\u00f3 ba \u0111\u1ea1i l\u00fd chuy\u1ec3n ti\u1ec1n kh\u00e1c \u0111ang n\u1ed9p \u0111\u01a1n xin ch\u1ec9 \u0111\u1ecbnh v\u00e0 \u0111ang trong qu\u00e1 tr\u00ecnh xem x\u00e9t.<\/p>\n\n\n\n<p>N\u1ebfu nh\u1eefng \u0111\u1ea1i l\u00fd n\u00e0y \u0111\u01b0\u1ee3c B\u1ed9 Lao \u0111\u1ed9ng v\u00e0 Ph\u00fac l\u1ee3i ch\u1ec9 \u0111\u1ecbnh, vi\u1ec7c thanh to\u00e1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1 s\u1eed d\u1ee5ng c\u00e1c lo\u1ea1i ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 kh\u00e1c ngo\u00e0i PayPay s\u1ebd tr\u1edf n\u00ean kh\u1ea3 thi, do \u0111\u00f3, c\u00f3 kh\u1ea3 n\u0103ng s\u1ed1 l\u01b0\u1ee3ng c\u00f4ng ty th\u1ef1c hi\u1ec7n thanh to\u00e1n l\u01b0\u01a1ng k\u1ef9 thu\u1eadt s\u1ed1 s\u1ebd t\u0103ng l\u00ean trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gioi_thieu_cac_bien_phap_cua_Van_phong_Luat_su_Monolith\"><\/span>Gi\u1edbi thi\u1ec7u c\u00e1c bi\u1ec7n ph\u00e1p c\u1ee7a V\u0103n ph\u00f2ng Lu\u1eadt s\u01b0 Monolith<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V\u0103n ph\u00f2ng Lu\u1eadt s\u01b0 Monolith l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c ph\u00e1p l\u00fd chuy\u00ean nghi\u1ec7p cao c\u1ea5p trong l\u0129nh v\u1ef1c IT, \u0111\u1eb7c bi\u1ec7t l\u00e0 lu\u1eadt Internet v\u00e0 lu\u1eadt t\u1ed5ng h\u1ee3p. Ch\u00fang t\u00f4i cung c\u1ea5p s\u1ef1 h\u1ed7 tr\u1ee3 ph\u00e1p l\u00fd cho c\u00e1c th\u00e1ch th\u1ee9c qu\u1ea3n l\u00fd ph\u1ee9c t\u1ea1p \u0111\u1eb7c tr\u01b0ng c\u1ee7a c\u00e1c c\u00f4ng ty IT v\u00e0 startup, t\u1eeb c\u00e1c c\u00f4ng ty ni\u00eam y\u1ebft tr\u00ean S\u1edf giao d\u1ecbch ch\u1ee9ng kho\u00e1n Tokyo \u0111\u1ebfn c\u00e1c doanh nghi\u1ec7p kh\u1edfi nghi\u1ec7p. Chi ti\u1ebft \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y trong c\u00e1c b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y.<\/p>\n\n\n\n<p>L\u0129nh v\u1ef1c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a V\u0103n ph\u00f2ng Lu\u1eadt s\u01b0 Monolith: <a href=\"https:\/\/monolith.law\/practices\/corporate\" target=\"_blank\" rel=\"noreferrer noopener\">Ph\u00e1p l\u00fd doanh nghi\u1ec7p IT v\u00e0 startup[ja]<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trong b\u1ed1i c\u1ea3nh ch\u00ednh ph\u1ee7 Nh\u1eadt B\u1ea3n \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u1ea1t t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t l\u00ean 40% v\u00e0o n\u0103m Reiwa 7 (2025), t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t trong n\u0103m Reiwa 5 (2023) \u0111\u00e3 \u0111\u1ea1t m\u1ee9c cao nh\u1ea5 [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":70851,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[24,28],"acf":[],"_links":{"self":[{"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/posts\/69776"}],"collection":[{"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/comments?post=69776"}],"version-history":[{"count":2,"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/posts\/69776\/revisions"}],"predecessor-version":[{"id":70852,"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/posts\/69776\/revisions\/70852"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/media\/70851"}],"wp:attachment":[{"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/media?parent=69776"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/categories?post=69776"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monolith.law\/vi\/wp-json\/wp\/v2\/tags?post=69776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}